Comparison · Merit aid head-to-head

Alabama vs Auburn Merit Aid

Side-by-side merit aid comparison: automatic award tiers, stacking rules, renewal conditions, and what each school actually costs after merit aid for Alabama and Auburn.

Verified May 20269 days ago· MP

Outside scholarship treatment

Same policy label on paper. The dollar difference comes from cost of attendance: a $5,000 outside scholarship has more cushion before it hits the ceiling at Auburn than at Alabama, because the COA gap between the two schools is ~$2,222.

Alabama

Cost-of-attendance cap

Alabama applies a cost-of-attendance cap to institutional scholarships. Outside scholarships don't trigger the loan-first or grant-first displacement some privates use; they count toward the COA ceiling and only reduce UA's own institutional award if total aid exceeds COA.

Alabama only cuts institutional aid when the COA ceiling is hit. That ceiling means stacking is upside until total aid approaches COA.

afford.ua.edu publishes the $58,530 cost-of-attendance worksheet the math is run against.

https://afford.ua.edu/scholarships/policies/

Auburn

Cost-of-attendance cap

Auburn allows institutional scholarships and outside awards to stack up to published cost of attendance. Families must notify Auburn of outside awards to avoid over-award repayment situations.

Auburn only cuts institutional aid when the COA ceiling is hit. That ceiling means stacking is upside until total aid approaches COA.

auburn.edu publishes the $60,752 cost-of-attendance worksheet the math is run against.

https://www.auburn.edu/scholarship/faq.php

Automatic merit on published stats

Tiers that award automatically on the student’s GPA + test combination — no separate scholarship application required.

Alabama

Presidential Elite Scholar
Tuition value for 8 semesters + 1 year on-campus housing + $1,500/yr supplemental + $2,000 one-time research/study-abroad allowance
4.0+ GPA · 36 ACT / 1600 SAT
Presidential Scholarship
$28,000/year
3.5+ GPA · 32–36 ACT / 1420–1600 SAT
UA Scholar
$24,000/year
3.5+ GPA · 30–31 ACT / 1360–1410 SAT
UA Collegiate Scholarship
$10,000/year
3.5+ GPA · 28–29 ACT / 1300–1350 SAT
Crimson Legend Scholarship
$6,000/year
3.5+ GPA · 25–26 ACT / 1200–1250 SAT
Presidential Elite Scholar (Alabama residents)
Tuition value for 8 semesters + 1 year on-campus housing + $1,500/yr supplemental + $2,000 one-time research/study-abroad allowance
4.0+ GPA · 36 ACT / 1600 SAT
Presidential Scholarship (Alabama residents)
Full in-state tuition
3.5+ GPA · 30–36 ACT / 1360–1600 SAT
Foundation in Excellence (Alabama residents)
$9,000/year
3.0+ GPA · 29–36 ACT / 1330–1600 SAT
Collegiate Scholarship (Alabama residents)
$8,000/year
3.0+ GPA · 28–29 ACT / 1300–1350 SAT
Capstone Scholarship (Alabama residents)
$7,000/year
3.0+ GPA · 27–28 ACT / 1260–1320 SAT
UA Legends Scholarship (Alabama residents)
$6,000/year
3.0+ GPA · 26–27 ACT / 1230–1290 SAT
Crimson Achievement Scholarship (Alabama residents)
$5,000/year
3.0+ GPA · 25–26 ACT / 1200–1250 SAT
UA Recognition Scholarship (Alabama residents)
$4,000/year
3.0+ GPA · 24–25 ACT / 1160–1220 SAT

Auburn

Spirit of Auburn Presidential Excellence Award
Full tuition and fees (approximately $13,572/year for 2026-2027)
4.0 GPA · 35–36 ACT / 1530–1600 SAT
Spirit of Auburn Presidential Scholarship
$11,000/year ($44,000 over 4 years)
3.5+ GPA · 33–36 ACT / 1450–1600 SAT
Spirit of Auburn Founders Scholarship
$9,000/year ($36,000 over 4 years)
3.5+ GPA · 30–32 ACT / 1360–1440 SAT
Spirit of Auburn University Scholarship
$5,000/year ($20,000 over 4 years)
3.5+ GPA · 28–29 ACT / 1300–1350 SAT
Academic Presidential Scholarship (non-resident top tier)
$17,000/year ($68,000 over 4 years)
3.5+ GPA · 35–36 ACT / 1530–1600 SAT
Academic Presidential Scholarship (non-resident 33-34 ACT band)
$15,000/year ($60,000 over 4 years)
3.5+ GPA · 33–34 ACT / 1450–1520 SAT
Academic Heritage Scholarship
$11,000/year
3.5+ GPA · 31–32 ACT / 1390–1440 SAT
Academic Charter Scholarship
$7,000/year
3.5+ GPA · 29–30 ACT / 1330–1380 SAT

Four-year renewal rules

A four-year award is only as good as its renewal rules. A 3.0 cumulative-GPA floor is forgiving; a 3.5 major-GPA floor with full-time enrollment can quietly knock the award out by sophomore year.

