Harvard
Decision sheet

The starting point

Harvard does not offer merit-based financial aid — all Harvard-administered aid is based solely on financial need. Families with income below $100,000 (typical assets) pay nothing; families up to $200,000 pay no tuition. Harvard meets 100% of demonstrated need with no loans.

Start with the aid policy. This research does not list a merit award. Check the school's financial aid options and application requirements; an empty award list is not proof that no aid is available.

Awards to discuss

No merit awards are listed in this research. Ask the school about need-based aid and any other funding options.

Ask before you decide

1. Which entering-year policy and residency category apply to us? What are the admission and scholarship deadlines?
2. What grades and credits are required to renew, and for how many terms?
3. How would other school awards or outside scholarships change the offer?

Recorded stacking policy: Outside scholarships first replace the student work expectation (~$3,500/year). Any excess reduces the Harvard scholarship dollar-for-dollar. Outside awards cannot reduce the parent contribution.

Our unanswered questions / Family notes

Keep the sources with the decision

Full research, award details and source context: https://meritplaybook.com/colleges/harvard/merit-aid

• Harvard stacking policy: https://sfs.harvard.edu/outside-awards
• Harvard Common Data Set: https://bpb-us-e1.wpmucdn.com/sites.harvard.edu/dist/6/210/files/2025/06/HarvardUniversity_CDS_2024-2025.pdf
• Harvard cost-of-attendance worksheet: https://college.harvard.edu/financial-aid/how-aid-works/cost-attendance

The research date is not a guarantee that a policy still applies. Confirm current amounts, deadlines and conditions with the school before making a financial decision.