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The Master's University · California

The Master's University scholarships and merit aid

Small evangelical Christian university with a published four-tier academic merit ladder ($7,000-$21,000/yr) that accepts SAT, ACT, or CLT at every tier. Admission requires a personal statement of faith in Jesus Christ and a pastor recommendation from every applicant, which is a structural filter that sits above merit review.

Verified Jul 20262 months ago

The short answer

Is The Master's University worth a closer look?

The Master's University is worth checking if your student has strong grades or scores. We found 5 published awards, and 3 are based on those numbers.

See our full reasoning

Worth optimizing for at any GPA above 3.0, where automatic money starts; reserve the hard test-and-deadline push for the competitive President's and full-tuition Steadfast awards, which is where the real dollars live.

Three of TMU's four academic tiers are automatic on high-school GPA alone, no test score required: Achievement at $7,000/yr (3.0+), Honors at $8,500/yr (3.45+), and Distinguished at $10,000/yr (3.75+). The largest computable jump is President's ($21,000) to Steadfast full tuition (~$39,850), a +$18,850/yr step; the Distinguished-to-President's leap is a smaller +$11,000/yr. Both top awards are competitive, not automatic: President's needs a 30+ ACT / 1350+ SAT / CLT 91+, plus a separate application due February 16, 2026, and awards at least five plus 10-20 or more lower-dollar runner-ups; Steadfast (five awards, FAFSA, January 1, 2026) covers tuition only, leaving ~$17,000/yr in room, board, and fees. TMU generally lets merit, need, and outside awards stack, but TMUC-named awards can't stack with each other, athletic recipients forfeit all other institutional aid, and no written outside-scholarship displacement order is published, so confirm packaging with the aid office.

Merit tiers53 based on grades or scores
Mid-50% SAT920–1150Common Data Set 2021-2022
Research checkedJul 2026By our research team
The Master's University campus

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Published scholarships

These amounts and requirements come from the school’s own published pages. Open an award to see who qualifies and how to keep it.

$21,000/yr…$21,000/yr (up to $84,000 over 4 years)

President's Academic Scholarship

Apply separatelyCan continue
GPA
4.00 weighted
SAT
1350+ (CR+M)
ACT
30+
See who qualifies and how to keep it
Who qualifies

CLT 91+ qualifies in place of SAT or ACT. Competitive separate application required. Fall 2026 window: opens November 1, 2025 and closes February 16, 2026. TMU awards at least five President's Scholarships per cycle, plus 10-20 or more runner-up awards at lower dollar amounts.

How to keep it

Renewable for up to 4 years with a 3.5 cumulative TMU GPA.

Notes

TMU's top freshman merit award, and the only tier that requires a qualifying test score. The three automatic tiers below are GPA-only with test scores encouraged but optional. Families targeting this tier must plan to test, meet the February deadline, and submit a separate competitive application in addition to the standard TMU admission package.

Source

$10,000/yr

Distinguished Academic Scholarship

Based on grades or scoresCan continue
GPA
3.75+
See who qualifies and how to keep it
Who qualifies

Standardized test score encouraged but not required. TMU accepts SAT, ACT, and CLT when submitted.

How to keep it

Renewable with a 2.75 cumulative TMU GPA. Maximum number of renewal years is not published on TMU's scholarship page.

Notes

Automatic on HS GPA for admitted residential undergraduates. Second tier in the four-tier ladder, below the competitive President's Scholarship and above the Honors and Achievement automatic tiers.

Source

$8,500/yr

Honors Academic Scholarship

Based on grades or scoresCan continue
GPA
3.45+
See who qualifies and how to keep it
Who qualifies

Standardized test score encouraged but not required. The Honors label here refers to the scholarship tier, not a separate honors college or living-learning program. TMU does not publish a distinct honors program with its own scholarship layer.

How to keep it

Renewable with a 2.75 cumulative TMU GPA. Maximum number of renewal years is not published.

