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Carthage College · Wisconsin

Carthage scholarships and merit aid

Carthage stacks an automatic GPA-only merit grid ($19,000-$22,000/yr, no test scores needed) under an unusually deep bench of competitive full-tuition scholarships — but all non-need aid combined is capped at tuition.

Verified Jul 20262 months ago

The short answer

Is Carthage worth a closer look?

Carthage is worth checking if your student has strong grades or scores. We found 16 published awards, and one is based on those numbers.

Merit tiers161 based on grades or scores
Research checkedJul 2026By our research team

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Checking merit aid at Carthage

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Published scholarships

These amounts and requirements come from the school’s own published pages. Open an award to see who qualifies and how to keep it.

$19,000-$22,000

Academic Scholarships

Based on grades or scoresCan continue
GPA
2.5-4.0 (non-weighted cumulative HS GPA)
See who qualifies and how to keep it
Who qualifies

Full-time undergraduate seeking first bachelor's degree; awarded at time of admission, no additional application.

How to keep it

Renewal requires an annual minimum cumulative GPA and full-time enrollment status (specific GPA not stated on this page).

Notes

Amounts are for students starting classes in fall 2026 or later.

Source

$33,000-Full tuition

The Presidential Scholarship Program

Apply separatelyCan continue
See who qualifies
Who qualifies

Open to all majors; apply to Carthage plus Presidential Scholarship Program application and essay by December 3.

Notes

25 scholarships awarded.

Source

Full tuition

Kenosha/Racine Scholarships

Apply separatelyCan continue
See who qualifies
Who qualifies

Kenosha/Racine-area students; application and essay by December 3.

Notes

Twelve full-tuition awards; 'These scholarships incorporate all Carthage assistance.'

Source

Full tuition

Math/Science Scholarships

Apply separatelyCan continue
See who qualifies
Who qualifies

Math/Science Scholarship Program application by December 3.

Notes

Two awards; incorporate all Carthage assistance.

Source

Full tuition

School of Business and Economics Scholarships

Apply separatelyCan continue
See who qualifies
Who qualifies

Application by December 3.

Notes

Two awards; incorporate all Carthage assistance.

Source

$10,000-Full tuition

Nursing Scholarships

Apply separatelyCan continue
See who qualifies
Who qualifies

Nursing Scholarship Program application by November 1.

Notes

One full-tuition plus four $10,000/yr awards; incorporate all Carthage assistance.

Source

$33,000-Full tuition

Engineering/Computer Science/Game Development Scholarships

Apply separatelyCan continue
See who qualifies
Who qualifies

Application by December 3.

Notes

One full-tuition and one $33,000/yr award; incorporate all Carthage assistance.

Source

$33,000

French/Japanese/Spanish Scholarships

Apply separatelyCan continue
See who qualifies
Who qualifies

Major/minor in French or Japanese, or major in Spanish; Modern Languages Scholarship application by November 1.

How to keep it

Renewable for four years.

Notes

Up to four awards; incorporates all Carthage assistance.

Source

Full tuition

History/English/Creative Writing Scholarship

Apply separatelyCan continue
See who qualifies
Who qualifies

Application by November 1.

Notes

One award; incorporates all Carthage assistance.

Source

Full tuition

Communication/Public Relations Scholarship

Apply separatelyCan continue
See who qualifies
Who qualifies

Application by November 1.

Notes

One award; incorporates all Carthage assistance.

Source

Full tuition

Teacher Education Scholarship

Apply separatelyCan continue
See who qualifies
Who qualifies

Application by December 3.

Notes

One award; incorporates all Carthage assistance.

Source

Full tuition

Kenosha Police/Fire Scholarship

Apply separatelyCan continue
See who qualifies
Who qualifies

Dependent of a City of Kenosha police officer or firefighter; application and essay by December 3.

Notes

One award; incorporates all Carthage assistance.

Source

Up to $33,000

Tarble Family California Scholarships

Apply separatelyCan continue
See who qualifies
Who qualifies

Incoming freshmen or transfer students from California; application and essay by December 3.

Notes

Up to 10 awards, 'up to $33,000 per year in Carthage assistance.'

