Morehead State· Renewal Rules
Keeping Morehead State’s Merit Aid for Four Years
What the financial-aid office actually requires after freshman year: minimum GPA, credit-hour pace, and the cliffs that quietly downgrade families mid-degree.
At a glance
- Renewable tiers
- 24 of 24
- One-time tiers
- 0
- Tiers with published renewal terms
- 24
- Renewal risk profile
- low
Renewal risk profile
Morehead State's published renewal rules cluster around a 3.0 floor with no major-GPA gating, which is survivable for the typical freshman with steady study habits. The risk is non-renewal due to enrollment status (dropping below full-time), not GPA.
- Kentucky Automatic Merit Scholarship — Top Tier (3.8+ GPA / ACT 28+): 2.0 GPA
- Kentucky Automatic Merit Scholarship — Full Grid (all cells): Full-time enrollment
- Ohio Regional Tuition Advantage Merit Scholarship — Full Grid (select Ohio counties): Full-time enrollment
- Non-Resident Merit Scholarship — Tier 1 (Freshman): Full-time enrollment
- Non-Resident Merit Scholarship — Tier 2 (Freshman): See notes
- Non-Resident Merit Scholarship — Tier 3 (Freshman): See notes
- Eagle Leader Scholarship (Indiana, Ohio non-Regional, and Tennessee Students): See notes
- SOAR Higher Scholarship (West Virginia Students): Full-time enrollment
- George M. Luckey, Jr. Honors Scholarship: See notes
- Eagle Opportunity Scholarship: See notes
- YMCA Eagle SOAR Scholarship: See notes
- Governor's Award — Full Tuition Tier (GSP/GSA/GSE Alumnus): See notes
- Governor's Award — $8,000 Tier (GSP/GSA/GSE Alumnus): See notes
- Rogers Scholar Award: See notes
- Alumni Family Scholarship: See notes
- Kentucky Transfer Scholarship: Full-time enrollment
- Non-Resident Merit Scholarship — Tier 1 (Transfer): Full-time enrollment
- Non-Resident Merit Scholarship — Tier 2 (Transfer): See notes
- Non-Resident Merit Scholarship — Tier 3 (Transfer): See notes
- Phi Theta Kappa Transfer Scholarship: See notes
- Regional Tuition Advantage Transfer Scholarship (select Ohio counties): See notes
- Eagle Assurance Scholarship (need-based institutional): Full-time enrollment
- International Student Scholarship: 2.00 GPA
- Kentucky Educational Excellence Scholarship (KEES): See notes
Renewal terms by tier
Kentucky Automatic Merit Scholarship — Top Tier (3.8+ GPA / ACT 28+)
$8,000/yrEntry requirements: 3.8+ (unweighted high school GPA) GPA · 1300–1600 SAT · 28+ ACT
To keep it: Scholarships require on-campus housing for a minimum of 4 semesters; 50% reduction if housing requirement not met. Must be enrolled full-time. Renewal GPA for merit scholarships not stated on scholarship page; SAP policy requires cumulative 2.0 GPA for financial aid continuance. Specific merit renewal GPA not published — confirm with aid office.
Source: https://www.moreheadstate.edu/admissions/scholarships/kentucky
Kentucky Automatic Merit Scholarship — Full Grid (all cells)
$1,000–$8,000/yr depending on GPA/ACT combinationEntry requirements: 3.0–3.8+ (unweighted high school GPA) GPA · 1030–1600 SAT · 20–28+ ACT
To keep it: Scholarships require on-campus housing for a minimum of 4 semesters; 50% reduction if housing requirement not met. Must be enrolled full-time. Specific merit renewal GPA not published on page.
Source: https://www.moreheadstate.edu/admissions/scholarships/kentucky
Ohio Regional Tuition Advantage Merit Scholarship — Full Grid (select Ohio counties)
$1,000–$8,000/yr depending on GPA/ACT combinationEntry requirements: 3.0–3.8+ (unweighted high school GPA) GPA · 1030–1600 SAT · 20–28+ ACT
To keep it: Automatically considered. Scholarships require on-campus housing for a minimum of 4 semesters; 50% reduction if housing requirement not met. Must be enrolled full-time.
