Stillman· Scholarship Stacking

Stacking Outside Scholarships at Stillman

How Stillman treats outside scholarships when they arrive on top of institutional merit aid.

Verified Jul 202625 days ago· COWORK

The verdict

Cost-of-attendance cap

At Stillman, an outside scholarship only triggers a cut when total aid would exceed cost of attendance. The strategy follows from that: outside scholarships are upside until the package would push past COA, at which point they start replacing institutional grants.

catalog.stillman.edu publishes the $23,600 cost-of-attendance worksheet the math is run against.

Stacking policy at Stillman

Outside scholarships only trigger an aid adjustment if total aid would exceed the cost of attendance (or the student's aid eligibility cap); below that ceiling, awards are not displaced.

Verified policy language (2026-07-02): In awarding financial aid to students, all sources of financial aid available to students will be considered in determining the financial aid award package through the College, including institutional and external scholarships. Students will not be awarded financial aid in excess of the amount needed to cover tuition, room and board, books and supplies, personal expenses, and other direct and indirect educational expenses as determined by the College.

Source: https://catalog.stillman.edu/general-information

Common stacking mistakes

Assuming awards stack without limit.
The catalog caps academic scholarships: 'The scholarships awarded cannot exceed full tuition and fees,' and this applies to combinations with tuition remission 'or other awards from the College or any other source.'
Forgetting to report an outside scholarship.
'If you receive an outside scholarship, please advise our office immediately. Scholarship notices must be submitted on official letterhead from the donating organization.'

Rules that bite at Stillman

The trip wires we'd flag in a custom playbook. Each is derived from Stillman's own published policy, not generic advice.

capHard $23,600 cost-of-attendance ceiling
Institutional aid at Stillman cannot push the package past $23,600. Big outside wins can mathematically reduce institutional grant once the ceiling is reached.

Aid-office script (copy & send)

A binding written answer beats a verbal hallway promise. This script is keyed to Stillman's published displacement type. Paste it, fill in your name, and send it before you accept an outside award.

Subject: Outside-scholarship treatment question, fall applicant

Dear Stillman Financial Aid Office,

I'm a fall applicant reviewing how outside scholarships interact with my institutional aid package. I've read the public policy at https://catalog.stillman.edu/general-information and the $23,600 cost-of-attendance worksheet.

If my package is institutional merit + Pell + a $5,000 outside scholarship and the total stays under the COA worksheet, can you confirm no institutional dollar is reduced?

If the same outside award pushes the total over COA by $X, which aid line item shrinks first: institutional grant, loan, or work-study?

A written answer (email is fine) is important because the outside-scholarship awarding bodies want confirmation before disbursing. Thank you for the time.

— [Student name], [Application ID if available]

How Stillman compares across our verified dataset

241 of 750 verified schools in our dataset use cost-of-attendance cap displacement.
Stillman is in a recognizable cluster (241 schools share this category). That framing matters when comparing peer schools that may publish the policy differently or not at all.

Sources used on this page

Every claim is checked against Stillman’s own published materials. Below is the full reference set.