Colgate
Decision sheet

The starting point

Highly selective Hamilton, NY liberal-arts college with a categorical no-merit policy — institutional aid is 100% need-based, but outside scholarships are unusually friendly: merit-based outside awards reduce family contribution, work-study, and loans before any Colgate grant.

Start with the aid policy. This research does not list a merit award. Check the school's financial aid options and application requirements; an empty award list is not proof that no aid is available.

Awards to discuss

No merit awards are listed in this research. Ask the school about need-based aid and any other funding options.

Ask before you decide

1. Which entering-year policy and residency category apply to us? What are the admission and scholarship deadlines?
2. What grades and credits are required to renew, and for how many terms?
3. How would other school awards or outside scholarships change the offer?

Recorded stacking policy: Colgate handles outside scholarships differently based on type: MERIT-based outside awards first offset family contribution, work-study, and loans (student-favorable). State/federal ENTITLEMENT aid and parent-employer tuition benefits reduce the Colgate Grant dollar-for-dollar (less favorable).

Our unanswered questions / Family notes

Keep the sources with the decision

Full research, award details and source context: https://meritplaybook.com/colleges/colgate/merit-aid

• Colgate stacking policy: https://www.colgate.edu/admission-aid/financial-aid/policies-procedures
• Colgate cost-of-attendance worksheet: https://www.colgate.edu/admission-aid/tuition-fees

The research date is not a guarantee that a policy still applies. Confirm current amounts, deadlines and conditions with the school before making a financial decision.