The starting point
UCM's Red and Black Scholarship is fully automatic on high-school GPA — $1,500 to $4,000/year guaranteed if you qualify — with a $1,000 ACT Excellence add-on at a 27+ composite, and generous non-resident fee waivers for out-of-state students.
More than one award path. Some awards use published academic thresholds. Others have different selection criteria. A score chart does not describe every award at this school.
Awards to discuss
First 3 of 6 recorded awards, in chapter display order. This is a selection, not a ranking. Read the full chapter for all awards. Amounts retain the original units and conditions; confirm the entering year with the school.
Freshman Red and Black Scholarship
$1,500-$4,000 per year · Published range
Recorded as automatic on academic criteria; all conditions apply.
GPA: 3.0+ cumulative HS GPA (3.0-3.24 = $1,500; 3.25-3.49 = $2,000; 3.5-3.74 = $3,000; 3.75+ = $4,000) · ACT: Not required (ACT optional; see ACT Excellence add-on)
Eligibility: Be a U.S. citizen or permanent resident; be enrolled full time (12+ hours). GPA taken from the official HS transcript (6th, 7th or 8th semester, whichever is higher).
Renewal: Renewable up to four years / eight semesters. Students must maintain a 2.5 cumulative GPA at UCM and be enrolled full time (12+ hours) to renew.
Other terms: Fully automatic — no separate scholarship application; eligibility is read from the HS transcript and admission application. The page flags an asterisk: the award is guaranteed but 'could be reduced or removed due to federal regulations to avoid over-awards.'
https://www.ucmo.edu/future-students/financing-your-education/scholarships/undergraduate-scholarships/future-freshman-scholarships/red-and-black/
ACT Excellence Scholarship
$1,000 per year · Published amount
Recorded as automatic on academic criteria; all conditions apply.
ACT: 27+ official ACT composite / superscore
Eligibility: Stacks on top of the GPA-based Red and Black Scholarship.
Renewal: Up to 8 semesters; 2.5 GPA minimum and full-time enrollment, the same renewal terms as the Red and Black Scholarship it adds onto.
Other terms: Automatic $1,000/year add-on for a 27+ ACT superscore, layered on top of the Red and Black GPA award. The grid lists the $1,000 in the ACT Excellence column on the 3.75+ row, but the page states it is added 'additionally' for any qualifying score.
https://www.ucmo.edu/future-students/financing-your-education/scholarships/undergraduate-scholarships/future-freshman-scholarships/red-and-black/
Dual Credit Scholarship
$1,000 per year ($500 per semester) · Published award terms
Recorded as automatic on academic criteria; all conditions apply.
GPA: 3.0 GPA or higher in all UCM dual-credit coursework
Eligibility: Incoming freshman who took at least one dual-credit course with UCM.
Renewal: Renewable up to six (6) semesters.
Other terms: Rewards prior UCM dual-credit enrollment; capped at six semesters rather than eight.
https://www.ucmo.edu/future-students/financing-your-education/scholarships/undergraduate-scholarships/future-freshman-scholarships/
Ask before you decide
- Which entering-year policy and residency category apply to us? What are the admission and scholarship deadlines?
- What grades and credits are required to renew, and for how many terms?
- How would other school awards or outside scholarships change the offer?
Recorded stacking policy: The Red and Black Scholarship is explicitly described as combinable with other scholarships, and the ACT Excellence award adds onto it. However, the page warns the Red and Black award 'could be reduced or removed due to federal regulations to avoid over-awards' — i.e., institutional aid is capped to avoid over-awarding when total aid (including outside/private grants) is too high. The Mule Grant is a last-dollar grant that fills tuition/fees 'remaining after federal, state, institutional and private/outside grants and scholarships have been applied,' meaning outside scholarships reduce the Mule Grant before institutional merit. No single page states a clean, comprehensive outside-scholarship displacement order, so the precise displacement mechanics are unclear.
Our unanswered questions / Family notes
