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The University of Southern Mississippi · Mississippi

Southern Miss scholarships and merit aid

Southern Miss centers merit on an automatic Academic Excellence grid (GPA plus ACT), topped by Honors College awards (Presidential, Keystone, Discovery) and National Merit recognition.

Verified Jul 20262 months ago

The short answer

Is Southern Miss worth a closer look?

Southern Miss is worth checking if your student has strong grades or scores. We found 22 published awards, and 14 are based on those numbers.

Merit tiers2214 based on grades or scores
Research checkedJul 2026By our research team

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Published scholarships

These amounts and requirements come from the school’s own published pages. Open an award to see who qualifies and how to keep it.

Where you landAutomatic merit aid by ACT compositeEach bar marks the ACT score range that qualifies for the tier.
Academic Excellence Full Tuition — GPA 3.25, ACT 32Full tuition
ACT 32SAT 1420 · GPA 3.25
Academic Excellence HousingAmount not published
ACT 32SAT 1420 · GPA 3.6
Academic Excellence — GPA 3.00, ACT 32$4,500
ACT 32SAT 1420 · GPA 3
Academic Excellence — GPA 3.25, ACT 31$10,000
ACT 31SAT 1390 · GPA 3.25
Academic Excellence — GPA 3.00, ACT 30$3,000
ACT 30SAT 1360 · GPA 3
Academic Excellence — GPA 3.25, ACT 30$9,000
ACT 30SAT 1360 · GPA 3.25
Academic Excellence — GPA 3.25, ACT 27$6,000
ACT 27SAT 1260 · GPA 3.25
Academic Excellence — GPA 3.00, ACT 26$2,500
ACT 26SAT 1230 · GPA 3
Academic Excellence — GPA 3.25, ACT 25$5,250
ACT 25SAT 1200 · GPA 3.25
Academic Excellence — GPA 3.25, ACT 23$4,500
ACT 23SAT 1130 · GPA 3.25
Academic Excellence — GPA 3.00, ACT 23$1,500
ACT 23SAT 1130 · GPA 3
Academic Excellence — GPA 3.25, ACT 22$3,000
ACT 22SAT 1100 · GPA 3.25
Academic Excellence — GPA 3.25, ACT 21$2,500
ACT 21SAT 1060 · GPA 3.25
Academic Excellence — GPA 3.25, ACT 20$1,500
ACT 20SAT 1030 · GPA 3.25

Not on this ladder: Designation Valedictorian Salutatorian, Keystone Scholar Award, National Merit Semifinalist, Designation Associate Achievement, Designation Other Awards 8yr, Discovery Scholarship, National Merit Finalist, Presidential Scholarship — application required, holistic, or scored on a different axis.

View as table
TierACT compositeAward
Academic Excellence Full Tuition — GPA 3.25, ACT 3232Full tuition
Academic Excellence Housing32Amount not published
Academic Excellence — GPA 3.00, ACT 3232$4,500
Academic Excellence — GPA 3.25, ACT 3131$10,000
Academic Excellence — GPA 3.00, ACT 3030$3,000
Academic Excellence — GPA 3.25, ACT 3030$9,000
Academic Excellence — GPA 3.25, ACT 2727$6,000
Academic Excellence — GPA 3.00, ACT 2626$2,500
Academic Excellence — GPA 3.25, ACT 2525$5,250
Academic Excellence — GPA 3.25, ACT 2323$4,500
Academic Excellence — GPA 3.00, ACT 2323$1,500
Academic Excellence — GPA 3.25, ACT 2222$3,000
Academic Excellence — GPA 3.25, ACT 2121$2,500
Academic Excellence — GPA 3.25, ACT 2020$1,500
$10,000

Academic Excellence — GPA 3.25, ACT 31

Based on grades or scoresCan continue
GPA
3.25
SAT
1390
ACT
31
See who qualifies and how to keep it
How to keep it

Maintain 2.5 GPA; 15 credits/year

Notes

Official USM Academic Excellence snapshot lists 3.25-4.0+ GPA, ACT 31/SAT 1390-1410, annual scholarship amount $10,000.

Source

Full tuition

Academic Excellence Full Tuition — GPA 3.25, ACT 32

Based on grades or scoresCan continue
GPA
3.25
SAT
1420
ACT
32
See who qualifies and how to keep it
How to keep it

Maintain 2.5 GPA; 15 credits/year

Notes

Official USM Academic Excellence snapshot lists 3.25-4.0+ GPA, ACT 32-36/SAT 1420-1600, annual scholarship amount Full Tuition.