Source: https://www.moreheadstate.edu/admissions/scholarships/out-of-state
Non-Resident Merit Scholarship — Tier 1 (Freshman)
$10,000/yrEntry requirements: 3.75 GPA · 1300–1320 SAT · 28 ACT
To keep it: Scholarships require on-campus housing for a minimum of 4 semesters (Note: out-of-state page says 6 semesters for Indiana/Ohio/Tennessee students; 4 semesters for WV students). 50% reduction if housing requirement not met. Must be enrolled full-time. If charged in-state tuition because all courses are online or at a regional campus: reduced to $7,000.
Source: https://www.moreheadstate.edu/admissions/scholarships/out-of-state
Non-Resident Merit Scholarship — Tier 2 (Freshman)
$7,000/yrEntry requirements: 3.5 GPA · 1160–1190 SAT · 24 ACT
To keep it: Same housing requirements as Tier 1. If charged in-state tuition because all courses are online or at a regional campus: reduced to $4,000.
Source: https://www.moreheadstate.edu/admissions/scholarships/out-of-state
Non-Resident Merit Scholarship — Tier 3 (Freshman)
$4,500/yrEntry requirements: 3.0 GPA · 1060–1090 SAT · 21 ACT
To keep it: Same housing requirements. If charged in-state tuition because all courses are online or at a regional campus: reduced to $1,500.
Source: https://www.moreheadstate.edu/admissions/scholarships/out-of-state
Eagle Leader Scholarship (Indiana, Ohio non-Regional, and Tennessee Students)
$11,000/yr (renewable)Entry requirements: 2.85 GPA · 1060–1090 SAT · 21 ACT
To keep it: Explicitly labeled '(renewable)' on page. Scholarships require on-campus housing for a minimum of 6 semesters (per note on out-of-state page for IN/OH/TN students). 50% reduction if housing requirement not met.
Source: https://www.moreheadstate.edu/admissions/scholarships/out-of-state
SOAR Higher Scholarship (West Virginia Students)
Full tuitionEntry requirements: 3.0 GPA · 1060–1090 SAT · 21 ACT
To keep it: Scholarships require on-campus housing for a minimum of 4 semesters (WV section note). 50% reduction if housing requirement not met. Must be enrolled full-time.
Source: https://www.moreheadstate.edu/admissions/scholarships/out-of-state
George M. Luckey, Jr. Honors Scholarship
Up to full tuition + housing (Fields Hall double occupancy) + Eagle Weekly 7 Meal Plan + $250/semester books + $1,500 education abroad allowanceEntry requirements: Not published — competitive GPA · Not published — competitive SAT · Not published — competitive ACT
To keep it: Renewal terms not published on scholarship page. Page notes scholarship is 'highly competitive and only offered to a limited number of students yearly.' Requires on-campus housing in Fields Hall Honors Learning Community. Confirm renewal GPA with honors office.
Source: https://www.moreheadstate.edu/student-support/academic-honors/scholarship
Eagle Opportunity Scholarship
Full tuitionEntry requirements: Competitive — not published GPA · Not published SAT · Not published ACT
To keep it: Renewal terms not published. Separate application required.
Source: https://www.moreheadstate.edu/admissions/scholarships/kentucky
YMCA Eagle SOAR Scholarship
Full tuitionEntry requirements: Competitive — not published GPA · Not published SAT · Not published ACT
To keep it: Renewal terms not published. Separate application required.
Source: https://www.moreheadstate.edu/admissions/scholarships/kentucky
Governor's Award — Full Tuition Tier (GSP/GSA/GSE Alumnus)
Full tuitionEntry requirements: 3.5 GPA · 1220 SAT · 25 ACT
To keep it: Renewal terms not published on page. Full tuition = $10,192/yr (2025-26 rate).
Source: https://www.moreheadstate.edu/admissions/scholarships/kentucky
Governor's Award — $8,000 Tier (GSP/GSA/GSE Alumnus)
$8,000/yrEntry requirements: 3.5 GPA · 1130–1150 SAT · 23 ACT
To keep it: Renewal terms not published on page.
