Utica University · New York

Utica University Merit Aid

Verified Jul 20264 days ago· HX-AUTO

Merit tiers8See requirements

Get merit aid17%First-year students, CDS 2022-2023 (school-estimated)

Last verifiedJul 2026Analyst HX-AUTO

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The merit-aid verdict at Utica University

Transfer students and high-achieving learners find substantial merit-based support at Utica.

Who this school is for

If you're a transfer student or community college graduate with a strong record of achievement and leadership, Utica's merit awards are worth a close look.

Tuition / cost of attendance: Approximately $27,380 for 2026-2027. Source

Federal cost and outcome data

Federal reporting on who actually enrolls at Utica University, what they paid after aid, and what happened next — independent of anything the school markets.

Average annual net price by family income at Utica University, academic year 2021-22
Family income	Average net price paid
$0–$30,000	$13,290
$30,001–$48,000	$14,518
$48,001–$75,000	$16,439
$75,001–$110,000	$20,217
$110,001+	$26,685
All income levels (average)	$19,108

Sticker price vs. what students actually pay

Published tuition & fees, AY 2022-23: $26,930
Average net price paid (all Title-IV aid), AY 2021-22: $19,108

That works out to roughly a 49% discount below the federal AY 2021-22 average cost of attendance of $37,205 (College Scorecard — a separate, federally reported figure, not the published cost of attendance shown above).

Outcomes for students who enrolled here

Graduation rate (150% of normal time), 2016 cohort: 56%
First-year retention rate, 2021 cohort: 71%
Median debt at completion, 2020–2021 completers: $22,500 (~$239/mo on a 10-yr plan)
Median earnings, 10 years after entry (measured 2020-21): $63,277
Share of students receiving a Pell grant, AY 2021-22: 50%
Share of students receiving a federal loan, AY 2021-22: 73%

How to read these numbers

Net price reflects only first-time, full-time, degree-seeking students who received federal Title IV financial aid — not Utica University's full student body.
Published tuition is the catalog sticker price for all students, not a Title IV-only figure.
Graduation rate reflects the entire first-time, full-time, degree-seeking cohort — not only students who received Title IV aid.
Retention rate reflects all first-time, full-time, bachelor's-seeking students — not only Title IV aid recipients.
Median debt reflects only completers who took out federal student loans — not Utica University's full graduating class, and not limited to first-time, full-time students.
Median earnings reflect Title IV aid recipients who entered college and were working (not enrolled) roughly a decade later — not necessarily the graduating cohort, and not a recent graduate's paycheck.
Pell grant and federal loan participation covers first-time, full-time, degree-seeking students only.
Net price blends need-based aid and merit aid together — it is not a merit-specific estimate. It shows what similar-income families actually paid on average after every kind of aid, not what a strong-stats student could win in merit dollars alone. Treat it as cost context, not a merit forecast — a MeritPlaybook models merit aid specifically for your student’s own stats, which this net-price figure cannot do.

None of this is current-year data — the U.S. Department of Education reports it on a delay, and different figures below come from different reporting years. Net price is an academic year 2021-22 figure. Published tuition reflects the 2022-23 academic year. Graduation rate reflects the Fall 2016 entering, full-time, first-time, degree/certificate-seeking cohort; completion measured within 150% of normal time (~6 years for a bachelor's degree). IPEDS Graduation Rates component (C150_4). Retention reflects the Fall 2021 full-time, first-time, bachelor's-seeking cohort retained into the following fall. IPEDS Fall Enrollment component (RET_FT4). Median debt reflects the NSLDS FY2020 and FY2021 pooled completer cohorts (GRAD_DEBT_MDN, GRAD_DEBT_MDN10YR_SUPP). Median earnings reflect the Treasury-matched cohort entering college in AY2009-10 or AY2010-11, earnings measured 10 years later in calendar years 2020 and 2021, inflation-adjusted to 2022 dollars (MD_EARN_WNE_P10).

Source: U.S. Department of Education, College Scorecard.

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Outside scholarship stacking policy

Outside scholarships, grants, and tuition waivers must be accounted for in the aid package. In most cases, when adjustments are necessary, Utica replaces loans and/or federal work-study before replacing any grants or scholarships from Utica University.

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Common Data Set snapshot

From the Utica University Common Data Set 2022-2023 (school-estimated figures):

Merit penetrationHow likely is merit aid here?From Utica University’s Common Data Set: the share of first-year students who receive institutional merit and the average dollar amount when they do.

17%of admitsget merit

Average award$6,562Covers ~24% of $27,380 cost of attendance

At Utica University, roughly 1 in 6 first-year admits receive institutional merit aid. The average award is $6,562 — about 24% of total cost.

As filed in Utica University's CDS Section H2A: of 429 first-time, full-time degree-seeking freshmen, 74 had no financial need and received institutional merit (non-need) scholarship or grant aid, averaging $6,562. Across all full-time degree-seeking undergraduates: 297 of 2,140, averaging $6,410. Athletic awards are excluded per the CDS definition.

The 2022-2023 column is marked "estimated" in the school's own CDS filing — school-projected figures, not final audited counts.

Receive institutional merit17%First-year students, CDS 2022-2023 (school-estimated)

Average merit award$6,562Across recipients, CDS 2022-2023 (school-estimated)

Source: Common Data Set 2022-2023 (verified 2026-07-23)

Lesser-known scholarships at Utica University

Named awards that don’t always surface on the main financial aid page. Each one has its own eligibility rules.

Phi Theta Kappa Award

AmountAmount not publishedEligibilityPhi Theta Kappa Award awards are based on induction into the Phi Theta Kappa Honor Society; to remain in the program and keep the scholarship, the student must maintain a 3.2 cumulative GPA and full time status.

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Award

AmountAmount not publishedEligibilityHonors Award is an Honors Program Scholarship awarded based on highest academic achievement; to remain in the program and keep the scholarship, the student must maintain a 3.2 cumulative GPA for the duration of the Honors Program.

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How Utica University compares across our verified dataset

147 of 750 verified schools in our dataset use loan-first displacement.
Utica University is in a recognizable cluster (147 schools share this category). That framing matters when comparing peer schools that may publish the policy differently or not at all.
668 of 750 verified schools publish at least one four-year renewable merit award.
Utica University is one of them. The cohort minority (82 schools) only awards one-year scholarships, which means the four-year value families assume on a brochure quote isn't guaranteed at every school.

Sources used on this page

Every claim is checked against Utica University’s own published materials. Below is the full reference set.

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Keep exploring Utica University merit aid

Utica University scholarship stacking — Whether outside awards land as upside or quietly displace institutional aid.
Does Utica University displace outside scholarships? — The dollar math on a $5,000 outside award, plus peer schools that handle it differently.