Georgetown · District of Columbia
Georgetown Merit Aid
Jesuit private with a categorical no-merit policy and a published displacement order that DOES reduce Georgetown's own need-based scholarship after student contribution, loans, and work-study — uniquely unfavorable for students winning sizeable outside awards.
Common merit-aid mistakes at Georgetown
Georgetown's published financial aid materials describe institutional scholarships as need-based only. Outside of athletic grants-in-aid administered by Athletics, the financial aid office characterizes its scholarship pool as need-based awards. A high-stats student whose family doesn't qualify for need-based aid pays full sticker regardless of academic profile.
Georgetown's published order ends in 'University need-based Scholarship.' That means once outside awards exceed the combined self-help + expected contribution allocation, every additional dollar reduces Georgetown's own grant 1:1. The displacement risk is real and worth modeling before chasing very large outside scholarships.
Georgetown commits to meeting demonstrated need, but demonstrated need is calculated from FAFSA + CSS Profile inputs that include home equity, business income, and non-custodial parent assets. Many middle-income families calculate lower 'need' at Georgetown than they expected — net price stays high.
Who this school is for
Families with substantial demonstrated need who qualify for Georgetown's commitment to meet full need. Students looking for academic-merit discounts on Georgetown's sticker price should not target Georgetown for that purpose — the school is structurally not designed for it.
Outside scholarship stacking policy
Georgetown publishes a four-step displacement order for outside scholarships: student expected contribution, federal loan, federal work-study/campus employment, then University need-based scholarship. Unlike Brown, Georgetown WILL reduce its own grant once self-help is fully displaced.
Per Georgetown's published outside-benefits policy, an external scholarship first reduces the student's expected contribution, then federal loans, then federal work-study or campus employment, and finally the University's need-based scholarship. The fourth step matters: families who win outside awards larger than the combined self-help + expected contribution will see Georgetown's institutional grant reduced dollar-for-dollar above that threshold.
Georgetown merit aid FAQ
Does Georgetown University offer merit scholarships?
No academic-merit scholarships. Georgetown's Office of Student Financial Aid describes its scholarship pool as need-based, and the undergraduate scholarship page states 'each year, Georgetown University awards several hundred need-based scholarships to eligible undergraduates.' The only awards Georgetown publicly attributes to academic-or-athletic potential are 'athletic grants-in-aid… awarded by the Department of Athletics on the basis of athletic and academic potential.'
How does Georgetown treat outside scholarships?
Georgetown publishes a displacement order: outside aid first reduces the student's expected contribution, then federal loans, then federal work-study or campus employment, and finally University need-based scholarship. The fourth step means large outside awards can reduce Georgetown's own grant.
Does Georgetown meet 100% of demonstrated need?
Yes. Georgetown's Office of Student Financial Aid states that its scholarships 'meet 100% of eligible undergraduates' demonstrated financial need.' Note that the financial aid package includes loans and work-study — Georgetown has not gone fully loan-free like some peers.
Will my outside scholarship be a net gain at Georgetown?
For modest amounts, yes — outside awards first reduce student contribution and loans, both of which are real out-of-pocket or future-debt savings. For very large outside awards (above the combined self-help cap), the marginal dollar above that threshold reduces Georgetown's institutional grant 1:1, producing zero net gain.
What is Georgetown's financial aid mission?
Per the financial aid office's published statement: 'Our mission is to make it financially possible for every admitted applicant to attend Georgetown University.' The mechanism is need-based, however — not merit-based — so families with no calculated need don't see a discount.
How Georgetown compares across our verified dataset
- 42 of 150 verified schools in our dataset use loan-first displacement.
Georgetown is in a recognizable cluster (42 schools share this category). That framing matters when comparing peer schools that may publish the policy differently or not at all.
Sources used on this page
Every claim is checked against Georgetown’s own published materials. Below is the full reference set.