Source: https://www.moreheadstate.edu/admissions/scholarships/kentucky
Rogers Scholar Award
$9,000/yr + 1 year housing ($4,800)Entry requirements: 3.25 GPA · 990–1020 SAT · 19 ACT
To keep it: Renewal terms not published. Total first-year value = $13,800.
Source: https://www.moreheadstate.edu/admissions/scholarships/kentucky
Alumni Family Scholarship
Up to $1,000/yrEntry requirements: Not published GPA · Not published SAT · Not published ACT
To keep it: Renewal terms not published. Limited number awarded. Separate application process required.
Source: https://www.moreheadstate.edu/admissions/scholarships/kentucky
Kentucky Transfer Scholarship
$1,500–$4,000/yr depending on GPAEntry requirements: 3.00 ($1,500), 3.25 ($2,500), 3.50 ($4,000) — college GPA GPA · Not required for transfer SAT · Not required for transfer ACT
To keep it: Must maintain full-time enrollment. On-campus housing required for minimum of 4 semesters. 50% reduction if housing requirement not met. Priority application deadline June 15.
Source: https://www.moreheadstate.edu/admissions/scholarships/transfer
Non-Resident Merit Scholarship — Tier 1 (Transfer)
$10,000/yrEntry requirements: 3.75+ transfer GPA GPA · Not required SAT · Not required ACT
To keep it: Must be enrolled full-time. On-campus housing required. If all courses online or at regional campus: reduced to $7,000.
Source: https://www.moreheadstate.edu/admissions/scholarships/transfer
Non-Resident Merit Scholarship — Tier 2 (Transfer)
$7,000/yrEntry requirements: 3.50+ transfer GPA GPA · Not required SAT · Not required ACT
To keep it: Same as Tier 1. If all courses online or at regional campus: reduced to $4,000.
Source: https://www.moreheadstate.edu/admissions/scholarships/transfer
Non-Resident Merit Scholarship — Tier 3 (Transfer)
$4,500/yrEntry requirements: 3.00+ transfer GPA GPA · Not required SAT · Not required ACT
To keep it: Same as Tier 1/2. If all courses online or at regional campus: reduced to $1,500.
Source: https://www.moreheadstate.edu/admissions/scholarships/transfer
Phi Theta Kappa Transfer Scholarship
$1,000/yrEntry requirements: 3.75+ cumulative college GPA GPA · Not required SAT · Not required ACT
To keep it: Renewal terms not published. May be combined with KY Transfer Scholarship or Non-Resident Merit per transfer page note.
Source: https://www.moreheadstate.edu/admissions/scholarships/transfer
Regional Tuition Advantage Transfer Scholarship (select Ohio counties)
$1,500–$4,000/yr depending on GPAEntry requirements: 3.00 ($1,500), 3.25 ($2,500), 3.50 ($4,000) — college GPA GPA · Not required SAT · Not required ACT
To keep it: Same requirements as Kentucky Transfer Scholarship.
Source: https://www.moreheadstate.edu/admissions/scholarships/transfer
Eagle Assurance Scholarship (need-based institutional)
Amount not publishedEntry requirements: 2.8 (unweighted high school GPA) GPA · Not required SAT · Not required ACT
To keep it: Renewable if students maintain Pell Grant and KEES eligibility, full-time student status, and live on campus.
Source: https://www.moreheadstate.edu/admissions/scholarships/eagle-assurance
International Student Scholarship
$8,000/yr ($4,000/semester)Entry requirements: Freshmen/transfers <24 hrs: Admission index score of 450+ and ACT 20+/SAT 940+. Transfers 24+ hrs: Cumulative college GPA of 3.00+ GPA · 940 (combined, freshmen or transfers <24 hrs) SAT · 20 (freshmen or transfers <24 hrs) ACT
To keep it: Must maintain at least a 2.00 GPA (on a 4-point scale) for renewal. Cannot be combined with non-resident tuition scholarship. Cannot be used for internet classes.
