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How we verify

If we cannot support a claim, we do not use it.

Every published amount, grade rule, deadline, and school policy must point back to evidence. When sources are missing or disagree, we withhold the answer and tell the family what to confirm.

The trust rule

551 claims are currently withheld.

An honest gap is safer than a confident guess. We keep those claims out of recommendations until the evidence improves.

See the full verification system
Ledgered claims
5,210
Source documents
2,006
Recorded revisions
12,692
Schools in the ledger
422
College pages live
749

Ledger counts as of June 10, 2026. The college count is recomputed from the live registry at every build.

The honest column

551

about 1 in 9 recorded facts

What we don’t know

551 of our 5,210 recorded facts, about 1 in 9, are held back because the evidence is not strong enough yet. Another 54 are waiting on confirmation from the school, and 44 are held because two official sources disagree.

None of these reach a verdict. We withhold them instead of guessing, because an unsourced number that looks confident is worse than an honest gap. Every withheld claim records two things: what we searched, and the exact question to ask the school’s financial aid office to settle it.

  • Not enough evidence yet551
  • Awaiting school confirmation54
  • Sources disagree44

A merit-aid product that is never unsure is guessing somewhere. This column is what being sure costs.

Source hierarchy

Six steps. The bottom two do not count.

Every claim is graded by where its evidence sits on a fixed ladder. The higher the rung, the more a claim is allowed to do.

  1. Written answers from the aid office itself

    Policies confirmed in writing with the school’s own financial aid or scholarship office, date-stamped. When an office’s answer conflicts with its own published page, we show you both. A disagreement between two official sources is something you deserve to see, not something we pick a winner on.

  2. Official school pages

    Financial aid, scholarship, honors, and department pages on the school’s own domain. The standard everything else is measured against.

  3. Official state, federal, and provider pages

    State grant agencies, federal aid programs, and scholarship sponsors publishing their own rules.

  4. Credible secondary sources

    Reputable reporting that points back to official policy.

  5. Forums and parent groupsSignals only

    Reddit threads and parent groups are leads to chase down, not evidence. Nothing publishes on a forum post.

  6. AI summariesNever final evidence

    AI helps us search and compare. A claim never ships on an AI summary alone. No exceptions.

Where our verified claims actually landed, as of June 10, 2026:

  • 3,575 verified against official sources (68.6%)
  • 986 verified against credible secondary sources (18.9%)
  • 649 withheld pending better evidence (12.5%)

The evidence standard

Every number carries its receipt.

Before a number can appear on this site, it has to carry its receipt: the school’s own page it came from, the aid year it applies to, when we last checked it, and the school’s exact wording.

The wording is the school’s, captured word for word — never our paraphrase. 3,617 award entries on our college pages carry one.

One real entry, as our college pages use itVerified on the school’s own page
Claim
The University of Alabama Presidential Scholarship. $28,000/year, automatic at a 3.5+ GPA with a 32–36 ACT (out-of-state freshmen).
Source type
Official financial aid page (.edu)
Last verified
July 14, 2026

Do external scholarships, military benefits or college saving plans impact scholarships at UA? No. However, scholarships at UA could possibly impact these external funds. Please consult with the external scholarship, military benefits or college savings plan representatives to determine if your funds will be impacted by scholarships received at UA.

The University of Alabama stacking policy. afford.ua.edu/scholarships/faq/, retrieved July 14, 2026

Recomputed from the live registry at every build:

awards documented, every one source-linked
7,195
automatic-on-stats tiers
1,412
explicit renewal rules
3,243
documented stacking policies
578

Create vs verify

The author never grades its own work.

A single reviewer, human or AI, shares its own blind spots. So every fact here is read from the school’s published policy by one system and independently re-checked against the same source by a separate one before anything can publish.

High-stakes numbers — dollar amounts, GPA and test cutoffs, stacking rules, renewal conditions — additionally require human sign-off. Nothing here is allowed to approve its own work.

Proportionate rigor

Rigor scales with what a number can cost you.

Not every fact deserves the same machinery. The bar rises with the stakes:

Kind of claimExamplesWhat it takes to publish
Low-stakes factsA school’s name, location, that a program existsIndependently cross-checked.
Load-bearing aid claimsDollar amounts, GPA and test cutoffs, stacking rules, renewal conditionsA source receipt, independent verification, and human sign-off.
Money and lawOur pricing, legal copy, delivery promisesA human, always. No exceptions.

The living ledger

12,692 revisions, every one on the record.

Merit policy moves. Schools revise cutoffs, retire awards, and quietly edit stacking pages mid-year. Our records are built to notice. Every change is kept on the record, 12,692 revisions so far as of June 10, 2026.

  • Changes are recorded, not overwritten. A revised amount or cutoff leaves a journal entry behind it.
  • Stale and conflicting sources get flagged for re-verification. They are not silently kept because the old number was convenient.
  • Every college page shows its last-verified date, so you can see how fresh the answer is before you act on it.

The same records power our published research: The State of Merit-Aid Transparency, 2026 reads and classifies the outside-scholarship policies colleges actually publish and shows what they leave out.

Coverage & limits

What we cover and where the edges are.

of public four-year colleges, 307 of 782
39.3%
of private nonprofits, 442 of 1,536
28.8%
of all 2,318 public + nonprofit four-year colleges
32.3%

Denominators are the 782 public and 1,536 private nonprofit four-year degree-granting institutions in NCES Digest Table 317.10 (AY 2022–23). Measured against the list that actually matters, the roughly 880 schools where merit aid can make a meaningful difference, per our internal coverage tracker, coverage is 749 schools, about 85%.

For-profit colleges are excluded on purpose: they are 310 of the 2,628 four-year institutions (11.8%) but enroll only 5.6% of four-year undergraduates (NCES Table 303.70, Fall 2023), and they are not where merit strategy happens.

What this cannot promise

  • Policies change mid-year. A school can revise a cutoff in March that we verified in January. Our records flag staleness; they cannot prevent it.
  • Conflicts are shown, not smoothed over. When two sources disagree, you see the disagreement instead of the friendlier number.
  • Unclear rules stay labeled.When the evidence runs out, we hand you the exact question for the aid office. We don’t fill the gap with a guess.
  • None of this guarantees aid.It guarantees you’re deciding from sourced numbers, labeled honestly.

See the standard applied.

The sample playbook shows the receipts inline. The free preview runs your school list against the live dataset.