Notes

Families expecting an honors college cohort experience should not conflate this scholarship tier with a residential honors program. The Honors Academic Scholarship is a GPA-based merit award, not an admission into a separate academic cohort.

Source

$7,000/yr

Achievement Academic Scholarship

Based on grades or scoresCan continue
GPA
3.0+
See who qualifies and how to keep it
Who qualifies

Standardized test score encouraged but not required. Automatic on HS GPA for admitted residential undergraduates.

How to keep it

Renewable with a 2.75 cumulative TMU GPA. Maximum number of renewal years is not published.

Notes

Entry-level tier in the automatic ladder. Families with a 3.0-3.44 GPA clear this tier but not the higher Honors ($8,500) or Distinguished ($10,000) tiers.

Source

Full tuition…Full tuition (approximately $39,850/yr at 2025-26 tuition rates)

Steadfast Scholarship

Apply separatelyCan continue
See who qualifies
Who qualifies

Competitive separate application. Requires FAFSA plus the Steadfast Scholarship application. Fall 2026 deadline: January 1, 2026. Covers full annual tuition only, does not include room, board, or fees.

How to keep it

Renewable for up to 4 years subject to TMU's published renewal terms. Five awards per cycle.

Notes

TMU's most comprehensive freshman award. Five recipients per cycle, so families should treat this as a low-probability target rather than a baseline expectation. Covers tuition only; a Steadfast recipient still pays approximately $17,000/year in room, board, and fees on top of the covered tuition.

Source

See what could change an award

Rules that could change the answer

These are the rules we would flag for your family. Each comes from The Master's University's published information.

  • Cutoff cliffOne ACT point can move the award by +$1,500/yr ($7,000 → $8,500, Achievement → Honors)

    The Master's University publishes a tier ladder where crossing GPA 3.0-3.44 → 3.45+ changes the marginal value by +$1,500/yr ($7,000 → $8,500, Achievement → Honors). First automatic step up.

  • Renewal rulePresident's Academic Scholarship: renewal floor that quietly knocks awards out

    Renewable for up to 4 years with a 3.5 cumulative TMU GPA. A single rough term can end a four-year award here without warning if the GPA floor isn't met cumulatively.

  • Outside awardsNo published displacement order

    The Master's University's policy doesn't specify whether outside scholarships hit loans, grants, or only the COA ceiling. Get a written aid-office answer before chasing private awards.

What families often miss

  1. Admission to TMU requires a personal statement of faith in Jesus Christ and a recommendation from the applicant's pastor, youth pastor, or fellowship leader. TMU publishes that all of its faculty, staff, administrators, and board members fully affirm the university's doctrinal statement (essentially unchanged since the institution's founding in 1927). Applicants who submit a testimony they do not believe, or who cannot secure a supporting pastor recommendation, are unlikely to be admitted regardless of academic profile. This is a structural admission filter that sits above merit review; families who treat TMU as a secular merit play will hit a wall the academic ladder cannot move.

  2. Admission to TMU is test-optional, and the three automatic merit tiers (Distinguished $10,000, Honors $8,500, Achievement $7,000) are awarded on HS GPA alone. But the top competitive tier (the President's Academic Scholarship at $21,000/year) requires a qualifying SAT 1350+, ACT 30+, or CLT 91+. Students targeting the President's tier must plan to test even if the rest of their application does not depend on a score. TMU also recommends SAT 1100-1300, ACT 24-26, or CLT 76+ generally for competitive scholarship consideration.

  3. TMU's published policy states that athletic-scholarship recipients may only receive Federal/State Aid and outside or ministry scholarships (outside portion only) in addition to their athletic award, and do not qualify for any other institutional aid. This means a student who accepts an athletic scholarship forfeits the President's, Distinguished, Honors, Achievement, Alumni, Church, Music, First Generation, Law/Fire/Military, and Department scholarships they would otherwise have stacked. Families should model both scenarios side by side before accepting the athletic offer; a mid-tier academic award plus legacy or church scholarships can exceed a smaller athletic award on net.

