Arkansas
Worth optimizing for if your student lives in one of the nine NRTA states. The catch is geography, not stats: cross the state line and your automatic award can drop by thousands.
Arkansas runs the most accessible automatic out-of-state ladder of any SEC public flagship: the New Arkansan NRTA kicks in at just a 3.20 GPA. For residents of the nine NRTA states (GA, IL, KS, LA, MS, MO, OK, TN, TX), the ladder runs 70% (~$14,738/yr) at 3.20, 80% (~$16,843) at 3.60, and 90% (~$18,948) at 3.80. The biggest single threshold move is not a GPA step but the state line: a 3.20-3.59 student inside the nine states gets the 70% NRTA (~$14,738) while the same student from the other 41 states gets only the 50% Extended tier (~$10,527) - a $4,211/yr gap the data itself calls Arkansas's single biggest geographic discontinuity. Above that, the $20,000 Bodenhamer/Sturgis/Honors fellowships (3.90 GPA, 1430 SAT / 32 ACT) stack on NRTA. Arkansas applies a cost-of-attendance overaward cap, so once stacked awards approach COA, additional dollars are reduced - run the COA math before chasing outside money. Fellowship final deadline: February 1 (priority November 15).