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University of Nebraska at Kearney · Nebraska

Nebraska–Kearney (UNK) scholarships and merit aid

UNK runs a fully automatic ACT/GPA merit ladder — $2,000–$7,000/yr toward tuition (plus housing dollars at the top tiers) for anyone with a 3.7+ GPA and 22+ ACT — and waives out-of-state tuition for every non-resident via the New Nebraskan Scholarship, which stacks on top of the merit award.

Verified Jun 20263 months ago

The short answer

Is Nebraska–Kearney (UNK) worth a closer look?

Nebraska–Kearney (UNK) is worth checking if your student has strong grades or scores. We found 8 published awards, and 6 are based on those numbers.

Merit tiers86 based on grades or scores
First-year students with school awards27%First-year students, CDS 2023-2024
Research checkedJun 2026By our research team

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Published scholarships

These amounts and requirements come from the school’s own published pages. Open an award to see who qualifies and how to keep it.

Where you landAutomatic merit aid by ACT compositeEach bar marks the ACT score range that qualifies for the tier.
Presidential ScholarFull Cost of Attendance plus a…
ACT 36GPA 3.7+ HS GPA (general eligibility floor)
Regents ScholarshipFull Tuition AND room waiver fo…
ACT 32+
UNK Chancellor's Scholarship$7,000
ACT 28+GPA 3.9+ HS GPA
UNK Distinguished Scholar Award$5,000
ACT 26+GPA 3.7+ HS GPA
Loper Achievement Scholarship$4,000
ACT 24-25GPA 3.7+ HS GPA
Loper Recognition Scholarship$2,000
ACT 22-23GPA 3.7+ HS GPA

Not on this ladder: New Nebraskan Scholarship (non-resident tuition waiver), Omaha World Herald/Kearney Hub Scholarship — application required, holistic, or scored on a different axis.

View as table
TierACT compositeAward
Presidential Scholar36Full Cost of Attendance plus a $5,000 annual stipend
Regents Scholarship32+Full Tuition AND room waiver for campus housing
UNK Chancellor's Scholarship28+$7,000 toward tuition and $2,000 toward campus housing, annually
UNK Distinguished Scholar Award26+$5,000 toward tuition and $1,000 toward campus housing, annually
Loper Achievement Scholarship24-25$4,000 toward tuition annually
Loper Recognition Scholarship22-23$2,000 toward tuition annually
Full Cost of Attendance plus a…Full Cost of Attendance plus a $5,000 annual stipend

Presidential Scholar

Based on grades or scoresCan continue
GPA
3.7+ HS GPA (general eligibility floor)
ACT
36
See who qualifies and how to keep it
Who qualifies

Admitted to UNK with official transcripts and scores received by March 1

How to keep it

Listed among the renewable automatic merit scholarships; the page does not publish a specific renewal GPA. Initial award is based on the cumulative GPA at the end of the sixth semester (junior year), converted to a 4.0 scale.

Notes

Top of the automatic ladder, for a 36 ACT. SAT-equivalent cutoffs are not published on the page; ask the aid office. The $5,000 figure is an annual stipend on top of full cost of attendance.

Source

Full Tuition AND room waiver for ca…Full Tuition AND room waiver for campus housing

Regents Scholarship

Based on grades or scoresCan continue
ACT
32+
See who qualifies and how to keep it
Who qualifies

Open to Nebraska Residents only; admitted with transcripts and scores by March 1

How to keep it

Renewable up to 120 credit hours.

Notes

Nebraska residents only. Covers full tuition plus a room waiver for campus housing; no fixed dollar amount is published (value tracks tuition + housing). SAT equivalent not stated.

Source

$7,000 toward tuition and $2,000 to…$7,000 toward tuition and $2,000 toward campus housing, annually

UNK Chancellor's Scholarship

Based on grades or scoresCan continue
GPA
3.9+ HS GPA
ACT
28+
See who qualifies and how to keep it
Who qualifies

Admitted with transcripts and scores by March 1

How to keep it

Renewable up to 4 years.

Notes

Automatic for a 28+ ACT and 3.9+ HS GPA. SAT equivalent not published.

Source

$5,000 toward tuition and $1,000 to…$5,000 toward tuition and $1,000 toward campus housing, annually

UNK Distinguished Scholar Award

Based on grades or scoresCan continue
GPA
3.7+ HS GPA
ACT
26+
See who qualifies and how to keep it
Who qualifies

Admitted with transcripts and scores by March 1

How to keep it

Renewable up to 4 years.