  4. The President's Academic Scholarship application opens November 1 and closes February 16 for the following fall. Families who apply to TMU late in the admission cycle regularly miss this window and lose access to the top $21,000/year tier. TMU does not run a second cycle; the automatic Distinguished, Honors, and Achievement tiers are still available, but the top competitive tier is permanently closed for that academic year.

See award cutoffs and special programs

What each profile actually lands at TMU

Outcomes below are named tiers with their own published dollar values. The bottom three are automatic on GPA alone; the President's and Steadfast tiers additionally require a competitive application, and President's also requires a qualifying test score.

Student profileLikely outcome
3.0-3.44 GPAAchievement Academic Scholarship — $7,000/yrEntry tier and where automatic money begins. Clears here but not the higher GPA bands.
3.45-3.74 GPAHonors Academic Scholarship — $8,500/yr+$1,500 over Achievement. This is a scholarship tier, not a separate honors-college cohort.
3.75+ GPADistinguished Academic Scholarship — $10,000/yrTop automatic tier; +$1,500 over Honors. No test score needed.
4.00 weighted GPA · 30+ ACT / 1350+ SAT / CLT 91+President's Academic Scholarship — $21,000/yrNot automatic: competitive application due Feb 16, 2026 plus a qualifying test. At least five awarded per cycle, plus 10-20 or more lower-dollar runner-up awards.
Competitive applicant (no published stat bar)Steadfast Scholarship — full tuition (~$39,850/yr)Five per cycle; FAFSA + separate app due Jan 1, 2026. Covers tuition only — recipient still owes ~$17,000/yr in room, board, and fees.

Where the dollars actually jump

Each marginal value is the arithmetic difference between two named TMU tiers. The two automatic steps are small; the larger money is in clearing into the competitive President's and Steadfast tiers.

ThresholdMarginal value
GPA 3.0-3.44 → 3.45++$1,500/yr ($7,000 → $8,500, Achievement → Honors)First automatic step up.
GPA 3.45-3.74 → 3.75++$1,500/yr ($8,500 → $10,000, Honors → Distinguished)Top of the automatic ladder; still no test required.
Distinguished → President's (4.00 weighted + 30 ACT / 1350 SAT / CLT 91+ + competitive app)+$11,000/yr ($10,000 → $21,000)Requires a qualifying test score and the Feb 16, 2026 competitive application — not automatic. At least five awarded plus 10-20 or more runner-ups.
President's → Steadfast (separate competitive app)+$18,850/yr ($21,000 → ~$39,850 full tuition)The largest single computable jump in the ladder. Low-probability: only five Steadfast awards per cycle, FAFSA required, Jan 1, 2026 deadline. Tuition rate is approximate from 2025-26 published cost; covers tuition only.
See costs and school data

Who this school may work for

The Master's University works for evangelical Christian families who want a small residential college (approximately $56,760 annual direct-cost sticker in 2025-26) with a low-friction academic merit ladder that accepts SAT, ACT, or CLT. The top tier, the President's Academic Scholarship, pays $21,000/year (up to $84,000 over 4 years) for students with a 4.00 weighted HS GPA AND a qualifying SAT 1350+, ACT 30+, or CLT 91+, awarded through a competitive separate application with a February 16 deadline for Fall 2026. The three lower tiers are automatic on HS GPA with test scores encouraged but not required: Distinguished ($10,000/yr at 3.75+ GPA), Honors ($8,500/yr at 3.45+ GPA), and Achievement ($7,000/yr at 3.0+ GPA). TMU's major structural caveat is that admission itself requires a personal statement of faith in Jesus Christ and a pastor recommendation. TMU publishes that all of its faculty, staff, administrators, and board members fully affirm the university's doctrinal statement, and that this doctrinal statement has remained essentially unchanged since the institution's founding in 1927. Non-Christian applicants and applicants unwilling to provide a sincere statement of faith are unlikely to be admitted regardless of academic profile, which makes TMU a structurally different admission environment from every other verified school in the registry, including Liberty and BYU.