Source

$1,500

Academic Excellence — GPA 3.25, ACT 20

Based on grades or scoresCan continue
GPA
3.25
SAT
1030
ACT
20
See who qualifies and how to keep it
How to keep it

Maintain 2.5 GPA; 15 credits/year

Notes

Official USM Academic Excellence snapshot lists 3.25-4.0+ GPA, ACT 20/SAT 1030-1050, annual scholarship amount $1,500.

Source

$3,000

Academic Excellence — GPA 3.25, ACT 22

Based on grades or scoresCan continue
GPA
3.25
SAT
1100
ACT
22
See who qualifies and how to keep it
How to keep it

Maintain 2.5 GPA; 15 credits/year

Notes

Official USM Academic Excellence snapshot lists 3.25-4.0+ GPA, ACT 22/SAT 1100-1120, annual scholarship amount $3,000.

Source

Amount not published

Academic Excellence Housing

Based on grades or scores
GPA
3.6
SAT
1420
ACT
32
See who qualifies and how to keep it
Notes

Official USM Academic Excellence snapshot says housing award requires high school cumulative GPA 3.6+ and ACT 32/SAT 1420+, covers full value of double-occupancy room only, must live on campus first year, first-year only and nonrenewable.

Source

$2,500

Academic Excellence — GPA 3.25, ACT 21

Based on grades or scoresCan continue
GPA
3.25
SAT
1060
ACT
21
See who qualifies and how to keep it
How to keep it

Maintain 2.5 GPA; 15 credits/year

Notes

Official USM Academic Excellence snapshot lists 3.25-4.0+ GPA, ACT 21/SAT 1060-1090, annual scholarship amount $2,500.

Source

$4,500

Academic Excellence — GPA 3.25, ACT 23

Based on grades or scoresCan continue
GPA
3.25
SAT
1130
ACT
23
See who qualifies and how to keep it
How to keep it

Maintain 2.5 GPA; 15 credits/year

Notes

Official USM Academic Excellence snapshot lists 3.25-4.0+ GPA, ACT 23-24/SAT 1130-1190, annual scholarship amount $4,500.

Source

$6,000

Academic Excellence — GPA 3.25, ACT 27

Based on grades or scoresCan continue
GPA
3.25
SAT
1260
ACT
27
See who qualifies and how to keep it
How to keep it

Maintain 2.5 GPA; 15 credits/year

Notes

Official USM Academic Excellence snapshot lists 3.25-4.0+ GPA, ACT 27-29/SAT 1260-1350, annual scholarship amount $6,000.

Source

$1,500

Academic Excellence — GPA 3.00, ACT 23

Based on grades or scoresCan continue
GPA
3
SAT
1130
ACT
23
See who qualifies and how to keep it
How to keep it

Maintain 2.5 GPA; 15 credits/year

Notes

Official USM Academic Excellence snapshot lists 3.0-3.24 GPA, ACT 23-25/SAT 1130-1220, annual scholarship amount $1,500.

Source

$2,500

Academic Excellence — GPA 3.00, ACT 26

Based on grades or scoresCan continue
GPA
3
SAT
1230
ACT
26
See who qualifies and how to keep it
How to keep it

Maintain 2.5 GPA; 15 credits/year

Notes

Official USM Academic Excellence snapshot lists 3.0-3.24 GPA, ACT 26-29/SAT 1230-1350, annual scholarship amount $2,500.

Source

$3,000

Academic Excellence — GPA 3.00, ACT 30

Based on grades or scoresCan continue
GPA
3
SAT
1360
ACT
30
See who qualifies and how to keep it
How to keep it

Maintain 2.5 GPA; 15 credits/year

Notes

Official USM Academic Excellence snapshot lists 3.0-3.24 GPA, ACT 30-31/SAT 1360-1410, annual scholarship amount $3,000.

Source

$4,500

Academic Excellence — GPA 3.00, ACT 32

Based on grades or scoresCan continue
GPA
3
SAT
1420
ACT
32
See who qualifies and how to keep it
How to keep it

Maintain 2.5 GPA; 15 credits/year

Notes

Official USM Academic Excellence snapshot lists 3.0-3.24 GPA, ACT 32-36/SAT 1420-1600, annual scholarship amount $4,500.

