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The merit-aid verdict at Binghamton
Binghamton rewards academic excellence across multiple tiers, offering substantial merit support to strong students.
Who this school is for
High-achieving students with solid academic records who want a top-tier public university experience will find competitive merit opportunities here.
Tuition / cost of attendance: Approximately $32,746 for 2026-2027. Source
Federal cost and outcome data
Federal reporting on who actually enrolls at Binghamton, what they paid after aid, and what happened next — independent of anything the school markets.
Average annual net price by family income at Binghamton, academic year 2021-22 — in-state, Title-IV aid recipients only
Family income
Average net price paid
$0–$30,000
$12,171
$30,001–$48,000
$15,281
$48,001–$75,000
$20,347
$75,001–$110,000
$23,533
$110,001+
$28,475
All income levels (average)
$21,620
Sticker price vs. what students actually pay
Published tuition & fees (in-state), AY 2022-23
$10,567
Published tuition & fees (out-of-state), AY 2022-23
$30,447
Average net price paid (all Title-IV aid), AY 2021-22
$21,620
That works out to roughly a 29% discount below the federal AY 2021-22 average cost of attendance of $30,345 (College Scorecard — a separate, federally reported figure, not the published cost of attendance shown above).
Binghamton is a public school; Scorecard's net price figure covers in-state, Title-IV-aid-recipient payers only — there is no comparable federal figure for out-of-state students.
Outcomes for students who enrolled here
Graduation rate (150% of normal time), 2016 cohort
82%
First-year retention rate, 2021 cohort
89%
Median debt at completion, 2020–2021 completers
$18,500 (~$196/mo on a 10-yr plan)
Median earnings, 10 years after entry (measured 2020-21)
$80,596
Share of students receiving a Pell grant, AY 2021-22
28%
Share of students receiving a federal loan, AY 2021-22
46%
Institutional merit aid tiers
Every tier below is sourced to the school’s own published financial aid pages. Renewal terms apply only if the student maintains the stated GPA.
How Binghamton compares across our verified dataset
668 of 750 verified schools publish at least one four-year renewable merit award.
Binghamton is one of them. The cohort minority (82 schools) only awards one-year scholarships, which means the four-year value families assume on a brochure quote isn't guaranteed at every school.
Sources used on this page
Every claim is checked against Binghamton’s own published materials. Below is the full reference set.