DRAFT: SNU's headline merit is the competitive Kairos Scholars program (one full ride + three full-tuition awards at 3.5 GPA / 30 ACT / 1390 SAT), backed by an unpublished ACT/SAT+GPA academic grid and a hard 'actual charges' cap that trims institutional aid when other scholarships exceed billed costs.
Verified Jun 20264 days ago· COWORK
Merit tiers4See requirements
Last verifiedJun 2026Analyst COWORK
Common merit-aid mistakes at Southern Nazarene (SNU)
SNU's awarding policy reduces its own institutional scholarships whenever all scholarships and grants (other than Pell) exceed actual charges (tuition, covered fees, room & board, books) — extra outside money above that line displaces SNU aid rather than adding value.
'No institutional funds will be refunded to off campus students,' and outside funds (including Pell) are allowed only up to the equivalent of a double-occupancy dorm room and 15-meal plan; the policy also warns that 'if... living arrangements change, an adjustment will be made to your award package.'
It is a gap-filler: 'After completing the FAFSA, all government/state aid will be applied to the student's account. The Kairos Scholars award will fill any remaining gap to meet the full amount promised' — other aid reduces the Kairos disbursement, not your bottom line.
'The Kairos Scholars award is limited to 17 hours per semester for eight semesters. This scholarship does not apply to December or summer terms,' and even the full-ride excludes books, course fees, and private-room fees.
For Fall 2026 entry: application opened October 15, 2025; all documents due 11:59 p.m. February 9, 2026; FAFSA due January 30, 2026; invitation-only interview March 6, 2026. The Kairos GPA renewal threshold is unpublished ('A minimum GPA requirement will remain in effect') — get it in writing.
SNU prices general academic merit from ACT/SAT and final HS GPA but publishes no amounts — the page even retains a '2019-20' update note — so families must phone for current figures and confirm them in the official award letter.
Who this school is for
DRAFT: High scorers (30+ ACT / 1390+ SAT, 3.5+ GPA) willing to interview should target Kairos; everyone else gets an academic award priced by phone (no public grid); service-minded students can add the $1,500 PLS ambassadorship.
Institutional merit aid tiers
Every tier below is sourced to the school’s own published financial aid pages. Renewal terms apply only if the student maintains the stated GPA.
Amount not published
Academic Scholarships (general merit)
Application
View requirements+
Eligibility
Based on a student's ACT/SAT score and final high school GPA; SNU directs families to call Admissions (405) 491-6324 or Financial Assistance (405) 491-6310 for specifics. Full-time traditional students only.
Notes
No public grid. The page still carries a note that 'Academic scholarships for 2019-20 have been updated' — stale text; current amounts must be confirmed by phone/email.
Full tuition…Full tuition, general fees, room & board (stated value 'more than 138,000 over 4 years')
Kairos Scholars — Top Award (Full-Ride)
ApplicationRenewable
GPA
3.5 minimum high school GPA
SAT
1390+
ACT
30+
Requirements & details+
Eligibility
Admission to SNU; Kairos application with résumé, recommendation letter, and two 500-1,000-word essays; invitation-only interview (March 6, 2026); FAFSA by January 30, 2026 (SNU code 003149)
Renewal terms
Limited to 17 hours per semester for eight semesters; does not apply to December or summer terms; 'A minimum GPA requirement will remain in effect to avoid interruption of the award' (GPA threshold not published).
Notes
One Top Award. Student's only expenses: books, applicable course fees, private room fees. Government/state aid is applied first and Kairos 'will fill any remaining gap to meet the full amount promised.'
Incoming freshmen/transfers for 2026-2027; FAFSA submitted to SNU (code 003149); service commitments — ~2 hours/week as SNU Ambassador, four mandatory leadership trainings per semester; application closes Friday, February 20
Renewal terms
Can be renewed for up to four years for incoming freshmen; 'All are contingent upon review'; specifics live in the scholarship contract.
Notes
Scholarship applies 'toward tuition, fees, and/or housing.' This is a work/service-linked leadership award, not pure merit.
SNU caps total scholarships and grants (other than Pell) at ACTUAL CHARGES (tuition, covered fees, room & board, books): if combined awards exceed actual charges, SNU's institutional scholarships are reduced first. Off-campus students get no institutional refund and may use outside funds (including Pell) only up to the equivalent of a double dorm room + 15-meal plan. For Kairos, government/state aid is applied first and the award gap-fills to the promised amount.
Verbatim policy below. Note the cap is 'actual charges,' not full cost of attendance, and Pell is excluded from the cap calculation. Outside awards above the cap therefore displace SNU institutional scholarships dollar-for-dollar. Covered fees include general, health, and course fees but NOT health insurance, class trip fees, or travel fees.
Kairos Scholars (Fall 2026): all documents by 11:59 p.m. February 9, 2026 (application opened October 15, 2025), FAFSA by January 30, 2026, interview March 6, 2026. Presidential Leadership Scholars: application closes Friday, February 20 (notification week of March 16, 2026). General academic scholarships have no published application deadline.
What does the Kairos full ride cover?
'Full tuition, general fees, room & board. Student's only expenses are books, applicable course fees, and private room fees.' Three additional winners receive full tuition only.
Can I keep outside scholarships on top of SNU aid?
Only up to actual charges: if all scholarships and grants (other than Pell) exceed tuition, covered fees, room & board, and books, SNU reduces its institutional scholarships to stay within actual charges.
What stats does Kairos require?
Minimum 3.5 high school GPA plus a 30+ ACT or 1390+ SAT, an admitted application to SNU, a résumé, a recommendation letter, and two essays.
How Southern Nazarene (SNU) compares across our verified dataset
160 of 751 verified schools in our dataset use cost-of-attendance cap displacement.
Southern Nazarene (SNU) is in a recognizable cluster (160 schools share this category). That framing matters when comparing peer schools that may publish the policy differently or not at all.
669 of 751 verified schools publish at least one four-year renewable merit award.
Southern Nazarene (SNU) is one of them. The cohort minority (82 schools) only awards one-year scholarships, which means the four-year value families assume on a brochure quote isn't guaranteed at every school.
Sources used on this page
Every claim is checked against Southern Nazarene (SNU)’s own published materials. Below is the full reference set.