Cost of attendance$56,760 for 2025-2026Each bar is the full published cost for that scenario, sized against the highest figure so totals compare at a glance.
On-campus$56,760
  • Tuition & fees
  • Housing & food

Official TMU 2025-2026 undergraduate tuition & fees page. Billed-only breakdown: tuition $19,925/sem x2; mandatory full-time on-campus fees = Student Services $335 + Technology $195 = $530/sem x2; standard dorm $4,200/sem x2; required Unlimited meal plan $3,725/sem x2. Health insurance excluded (waivable).

The Master's University cost-of-attendance source

Cost and graduation facts

Federal reporting on who actually enrolls at The Master's University, what they paid after aid, and what happened next — independent of anything the school markets.

Average annual net price by family income at The Master's University, academic year 2021-22
Family incomeAverage net price paid
$0–$30,000$24,624
$30,001–$48,000$25,104
$48,001–$75,000$27,712
$75,001–$110,000$31,542
$110,001+$36,535
All income levels (average)$32,647

Sticker price vs. what students actually pay

Published tuition & fees, AY 2022-23
$39,020
Average net price paid (all Title-IV aid), AY 2021-22
$32,647

That works out to roughly a 40% discount below the federal AY 2021-22 average cost of attendance of $54,845 (College Scorecard — a separate, federally reported figure, not the published cost of attendance shown above).

Outcomes for students who enrolled here

Graduation rate (150% of normal time), 2016 cohort
68%
First-year retention rate, 2021 cohort
85%
Median debt at completion, 2020–2021 completers
$20,500 (~$217/mo on a 10-yr plan)
Median earnings, 10 years after entry (measured 2020-21)
$57,106
Share of students receiving a Pell grant, AY 2021-22
19%
Share of students receiving a federal loan, AY 2021-22
49%
See other scholarships and cost examples

If your student brings another scholarship

TMU allows merit, need-based, and outside scholarships to stack together in most cases, but publishes two specific restrictions: TMUC-named scholarships cannot stack with each other, and athletic-scholarship recipients forfeit all other institutional aid, qualifying only for federal/state aid and the outside portion of ministry or external scholarships. TMU does not publish an explicit loan-first or grant-first displacement rule for how outside scholarships interact with institutional aid packaging.

TMU's scholarships page states that scholarships and aid can accumulate and that merit, need-based, and situational scholarships can stack with government aid and third-party scholarships. Two explicit exceptions are published. First: TMUC Scholarships cannot be stacked with each other (though they can still stack with most other forms of aid). Second: athletic-scholarship recipients may only receive Federal/State Aid and outside or ministry scholarships (outside portion only) in addition to their athletic scholarship, and do not qualify for any other institutional aid. TMU's outside scholarships page links to external databases but does not publish a written displacement order (loan-first vs grant-first vs COA cap) for how outside awards interact with institutional aid calculations. Families stacking a large outside award on top of institutional merit should confirm the specific displacement treatment directly with TMU's financial aid office before committing.

Source

More school data

From the The Master's University Common Data Set 2021-2022:

SAT mid-50%920–115025th / 75th percentile
ACT mid-50%19–2525th / 75th percentile

Source: Common Data Set

Other The Master's University scholarships worth checking

These awards can be harder to find. Each one has its own rules.

AmountVarious, up to $30,000EligibilityGraduates of Christian schools that partner with TMU. Specific eligibility depends on the partnering school's agreement with TMU and varies by partner.

One of TMU's largest non-academic awards. Families whose student attends a TMU-partnered Christian school should confirm partner status with TMU admissions before modeling other merit aid layers, since the partner award can exceed any tier of the academic ladder.

Source

Amount$20,000 over 4 years ($5,000/yr)EligibilityIncoming undergraduates whose parent holds a degree from The Master's University (TMU), The Master's College (TMC), Los Angeles Baptist College (LABC), or The Master's Seminary (TMS). Families should verify the parent's alumni status with TMU admissions at application time.

