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MeritPlaybook / Take-home research

Minnesota
Decision sheet

Minnesota · Research checked 2026-07-02 · School research, not an aid offer

The starting point

Big Ten flagship with a clean automatic-merit story for out-of-state students (Maroon & Gold and National Scholarship), tiered Presidential awards for in-state, and one of the most generous National Merit Finalist packages in the country via the Gold Scholar Award (up to $10,000/year for NMFs who name UMN first-choice). Reciprocity rates make UMN a meaningful aid story for WI, ND, SD, and Manitoba residents independent of merit.

More than one award path. Some awards use published academic thresholds. Others have different selection criteria. A score chart does not describe every award at this school.

Awards to discuss

First 3 of 9 recorded awards, in chapter display order. This is a selection, not a ranking. Read the full chapter for all awards. Amounts retain the original units and conditions; confirm the entering year with the school.

Maroon & Gold Scholarship

$2,000 – $12,000 per year for 4 years · Published range

Recorded as automatic on academic criteria; all conditions apply.

GPA: Typically 3.9+ (top academic performers) · SAT: 1370+ (when submitted, superscored) · ACT: 30+ (when submitted)

Eligibility: Open to all admitted freshmen including reciprocity-state residents. Awarded automatically off the freshman application; no separate scholarship application required.

Renewal: Renewable for 4 years. Continuous full-time enrollment and renewal criteria shared with the student in the offer letter.

Other terms: UMN's flagship academic merit award for top admitted freshmen. The published thresholds are 'typical' rather than guaranteed; UMN reviews holistically. Stacks with college-specific scholarships and Honors Program awards.

https://admissions.tc.umn.edu/cost-aid/scholarships/university-wide-academic-scholarships

National Scholarship

$2,500, $5,000, $10,000, $15,000, or $20,000 per year for 4 years · Published award terms

Recorded as automatic on academic criteria; all conditions apply.

GPA: ~3.8+ (top OOS applicants) · SAT: 1330+ (when submitted) · ACT: 29+ (when submitted)

Eligibility: EXPLICITLY EXCLUDES residents of Minnesota, North Dakota, Wisconsin, and Manitoba (reciprocity states). Awarded automatically off the freshman application for all eligible OOS admits.

Renewal: Renewable for 4 years. Continuous full-time enrollment required.

Other terms: UMN's automatic OOS merit ladder. The five-tier structure ($2,500/$5,000/$10,000/$15,000/$20,000) is one of the most transparent OOS automatic ladders in the Big Ten. Critical exclusion: WI, ND, SD, Manitoba residents are NOT eligible; they receive the reciprocity tuition rate instead. South Dakota residents also receive reciprocity but the explicit exclusion list in published policy names MN, ND, WI, and Manitoba; SD families should verify with admissions.

https://admissions.tc.umn.edu/cost-aid/scholarships/university-wide-academic-scholarships

Presidential Scholarship

$1,000 – $10,000 per year for 4 years · Published range

Recorded as automatic on academic criteria; all conditions apply.

Eligibility: Awarded based on academic performance, scholastic aptitude, leadership, creativity, community involvement, and contribution to diversity. Open to U.S. citizens, permanent residents, and Minnesota Dream Act-eligible students.

Renewal: Renewable for 4 years. Renewal conditions shared with student when the award is offered.

Other terms: Holistic award layered alongside the Maroon & Gold and National Scholarship pools. Range is wider at the bottom ($1,000) than at the top ($10,000). Often awarded to students who don't quite hit the academic-performance ceiling for Maroon & Gold but show strong leadership or community-involvement profile.

https://admissions.tc.umn.edu/cost-aid/scholarships/university-wide-academic-scholarships

Ask before you decide

  1. Which entering-year policy and residency category apply to us? What are the admission and scholarship deadlines?
  2. What grades and credits are required to renew, and for how many terms?
  3. How would other school awards or outside scholarships change the offer?

Recorded stacking policy: UMN applies a strict cost-of-attendance cap: total financial aid offered cannot exceed COA for the aid year. The published reduction order (which awards reduce first when total exceeds COA) is not publicly documented; OSFA administers on a case-by-case basis. Reciprocity-state residents (MN, ND, WI, Manitoba) are explicitly excluded from the National Scholarship; they receive reciprocity tuition rates instead, which is itself a form of merit-equivalent benefit.

Our unanswered questions / Family notes

Keep the sources with the decision

Full research, award details and source context: https://meritplaybook.com/colleges/minnesota/merit-aid

The research date is not a guarantee that a policy still applies. Confirm current amounts, deadlines and conditions with the school before making a financial decision.