Source

Varies (no published amount)

Visual and Performing Arts Scholarships

Apply separatelyCan continue
See who qualifies
Who qualifies

Competitive audition and/or portfolio review by late February (exact date varies by program); recipients must participate in department activities. Ask the aid office what the current award range is — the page stopped publishing dollar figures.

Source

$31,000-Full tuition

Spring Scholarships

Apply separatelyCan continue
See who qualifies
Who qualifies

New incoming Spring Term freshmen and transfer students; application and essay by December 1.

How to keep it

Renewable for up to three years.

Notes

One full-tuition and one $31,000/yr award.

Source

$33,000-Full tuition

Fall Transfer Scholarship Competition

Apply separatelyCan continue
See who qualifies
Who qualifies

New incoming transfer students; application deadline May 2026.

How to keep it

Renewable for up to three years.

Notes

One full-tuition and one $33,000/yr award. Additional transfer scholarships exist on the transfer scholarships page (not opened this session).

Source

See what could change an award

Rules that could change the answer

These are the rules we would flag for your family. Each comes from Carthage's published information.

  • Renewal ruleAcademic Scholarships: renewal floor that quietly knocks awards out

    Renewal requires an annual minimum cumulative GPA and full-time enrollment status (specific GPA not stated on this page). A single rough term can end a four-year award here without warning if the GPA floor isn't met cumulatively.

  • Outside awardsNo published displacement order

    Carthage's policy doesn't specify whether outside scholarships hit loans, grants, or only the COA ceiling. Get a written aid-office answer before chasing private awards.

What families often miss

  1. The page states combined non-need-based scholarships and grants 'cannot exceed tuition unless otherwise noted,' and even with federal and state grants the total may 'not ... exceed full tuition.' Room and board are never covered by these awards.

  2. Competitive scholarships (Presidential, Math/Science, Kenosha/Racine, etc.) 'incorporate all Carthage assistance' — they replace your existing Carthage merit award rather than adding to it.

  3. The big-money competitions close early: November 1 (Communication/PR, Modern Languages, History/English/Creative Writing, Nursing) and December 3 (Presidential, Business, Math/Science, Kenosha/Racine, Teacher Education, Engineering/CS/Game Dev, Tarble California, Police/Fire, Alumni).

  4. 'Renewal requires an annual minimum cumulative GPA and full-time enrollment status' for non-need awards; the smaller grants (Visit, Lutheran, Legacy, Ministerial) each require a 2.0 cumulative GPA to renew, and the Early FAFSA Filers Award is lost if the FAFSA isn't refiled by January 1 each year.

  5. Two no-competition awards are left on the table: the $1,000/yr Visit Grant (just schedule a visit) and the $500/yr Early FAFSA Filers Award (FAFSA received by February 1, regardless of need).

See costs and school data

Who this school may work for

Strong-GPA students (test-optional friendly — the grid uses GPA only) who will also enter the December/November competitive scholarship cycles; Kenosha/Racine locals and Californians get dedicated full-tuition/large-award tracks.

Cost and graduation facts

Federal reporting on who actually enrolls at Carthage, what they paid after aid, and what happened next — independent of anything the school markets.

Average annual net price by family income at Carthage, academic year 2021-22
Family incomeAverage net price paid
$0–$30,000$23,293
$30,001–$48,000$23,630
$48,001–$75,000$22,427
$75,001–$110,000$24,995
$110,001+$29,176
All income levels (average)$26,565

Sticker price vs. what students actually pay

Total cost of attendance (sticker), AY 2021-22
$50,822
Published tuition & fees, AY 2022-23
$38,750
Average net price paid (all Title-IV aid), AY 2021-22
$26,565

That works out to an average 48% discount off the sticker price above — both figures come from the same federal AY 2021-22 Scorecard report, not a number the school itself published.

Outcomes for students who enrolled here

Graduation rate (150% of normal time), 2016 cohort
64%
First-year retention rate, 2021 cohort
73%
Median debt at completion, 2020–2021 completers
$26,000 (~$276/mo on a 10-yr plan)
Median earnings, 10 years after entry (measured 2020-21)
$56,950
Share of students receiving a Pell grant, AY 2021-22
35%
Share of students receiving a federal loan, AY 2021-22
96%
See other scholarships and cost examples

If your student brings another scholarship

The school does not publish a specific outside-scholarship displacement policy; confirm treatment with the aid office before counting on stacking.