Alabama

15 renewable awards · 3 distinct renewal rules

Renewable for up to 8 semesters with a cumulative 3.0 UA GPA AND completion of at least 67% of cumulative UA credit hours attempted
Applies to 13 awards
Show award names
- Presidential Elite Scholar
- Presidential Scholarship
- UA Scholar
- UA Collegiate Scholarship
- Crimson Legend Scholarship
- Presidential Elite Scholar (Alabama residents)
- Presidential Scholarship (Alabama residents)
- Foundation in Excellence (Alabama residents)
- Collegiate Scholarship (Alabama residents)
- Capstone Scholarship (Alabama residents)
- UA Legends Scholarship (Alabama residents)
- Crimson Achievement Scholarship (Alabama residents)
- UA Recognition Scholarship (Alabama residents)
Package runs through 5 years / 10 semesters, covering undergrad plus one year of graduate or law
Applies to 1 award
Show award names
- National Merit Finalist Award
4-year package
Applies to 1 award
Show award names
- National Alumni Association Crimson Scholarship (OOS)

Auburn

10 renewable awards · 3 distinct renewal rules

Renewable for up to 8 semesters with a minimum cumulative, unadjusted 3.0 Auburn GPA and 24 Auburn credit hours earned per academic year
Applies to 8 awards
Show award names
- Spirit of Auburn Presidential Excellence Award
- Spirit of Auburn Presidential Scholarship
- Spirit of Auburn Founders Scholarship
- Spirit of Auburn University Scholarship
- Academic Presidential Scholarship (non-resident top tier)
- Academic Presidential Scholarship (non-resident 33-34 ACT band)
- Academic Heritage Scholarship
- Academic Charter Scholarship
Renewable for 4 years. Replaces any previously awarded Spirit of Auburn tier.
Applies to 1 award
Show award names
- National Scholars Presidential Scholarship (Alabama residents)
4 years
Applies to 1 award
Show award names
- National Merit Finalist Stipend

Cohort facts across our verified dataset

How each school’s policy compares to the rest of the verified 78-school dataset. Same-category schools still differ in dollar terms; these facts surface where each school sits before you choose.

Alabama

30 of 78 verified schools in our dataset use cost-of-attendance cap displacement.
Alabama is in a recognizable cluster — 30 schools share this category — useful framing when comparing peer schools that may publish the policy differently or not at all.
70 of 78 verified schools publish at least one four-year renewable merit award.
Alabama is one of them. The cohort minority (8 schools) only awards one-year scholarships — meaning the four-year value families assume on a brochure quote isn't guaranteed at every school.
2 of 78 verified schools publish a marginal-value cliff table we can quantify.
Alabama is one of them. Most schools won't tell families what one ACT point is actually worth — at the schools that do, a strategic retake is sometimes mathematically more valuable than test-optional positioning.

Auburn

30 of 78 verified schools in our dataset use cost-of-attendance cap displacement.
Auburn is in a recognizable cluster — 30 schools share this category — useful framing when comparing peer schools that may publish the policy differently or not at all.
70 of 78 verified schools publish at least one four-year renewable merit award.
Auburn is one of them. The cohort minority (8 schools) only awards one-year scholarships — meaning the four-year value families assume on a brochure quote isn't guaranteed at every school.
38 of 78 verified schools publish a dedicated National Merit Finalist package.
Auburn is one of them. NMF packages typically carry their own stacking and renewal carve-outs separate from the standard automatic merit ladder — confirm those before assuming the headline NMF value is final.

Which school for which student

Alabama

Worth optimizing for if your student is high-stat out-of-state. A trap once your automatic tier already covers tuition.

Alabama is the strongest published merit play in the country for out-of-state applicants — predictable, formula-driven, automatic. The biggest single dollar move happens at 30 ACT (3.5 GPA), where the OOS award jumps from $10,000 (Collegiate) to $24,000 (UA Scholar). The next jump comes at 32 ACT to $28,000 Presidential. Above 33 ACT, the competitive Crimson Scholarship adds another layer — but only if your family hits the December 5 ASAM application deadline that the .edu pages bury. The trap is the cost-of-attendance cap: once your automatic tier already covers tuition + housing (Presidential or Presidential Elite), large outside scholarships displace UA's institutional contribution dollar-for-dollar instead of stacking on top. Run the COA math before chasing a $5,000 Rotary award at the top tiers — it may not add a dollar.

Auburn

Students with a 3.5+ GPA and an ACT of at least 28 (Alabama residents) or 29 (non-residents) who will apply to Auburn by the December 1 Early Action deadline. The Fall 2026 restructure raised the floor — non-residents below 29 ACT and AL residents below 28 ACT no longer qualify for automatic merit. Non-residents at the 31+ ACT level can stack Academic Heritage and Presidential awards meaningfully against out-of-state tuition. Alabama-resident National Merit Finalists who name Auburn with NMSC by May 1 qualify for the top-tier National Scholars Presidential package.

Sources used on this page

Every claim is checked against each school’s own published materials. Below is the full reference set across both schools.