Flat legacy award for children of TMU/TMC/LABC/TMS alumni. Classified as a TMUC (TMU Community) Scholarship and therefore cannot be stacked with other TMUC awards (PMD, Church Partner, TMF, Partner School, Red & Blue, First Generation, SoCal Church). Can stack with academic merit and most non-TMUC aid.

Source

Amount$3,500/year for up to 4 years ($14,000 total)EligibilityNew incoming traditional undergraduate freshmen or transfer students with a 3.0+ GPA who are members or regular attendees of a listed 2026-27 partner church, provide that church pastor's recommendation, and submit the separate scholarship application. Awards depend on GPA, FAFSA, and need.

Limited to five awards per partner church and not automatic. This is a TMUC scholarship, so it cannot stack with another TMUC award; TMU says it can stack with most other forms of aid.

Source

Amount$3,500/year for up to 4 years ($14,000 total)EligibilityNew incoming traditional undergraduate freshmen or transfer students with a 3.0+ GPA who are members or regular attendees of a Master's Fellowship member church, provide that church pastor's recommendation, and submit the separate scholarship application. Awards depend on GPA, FAFSA, and need.

Limited to ten awards in total and not automatic. This is a TMUC scholarship, so it cannot stack with another TMUC award; TMU says it can stack with most other forms of aid.

Source

Amount$4,000/year for up to 4 years ($16,000 total)EligibilityFull-time students demonstrating need who are dependents of full-time pastors or missionaries who provide their family's primary support and whose ministries are consistent with TMU's mission.

This Pastor and Missionary Dependent award is a TMUC scholarship, so it cannot stack with another TMUC award; TMU says it can stack with most other forms of aid.

Source

AmountTMU matches up to $2,500/year; up to $5,000/year combined or $20,000 over 4 years when fully matchedEligibilityStudents who receive sponsorship from a Christian ministry. TMU matches the ministry's contribution dollar-for-dollar up to $2,500 per student per year while funds remain available.

The source explicitly says the Ministry Matching Grant stacks with academic aid and some other aid; it does not attach the non-stacking restriction described for the church awards above.

Source

Amount$5,000/year, up to $20,000 over 4 yearsEligibilityTraditional-undergraduate benefit for full-time employees of a listed affiliate with at least one year of tenure, or part-time employees with at least three years of tenure; the benefit extends to their spouses and children.

This is a separate employee-benefits program, not a rule governing the church and ministry scholarships above. Within the Family of Ministries program, when scholarships and discounts overlap, only the most favorable scholarship or discount applies and they cannot be combined.

Source

AmountVariable amount (TMU does not publish a fixed cap or range on the policy page)EligibilityAwarded by the Music Department to students who demonstrate superior music ability and who are Music Majors committed to TMU and the ministry focus of the programs. Music minors or students with exceptional ensemble-instrument skill may also be eligible upon individual assessment.

Annual application required via the Music Department (separate from the academic ladder). NOT classified as a TMUC scholarship, so it can stack with Alumni, Church Partner, PMD, First Generation, and other TMUC awards in addition to the academic ladder. Students should contact the Music Department early in the admission cycle for current-year amounts and audition logistics.

Source

Amount$14,000 over 4 years ($3,500/yr)EligibilityIncoming undergraduates whose neither parent completed a bachelor's degree.

Classified as a TMUC (TMU Community) Scholarship and therefore cannot be stacked with other TMUC awards (Alumni, PMD, Church Partner, TMF, Partner School, Red & Blue, SoCal Church). Stackable with academic merit and most non-TMUC aid.

Source

Amount$14,000 over 4 years ($3,500/yr)EligibilityStudents dependent on a parent currently working full-time in law enforcement or fire departments. The Master's University publishes this category as the Red & Blue Scholarship; military-dependent eligibility is not currently described on the policy page (families with military-dependent applicants should confirm directly with TMU Financial Aid).

Classified as a TMUC (TMU Community) Scholarship and therefore cannot be stacked with other TMUC awards (Alumni, PMD, Church Partner, TMF, Partner School, First Generation, SoCal Church). Stackable with academic merit and most non-TMUC aid.

