How much is Pacific's cost of attendance?

For 2026-27, the on-campus undergraduate COA is $79,856 (tuition & fees $60,100, room & meals $16,834, plus books, personal, transportation, and loan fees); off-campus is $75,274.

Pacific (OR)· Scholarship Stacking

Stacking Outside Scholarships at Pacific (OR)

How Pacific (OR) treats outside scholarships when they arrive on top of institutional merit aid.

Verified Jun 20264 days ago· COWORK

The verdict

Cost-of-attendance cap

At Pacific (OR), an outside scholarship only triggers a cut when total aid would exceed cost of attendance. The strategy follows from that: outside scholarships are upside until the package would push past COA, at which point they start replacing institutional grants.

catalog.pacificu.edu publishes the $79,856 cost-of-attendance worksheet the math is run against.

Stacking policy at Pacific (OR)

Pacific caps aid at federally defined need / cost of attendance: outside scholarships can reduce financial aid awards if they exceed remaining need or push total aid over COA. Several big awards are either/or rather than stackable: students may receive only one Academic Scholarship; UCC Tuition Scholarship OR Academic Scholarship (whichever is higher); Oregon Promise Award replaces the transfer merit scholarship.

Catalog: 'Awards can decrease if applicants receive outside scholarships that exceed their remaining need or, in combination with their financial aid, exceed the cost of attendance for the year.' The catalog does not state which component (loan vs grant) is reduced first. Institutional aid is also time-limited (4 years for first-years, up to 3 years for transfers) and CAS scholarships cannot be used in the health-professions colleges.

Source: https://catalog.pacificu.edu/content.php?catoid=19&navoid=1140

Common stacking mistakes

Expecting to combine two Pacific academic awards.
The catalog states 'Eligible students may receive only one of these scholarships,' the UCC Tuition Scholarship is either/or with the Academic Scholarship ('Students may not receive both awards'), and the Oregon Promise Award 'replaces the academic merit scholarship.'
Assuming outside scholarships always stack on top of the package.
The catalog warns: 'Awards can decrease if applicants receive outside scholarships that exceed their remaining need or, in combination with their financial aid, exceed the cost of attendance for the year.'

Stacking questions families ask

How much is Pacific's cost of attendance?: For 2026-27, the on-campus undergraduate COA is $79,856 (tuition & fees $60,100, room & meals $16,834, plus books, personal, transportation, and loan fees); off-campus is $75,274.

Rules that bite at Pacific (OR)

The trip wires we'd flag in a custom playbook. Each is derived from Pacific (OR)'s own published policy, not generic advice.

renewalPacesetter Excellence Award: renewal floor that quietly knocks awards out
Available for up to four years of full-time enrollment. A single rough term can end a four-year award here without warning if the GPA floor isn't met cumulatively.
capHard $79,856 cost-of-attendance ceiling
Institutional aid at Pacific (OR) cannot push the package past $79,856. Big outside wins can mathematically reduce institutional grant once the ceiling is reached.

Aid-office script (copy & send)

A binding written answer beats a verbal hallway promise. This script is keyed to Pacific (OR)'s published displacement type. Paste it, fill in your name, and send it before you accept an outside award.

Subject: Outside-scholarship treatment question, fall applicant

Dear Pacific (OR) Financial Aid Office,

I'm a fall applicant reviewing how outside scholarships interact with my institutional aid package. I've read the public policy at https://catalog.pacificu.edu/content.php?catoid=19&navoid=1140 and the $79,856 cost-of-attendance worksheet.

If my package is institutional merit + Pell + a $5,000 outside scholarship and the total stays under the COA worksheet, can you confirm no institutional dollar is reduced?

If the same outside award pushes the total over COA by $X, which aid line item shrinks first: institutional grant, loan, or work-study?

A written answer (email is fine) is important because the outside-scholarship awarding bodies want confirmation before disbursing. Thank you for the time.

— [Student name], [Application ID if available]

How Pacific (OR) compares across our verified dataset

160 of 751 verified schools in our dataset use cost-of-attendance cap displacement.
Pacific (OR) is in a recognizable cluster (160 schools share this category). That framing matters when comparing peer schools that may publish the policy differently or not at all.
669 of 751 verified schools publish at least one four-year renewable merit award.
Pacific (OR) is one of them. The cohort minority (82 schools) only awards one-year scholarships, which means the four-year value families assume on a brochure quote isn't guaranteed at every school.

Sources used on this page

Every claim is checked against Pacific (OR)’s own published materials. Below is the full reference set.