Notes

Automatic for a 26+ ACT and 3.7+ HS GPA. SAT equivalent not published.

Source

$4,000 toward tuition annually

Loper Achievement Scholarship

Based on grades or scoresCan continue
GPA
3.7+ HS GPA
ACT
24-25
See who qualifies and how to keep it
Who qualifies

Admitted with transcripts and scores by March 1

How to keep it

Renewable up to 4 years.

Notes

Automatic for a 24-25 ACT and 3.7+ HS GPA. SAT equivalent not published.

Source

$2,000 toward tuition annually

Loper Recognition Scholarship

Based on grades or scoresCan continue
GPA
3.7+ HS GPA
ACT
22-23
See who qualifies and how to keep it
Who qualifies

Admitted with transcripts and scores by March 1; this is the entry rung of the automatic ladder

How to keep it

Renewable up to 4 years.

Notes

Entry tier of the automatic ladder, for a 22-23 ACT and 3.7+ HS GPA. SAT equivalent not published.

Source

Charges non-residents the in-state…Charges non-residents the in-state tuition rate ($234/credit hour). The page gives two conflicting savings figures: its FAQ says ~$264/credit hour, $7,920/year, $31,680 over four years; its savings table says $277/credit hour, $8,310/year, $33,240 over four years. Treat the lower FAQ figure (~$7,920/yr, ~$31,680/4yr) as the conservative estimate until UNK reconciles the page.

New Nebraskan Scholarship (non-resident tuition waiver)

Apply separatelyCan continue
See who qualifies
Who qualifies

Any U.S. domestic undergraduate student who is NOT a resident of Nebraska, enrolled full-time (12+ credit hours). No additional application or deadline beyond applying for admission. Does not apply to exclusively online degree programs.

How to keep it

Must remain a full-time student (12+ credit hours each semester), meet the University's academic good standing policy, and successfully complete 24 or more semester hours each academic year. Eligibility ends upon receipt of a bachelor's degree.

Notes

Not stat-based — it is an automatic out-of-state tuition discount for every qualifying non-resident, charging them the in-state rate. CONFLICT (same live page, unreconciled): the New Nebraskan page's own intro and 'What is the value of the scholarship?' FAQ say the waiver 'will save non-resident students $264 per credit hour ... $7,920 annually or $31,680 over a 4-year period,' while its savings table lists $277/credit hour, $8,310 annually, and $33,240 over four years. The two sets disagree on the per-credit-hour rate ($264 vs $277), the annual figure ($7,920 vs $8,310), and the four-year total ($31,680 vs $33,240). We lead with the lower FAQ figure and flag the discrepancy; a family should confirm the current number with the aid office. Stacks with the academic merit scholarships above: per UNK's FAQ, a non-resident may receive both a UNK Academic Merit Scholarship and the New Nebraskan Scholarship. Covers tuition only — not room, meal plans, or books.

Source

Full tuition…Full tuition, room, board, fees, and books for four years

Omaha World Herald/Kearney Hub Scholarship

Apply separatelyCan continue
See who qualifies
Who qualifies

Up to three students in each incoming freshman class; competitive/limited, not automatic

How to keep it

Requires maintenance of a 3.5 cumulative grade point average.

Notes

Full-ride-style award (tuition + room + board + fees + books) given to up to three incoming freshmen per class. Selection process and application steps are not detailed in the catalog; ask Admissions/Financial Aid how to be considered.

Source

See what could change an award

Rules that could change the answer

These are the rules we would flag for your family. Each comes from Nebraska–Kearney (UNK)'s published information.

  • Renewal ruleNew Nebraskan Scholarship (non-resident tuition waiver): renewal floor that quietly knocks awards out

    Must remain a full-time student (12+ credit hours each semester), meet the University's academic good standing policy, and successfully complete 24 or more semester hours each academic year. Eligibility ends upon receipt of a bachelor's degree. A single rough term can end a four-year award here without warning if the GPA floor isn't met cumulatively.

Straight from the aid office

What Nebraska–Kearney (UNK)'s aid office says

Per the Financial Aid Office, University of Nebraska at Kearney, August 2026. How we verify

Fall 2026 freshman scholarship amounts

Which scholarship amounts apply to students who started fall 2026?

Students who started in fall 2026 receive the amounts released last August: Chancellors $7,000, Distinguished $5,000, Loper Achievement $4,000, and Loper Recognition $2,000.