Source: https://www.moreheadstate.edu/admissions/scholarships/international-scholarships
Kentucky Educational Excellence Scholarship (KEES)
Amount not published on MSU pages — administered by KHEAAEntry requirements: Not specified on MSU pages GPA · Not specified on MSU pages SAT · Not specified on MSU pages ACT
To keep it: KEES is a state-administered portable award. MSU's overaward policy states: 'The amount of the Federal Pell Grant and the Kentucky Educational Excellence Scholarship (KEES) are never reduced.' Eagle Assurance renewal page references 'KEES eligibility' as a renewal condition.
Source: https://www.moreheadstate.edu/admissions/finaid/policies/overaward
How families lose this aid
- Assuming the KY merit grid awards don't change if you move off campus after first year
Scholarships require on-campus housing for a minimum of 4 semesters (KY/WV/OOS) or 6 semesters (IN/OH/TN students). If you move off campus before meeting this requirement, your scholarship is reduced by 50%.
- Thinking the KY merit scholarship is based on a weighted GPA
All MSU scholarships use unweighted high school GPA. A weighted GPA above 4.0 does not help and an unweighted GPA may be lower than expected.
Renewal questions families ask
- Do I need to submit a separate application for the Kentucky merit grid scholarships?
- No. You are automatically considered for the GPA/ACT merit grid when you apply for admission. ACT/SAT scores are not required for admission but are used for scholarship eligibility.
- What GPA do I need to renew my merit scholarship each year?
- The scholarship pages do not publish a specific merit renewal GPA beyond requiring full-time enrollment and on-campus housing. The SAP policy requires a cumulative 2.0 GPA for financial aid continuance. Contact scholarships@moreheadstate.edu to confirm the merit-specific renewal GPA.
- What does the Honors Scholarship cover for 2026?
- The 2026 application packet is listed as TBD as of 2026-06-04. Benefits documented from current page include: up to tuition, up to cost of a double occupancy room in Fields Hall, Eagle Weekly 7 Meal Plan, $250/semester bookstore, Undergraduate Research Fellowship, $1,500 education abroad, priority registration. Contact honors@moreheadstate.edu.
- Is KEES portable to Morehead State?
- MSU's overaward policy confirms KEES is honored and never reduced. The Eagle Assurance Scholarship renewal requires maintaining KEES eligibility. KEES award amounts are not published on MSU pages — see KHEAA (kheaa.com) for the current schedule.
Rules that bite at Morehead State
The renewal trip wires we'd flag in a custom playbook, derived from Morehead State's own tier rules and not generic advice.
- renewalKentucky Automatic Merit Scholarship — Top Tier (3.8+ GPA / ACT 28+): renewal floor that quietly knocks awards out
Scholarships require on-campus housing for a minimum of 4 semesters; 50% reduction if housing requirement not met. Must be enrolled full-time. Renewal GPA for merit scholarships not stated on scholarship page; SAP policy requires cumulative 2.0 GPA for financial aid continuance. Specific merit renewal GPA not published — confirm with aid office. A single rough term can end a four-year award here without warning if the GPA floor isn't met cumulatively.
How Morehead State compares across our verified dataset
- 669 of 751 verified schools publish at least one four-year renewable merit award.
Morehead State is one of them. The cohort minority (82 schools) only awards one-year scholarships, which means the four-year value families assume on a brochure quote isn't guaranteed at every school.
Sources used on this page
Every renewal claim is checked against Morehead State’s own published materials.
- policyMorehead State stacking policy
- tierKentucky Automatic Merit Scholarship — Top Tier (3.8+ GPA / ACT 28+)
- tierOhio Regional Tuition Advantage Merit Scholarship — Full Grid (select Ohio counties)
- tierGeorge M. Luckey, Jr. Honors Scholarship
- tierKentucky Transfer Scholarship
- tierEagle Assurance Scholarship (need-based institutional)
- tierInternational Student Scholarship
- scholarshipCaudill Fellowship
More on Morehead State merit aid
- Morehead State merit aid overviewFull tier ladder, named scholarships, departmental awards, and how families decide.
- Morehead State scholarship stackingWhether outside awards land as upside or quietly displace institutional aid.
- Does Morehead State displace outside scholarships?The dollar math on a $5,000 outside award, plus peer schools that handle it differently.