Source

$5,250

Academic Excellence — GPA 3.25, ACT 25

Based on grades or scoresCan continue
GPA
3.25
SAT
1200
ACT
25
See who qualifies and how to keep it
How to keep it

Maintain 2.5 GPA; 15 credits/year

Notes

Official USM Academic Excellence snapshot lists 3.25-4.0+ GPA, ACT 25-26/SAT 1200-1250, annual scholarship amount $5,250.

Source

$9,000

Academic Excellence — GPA 3.25, ACT 30

Based on grades or scoresCan continue
GPA
3.25
SAT
1360
ACT
30
See who qualifies and how to keep it
How to keep it

Maintain 2.5 GPA; 15 credits/year

Notes

Official USM Academic Excellence snapshot lists 3.25-4.0+ GPA, ACT 30/SAT 1360-1380, annual scholarship amount $9,000.

Source

$2,000

Designation Valedictorian Salutatorian

Apply separatelyCan continue
See who qualifies
How to keep it

Maintain 2.5 GPA; 15 credits/year

Notes

Official USM Freshman Designation-based snapshot says Valedictorian/Salutatorian award is domestic-students-only and paid across 2 consecutive fall/spring semesters at $2,000 annually/$1,000 per semester for total $2,000.

Source

$1,000

Keystone Scholar Award

Apply separatelyCan continue
See who qualifies
Notes

Official USM Honors snapshot says all rising juniors admitted to Honors Keystone will automatically be awarded the Honors Keystone Scholar Award when beginning Keystone curriculum, consisting of $1,000 annual scholarship for 2 years.

Source

Full tuition

National Merit Semifinalist

Apply separatelyCan continue
See who qualifies
Notes

Official USM National Merit snapshot says Semifinalist package includes full tuition for four years plus campus housing, meal plan, and one-time $500 educational allowance for freshman year only; semifinalists do not apply but must be admitted by March 1 priority deadline.

Source

$3,000

Designation Associate Achievement

Apply separatelyCan continue
GPA
3
See who qualifies and how to keep it
How to keep it

Maintain 2.5 GPA; 15 credits/year

Notes

Official USM Freshman Designation-based snapshot says Associate Achievement is for high school seniors obtaining associate degree while dual enrolled before attending USM, requires transfer cumulative GPA 3.0+, and pays $3,000 annually/$1,500 per semester for 4 consecutive fall/spring semesters, total $6,000.

Source

$2,000

Designation Other Awards 8yr

Apply separatelyCan continue
See who qualifies
How to keep it

Maintain 2.5 GPA; 15 credits/year

Notes

Official USM Freshman Designation-based snapshot lists the named other designation awards and residency limits, pays them across 8 consecutive fall/spring semesters at $2,000 annually/$1,000 per semester, total $8,000; same page states renewal requires 2.5 USM cumulative GPA and 15 USM credit hours each fall/spring semester.

Source

Full tuition

Discovery Scholarship

Apply separatelyCan continue
See who qualifies
Notes

Official USM Honors snapshot says Discovery Scholarship is competitive/select group and consists of full tuition for four years, freshman-year fall/spring campus housing and meal plan, and one-time $5,000 USM study-abroad scholarship usable beginning sophomore year.

Source

Full tuition

National Merit Finalist

Apply separatelyCan continue
See who qualifies
Notes

Official USM National Merit snapshot says Finalist package includes full tuition for four years; campus housing, meal plan, and $1,000 educational allowance for four years; one-time $4,000 study abroad; finalists must apply/submit documentation by May 1 in GO and list Southern Miss first choice with National Merit Corporation.

Source

Full tuition

Presidential Scholarship

Apply separatelyCan continue
See who qualifies
Notes

Official USM Honors snapshot says Presidential Scholarship is competitive/select group and equivalent to tuition, campus housing, and meal plan for four years plus $500 per semester educational allowance; recipients must live on campus freshman/sophomore years, and juniors/seniors moving off campus retain tuition and book stipends only.

Source

See what could change an award

Rules that could change the answer

These are the rules we would flag for your family. Each comes from Southern Miss's published information.