“Students who started this fall 2026 semester would receive the amounts that were released last August. So, Chancellors for $7,000, Distinguished $5,000, Loper Achievement $4,000 & Loper Recognition $2,000.”
Fall 2027 scholarship amounts on website

Why do the website scholarship amounts differ from what fall 2026 students receive?

The scholarship amounts listed on the website have been adjusted for incoming freshmen for the fall 2027 semester, and the website reflects amounts for the next admissions cycle.

“The scholarship amounts listed on the website have been adjusted for our incoming freshman for the fall 2027 semester.”
Nebraska Career Scholarship typical award

How much is the Nebraska Career Scholarship generally awarded at?

The Nebraska Career Scholarship is generally awarded at $8,000.

“As for the Nebraska Career's, it is generally awarded at $8,000.”
Nebraska Career Scholarship reduction

Can the Nebraska Career Scholarship amount be reduced?

The scholarship may be reduced or offered at a lower amount due to other scholarship offers the student has received.

“However, there are occasions in which the scholarship must be reduced or offered at a lower amount, and that is due to other scholarship offers.”

What families often miss

  1. UNK's automatic merit scholarships require that, by March 1, you are admitted AND UNK has received your official high school transcripts and scores. Miss the date and you fall out of the automatic ladder even if your GPA/ACT qualify.

  2. Every published merit rung is keyed to an ACT cutoff (22-36). The page lists no test-optional or GPA-only path and no SAT equivalents, so a strong ACT (or SAT, if accepted — confirm with the aid office) is effectively required for the automatic award.

  3. The Regents Scholarship (full tuition + room waiver, 32+ ACT) is explicitly 'Open to Nebraska Residents.' Out-of-state students at the same ACT get the Chancellor's/Distinguished tiers instead, plus the New Nebraskan in-state-tuition waiver.

  4. Most tiers say 'toward tuition' (with a smaller 'toward campus housing' piece at the top). UNK's 2025-26 resident cost of attendance is $28,536 (on/off campus) including food/housing, books, transportation and personal costs — a $2,000-$7,000 tuition award covers only part of that.

  5. UNK requires outside scholarship checks to be reported (via MyBLUE 'Outside Scholarship Notification'), and by law must adjust federal aid if the total creates an excess. Not reporting can cause a later aid reversal.

See costs and school data

Who this school may work for

Test-submitting students with a 3.7+ GPA and 22+ ACT who want a predictable, no-essay automatic award; especially strong for out-of-state students, who get in-state tuition automatically and can still earn a merit scholarship on top.

Cost and graduation facts

Federal reporting on who actually enrolls at Nebraska–Kearney (UNK), what they paid after aid, and what happened next — independent of anything the school markets.

Average annual net price by family income at Nebraska–Kearney (UNK), academic year 2021-22 — in-state, Title-IV aid recipients only
Family incomeAverage net price paid
$0–$30,000$13,066
$30,001–$48,000$13,350
$48,001–$75,000$14,547
$75,001–$110,000$16,703
$110,001+$20,664
All income levels (average)$16,242

Sticker price vs. what students actually pay

Total cost of attendance (sticker), AY 2021-22
$25,808
Published tuition & fees (in-state), AY 2022-23
$8,676
Published tuition & fees (out-of-state), AY 2022-23
$15,284
Average net price paid (all Title-IV aid), AY 2021-22
$16,242

That works out to an average 37% discount off the sticker price above — both figures come from the same federal AY 2021-22 Scorecard report, not a number the school itself published.

Nebraska–Kearney (UNK) is a public school; Scorecard's net price and cost of attendance figures cover in-state, Title-IV-aid-recipient payers only — there is no comparable federal figure for out-of-state students.

Outcomes for students who enrolled here

Graduation rate (150% of normal time), 2016 cohort
58%
First-year retention rate, 2021 cohort
80%
Median debt at completion, 2020–2021 completers
$19,500 (~$207/mo on a 10-yr plan)
Median earnings, 10 years after entry (measured 2020-21)
$50,105
Share of students receiving a Pell grant, AY 2021-22
38%
Share of students receiving a federal loan, AY 2021-22
38%
See other scholarships and cost examples

If your student brings another scholarship

Institutional awards stack with each other (the non-resident New Nebraskan tuition waiver can be held alongside a UNK Academic Merit Scholarship). For OUTSIDE/private scholarships, UNK is required by law to adjust FEDERAL aid first if outside awards create an excess (over-award) — implying outside money displaces federal aid before institutional merit, though the page does not spell out an explicit order beyond 'federal aid.'