Verified policy language (2026-07-02): Outside Scholarships / External Opportunities Visit your high school guidance office to learn about local scholarships from community, religious, and service organizations. In addition, the following websites are useful scholarship search resources... Please note: Do not pay money to have any organization search for scholarships. These are not worth the cost and a search can be done easily and free of charge. Separately, the school's own award-stacking rules: Non-need scholarships and grants can be combined but are capped at tuition; competitive full-tuition awards 'incorporate all Carthage assistance' (they replace, not add to, other Carthage aid); institutional aid plus federal/state grants also cannot exceed full tuition. (per https://www.carthage.edu/admissions/undergraduate-students/undergraduate-scholarships/)

Source

Other Carthage scholarships worth checking

These awards can be harder to find. Each one has its own rules.

Amount$1,000/yrEligibilityProspective students who visit Carthage; one per student

Four-year value $4,000; renewal requires 2.0 cumulative GPA.

Source

Amount$500/yrEligibilityFAFSA received by the Federal Processing Agency by February 1; regardless of financial need

Renewable with FAFSA completion by January 1 each year.

Source

Amount$1,000/yrEligibilityMembers of congregations affiliated with the Lutheran Church

Four-year value $4,000; 2.0 GPA to renew.

Source

Amount$1,000/yrEligibilityGrandchildren, children and siblings of Carthage alumni and students

Four-year value $4,000; 2.0 GPA to renew.

Source

Amount$500/yrEligibilityChildren of ELCA ministers

Four-year value $2,000; 2.0 GPA to renew.

Source

Amount$2,000 (3 awards)EligibilityDirect relative of a Carthage graduate

Amount may be increased/decreased at Alumni Council discretion; materials postmarked by December 3.

Source

Amount$2,250/yrEligibilityWisconsin high school seniors with the highest GPA in each WI public/private high school

Half state-funded, half matched by Carthage; applied toward tuition.

Source

Carthage merit aid FAQ

  • What are the scholarship deadlines at Carthage?

    Automatic Academic Scholarships need no application. Competitive deadlines on the scholarships page: November 1 (Communication/PR, French/Japanese/Spanish, History/English/Creative Writing, Nursing), December 1 (Spring Scholarships), December 3 (Presidential, Business & Economics, Teacher Education, Engineering/CS/Game Development, Kenosha/Racine, Police/Fire, Math/Science, Tarble California, Alumni Association), late February (Visual & Performing Arts auditions/portfolio), May 2026 (Fall Transfer competition).

  • Do I need test scores for Carthage merit aid?

    The automatic Academic Scholarship grid is based only on cumulative non-weighted high school GPA ($22,000 for 3.75-4.0 down to $19,000 for 2.5-2.99); no ACT/SAT is mentioned.

  • Can my Carthage scholarships cover room and board?

    No. Combined non-need scholarships/grants cannot exceed tuition unless otherwise noted, and scholarships plus federal/state grants may not exceed full tuition. 2026-27 tuition is $21,625 per semester; standard housing ($4,575/semester) and meals ($2,650/semester) are extra.

  • What does Carthage cost for 2026-27?

    Full-time tuition is $21,625 per semester, standard housing $4,575 per semester, and the standard meal plan $2,650 per semester (tuition is the same in-state and out-of-state). No single full cost-of-attendance total is published on the tuition page.

See sources and other schools

How Carthage compares

  • 133 of 749 verified schools in our dataset use unclear or unpublished displacement.

    Carthage is in a recognizable cluster (133 schools share this category). That framing matters when comparing peer schools that may publish the policy differently or not at all.

  • 133 of 749 verified schools publish no clear displacement order.

    Carthage is one of them. The right move is the aid-office email script below, not a guess.

  • 665 of 749 verified schools publish at least one four-year renewable merit award.

    Carthage is one of them. The cohort minority (84 schools) only awards one-year scholarships, which means the four-year value families assume on a brochure quote isn't guaranteed at every school.

Sources used on this page

Every claim is checked against Carthage’s own published materials. Below is the full reference set.

Compare with similar schools

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