Source

AmountUp to $10,000/yearEligibilityAdmitted TMU students in specific majors. Each academic department runs its own scholarship portal separate from the academic merit ladder.

Worth treating as a second pass after the academic ladder is locked in. Amounts and criteria vary by department, so students should ask their prospective major's department chair about department-specific awards during the admission cycle.

Source

The Master's University merit aid FAQ

  • Does my student have to be a Christian to apply to TMU?

    Effectively, yes. TMU's published admission requirements include a personal statement of faith in Jesus Christ and a recommendation from the applicant's pastor, youth pastor, or fellowship leader. TMU publishes that all of its faculty, staff, administrators, and board members fully affirm the university's doctrinal statement (essentially unchanged since the institution's founding in 1927). Non-Christian applicants and applicants unwilling to provide a sincere statement of faith are unlikely to be admitted regardless of academic stats. This is a structural admission filter that sits above the academic merit ladder.

  • Do we have to submit SAT, ACT, or CLT scores for TMU merit aid?

    Test scores are optional for admission and for the three automatic merit tiers: Distinguished ($10,000), Honors ($8,500), and Achievement ($7,000), which are awarded on HS GPA alone. Test scores are required for the top competitive tier, the President's Academic Scholarship at $21,000/year, which requires a 4.00 weighted GPA plus SAT 1350+, ACT 30+, or CLT 91+. TMU accepts CLT at every tier. General TMU guidance suggests SAT 1100-1300, ACT 24-26, or CLT 76+ for competitive scholarship consideration.

  • How does the President's Academic Scholarship work?

    The President's Academic Scholarship pays $21,000/year for up to 4 years ($84,000 total) and requires a 4.00 weighted HS GPA plus SAT 1350+, ACT 30+, or CLT 91+. It is awarded through a competitive separate application, not automatic on stats. The Fall 2026 window opens November 1, 2025 and closes February 16, 2026. At least five scholarships are awarded per cycle, plus 10-20 or more runner-up awards at lower dollar amounts. Renewal requires a 3.5 cumulative TMU GPA.

  • Will an outside scholarship reduce my TMU aid?

    TMU allows outside scholarships to stack with institutional merit, need-based aid, and federal/state aid in most cases. There are two published exceptions: TMUC-named scholarships cannot stack with each other, and athletic-scholarship recipients forfeit all other institutional aid except federal/state aid and the outside portion of ministry scholarships. TMU does not publish a specific loan-first or grant-first displacement rule for how outside awards interact with institutional packaging, so families stacking a large outside scholarship should confirm displacement treatment directly with TMU Financial Aid before committing.

  • What is the total 2025-26 cost to attend TMU?

    Direct costs for a standard on-campus residential undergraduate total approximately $56,760 per year: tuition $39,850 (12-18 units), dormitory room $8,400, unlimited meal plan $7,450, Student Services Fee $670, and Technology Fee $390. Books, personal expenses, and transportation are not itemized on the published tuition page, TMU directs families to its online Total Cost Calculator for the indirect cost layer. 2026-27 list pricing has been published at approximately $57,800 (tuition $41,300, room $8,750, board $7,750).

See sources and other schools

How The Master's University compares

  • 133 of 749 verified schools in our dataset use unclear or unpublished displacement.

    The Master's University is in a recognizable cluster (133 schools share this category). That framing matters when comparing peer schools that may publish the policy differently or not at all.

  • 133 of 749 verified schools publish no clear displacement order.

    The Master's University is one of them. The right move is the aid-office email script below, not a guess.

  • 665 of 749 verified schools publish at least one four-year renewable merit award.

    The Master's University is one of them. The cohort minority (84 schools) only awards one-year scholarships, which means the four-year value families assume on a brochure quote isn't guaranteed at every school.

Sources used on this page

Every claim is checked against The Master's University’s own published materials. Below is the full reference set.

Compare with similar schools

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