New Nebraskan FAQ states a non-resident 'may qualify for and receive a UNK Academic Merit Scholarship as well as the New Nebraskan Scholarship,' so institutional awards stack. The Outside Scholarships page states 'By law, UNK must adjust federal aid if outside scholarships result in excess awards,' and that all outside scholarship checks are reported and applied to the financial aid package; the university sends an updated offer letter if aid changes. The page names only FEDERAL aid as what gets adjusted, so merit scholarships appear protected, but the explicit displacement order is not published.

Source

More school data

From the Nebraska–Kearney (UNK) Common Data Set 2023-2024:

Merit penetrationHow likely is merit aid here?From Nebraska–Kearney (UNK)’s Common Data Set: the share of first-year students who receive institutional merit and the average dollar amount when they do.
27%of admitsget merit
Average award$8,301

At Nebraska–Kearney (UNK), roughly 1 in 4 first-year admits receive institutional merit aid. The average award is $8,301.

As filed in Nebraska–Kearney (UNK)'s CDS Section H2A: of 898 first-time, full-time degree-seeking freshmen, 240 had no financial need and received institutional merit (non-need) scholarship or grant aid, averaging $8,301. Across all full-time degree-seeking undergraduates: 889 of 3,672, averaging $7,903. Athletic awards are excluded per the CDS definition.

Receive institutional merit27%First-year students, Common Data Set 2023-2024
Average merit award$8,301Across recipients, Common Data Set 2023-2024

Source: Common Data Set 2023-2024 (verified 2026-07-23)

Other Nebraska–Kearney (UNK) scholarships worth checking

These awards can be harder to find. Each one has its own rules.

AmountVaries (not published)EligibilityIncoming freshmen selected on ACT scores, high school GPA, a letter of recommendation, and a writing sample.

Held for four years if the student remains in the Honors Program, in good standing, and maintains a 3.25 cumulative GPA. Dollar amounts are not published on the catalog page.

Source

AmountVaries (not captured)EligibilityNebraska state-funded award tied to high-demand career fields; details on a separate UNK financial-aid page.

State program surfaced in UNK navigation but not read in full for this extract; flag for follow-up if it should be a tier.

Source

Nebraska–Kearney (UNK) merit aid FAQ

  • Do I have to apply separately for UNK merit scholarships?

    No. The automatic merit scholarships (Presidential, Regents, Chancellor's, Distinguished, Loper Achievement, Loper Recognition) are awarded based on your GPA and ACT with no separate application. You only need to be admitted and have UNK receive your official transcripts and scores by March 1. Some other awards (e.g. Honors, Omaha World Herald/Kearney Hub) involve a separate or competitive process.

  • What is the deadline?

    March 1. By that date you must be admitted to UNK and UNK must have received your official high school transcripts and scores to be considered for the automatic merit scholarships.

  • I'm out of state — can I get a merit scholarship AND the non-resident discount?

    Yes. UNK states that depending on your GPA and ACT/SAT score you may receive a UNK Academic Merit Scholarship as well as the New Nebraskan Scholarship, which charges non-residents the in-state tuition rate ($234/credit hour). The page's own figures for what that saves don't agree — its value FAQ says about $7,920/year ($31,680 over four years) while its savings table says $8,310/year ($33,240 over four years) — so use roughly $7,900-$8,300/year as a range and confirm the exact figure with the aid office.

  • What GPA do I need to keep my scholarship?

    UNK does not publish a specific renewal GPA for the automatic merit scholarships on the freshman scholarships page (they are listed as renewable up to 4 years / 120 credit hours). Named awards do publish one: Honors Scholarships require a 3.25 cumulative GPA and the Omaha World Herald/Kearney Hub Scholarship requires a 3.5. Confirm the merit-renewal GPA with the aid office.

See sources and other schools

How Nebraska–Kearney (UNK) compares

  • 145 of 749 verified schools in our dataset use loan-first displacement.

    Nebraska–Kearney (UNK) is in a recognizable cluster (145 schools share this category). That framing matters when comparing peer schools that may publish the policy differently or not at all.

  • 665 of 749 verified schools publish at least one four-year renewable merit award.

    Nebraska–Kearney (UNK) is one of them. The cohort minority (84 schools) only awards one-year scholarships, which means the four-year value families assume on a brochure quote isn't guaranteed at every school.

Sources used on this page

Every claim is checked against Nebraska–Kearney (UNK)’s own published materials. Below is the full reference set.

Compare with similar schools

Keep exploring Nebraska–Kearney (UNK) merit aid