  • Aid capHard $28,786 cost-of-attendance ceiling

    Institutional aid at Southern Miss cannot push the package past $28,786. Big outside wins can mathematically reduce institutional grant once the ceiling is reached.

See costs and school data

Who this school may work for

In-state and out-of-state applicants who qualify on the GPA/ACT grid, Honors College candidates, and National Merit semifinalists and finalists comparing the full-tuition tiers.

Published yearly cost: Approximately $28,786 for 2026-2027. Source

Cost and graduation facts

Federal reporting on who actually enrolls at Southern Miss, what they paid after aid, and what happened next — independent of anything the school markets.

Average annual net price by family income at Southern Miss, academic year 2021-22 — in-state, Title-IV aid recipients only
Family incomeAverage net price paid
$0–$30,000$19,867
$30,001–$48,000$20,432
$48,001–$75,000$22,756
$75,001–$110,000$25,812
$110,001+$26,542
All income levels (average)$21,708

Sticker price vs. what students actually pay

Published tuition & fees (in-state), AY 2022-23
$9,998
Published tuition & fees (out-of-state), AY 2022-23
$11,998
Average net price paid (all Title-IV aid), AY 2021-22
$21,708

That works out to roughly a 18% discount below the federal AY 2021-22 average cost of attendance of $26,566 (College Scorecard — a separate, federally reported figure, not the published cost of attendance shown above).

Southern Miss is a public school; Scorecard's net price figure covers in-state, Title-IV-aid-recipient payers only — there is no comparable federal figure for out-of-state students.

Outcomes for students who enrolled here

Graduation rate (150% of normal time), 2016 cohort
49%
First-year retention rate, 2021 cohort
72%
Median debt at completion, 2020–2021 completers
$22,500 (~$239/mo on a 10-yr plan)
Median earnings, 10 years after entry (measured 2020-21)
$44,140
Share of students receiving a Pell grant, AY 2021-22
52%
Share of students receiving a federal loan, AY 2021-22
50%
See other scholarships and cost examples

If your student brings another scholarship

Outside scholarships only trigger an aid adjustment if total aid would exceed the cost of attendance (or the student's aid eligibility cap); below that ceiling, awards are not displaced.

Verified policy language (2026-07-02): A scholarship will affect your other student aid because all your student aid added together can’t be more than your cost of attendance at your college. So, you’ll need to let your school know if you’ve been awarded a scholarship so that the financial aid office can subtract that amount from your cost of attendance (and from certain other aid, such as loans, that you might have been offered). Separately, the school's own award-stacking rules: USM Honors College students may only receive one scholarship package (Honors Scholar Award, Discovery, or Presidential); they are mutually exclusive. Official USM Honors snapshot says all admitted Honors College students receive some financial support and students may only receive one scholarship package, supporting mutual exclusivity among Honors Scholar, Discovery, and Presidential packages listed on the page. (per https://www.usm.edu/honors/scholarships.php)

Source

Southern Miss merit aid FAQ

  • What is the deadline for Deadline Academic Excellence March1?

    Students must be fully admitted to USM with final test scores by March 1 to be automatically considered for the freshman Academic Excellence Scholarship.

  • What is the deadline for Deadline Academic Excellence May1 Accept?

    Students must accept Freshman Academic Scholarships in the SOAR system by May 1.

  • What is the deadline for Deadline Designation Based Aug1?

    USM Freshman Designation-Based Scholarship applications must be submitted through the GO System by August 1. Students receive notification by August 10 and must accept by August 15.

See sources and other schools

How Southern Miss compares

  • 235 of 749 verified schools in our dataset use cost-of-attendance cap displacement.

    Southern Miss is in a recognizable cluster (235 schools share this category). That framing matters when comparing peer schools that may publish the policy differently or not at all.

  • 665 of 749 verified schools publish at least one four-year renewable merit award.

    Southern Miss is one of them. The cohort minority (84 schools) only awards one-year scholarships, which means the four-year value families assume on a brochure quote isn't guaranteed at every school.

  • 132 of 749 verified schools publish a dedicated National Merit Finalist package.

    Southern Miss is one of them. NMF packages typically carry their own stacking and renewal carve-outs separate from the standard automatic merit ladder; confirm those before assuming the headline NMF value is final.

Sources used on this page

Every claim is checked against Southern Miss’s own published materials. Below is the full reference set.

Compare with similar schools

Keep exploring Southern Miss merit aid