Stillman· Outside Scholarship Displacement

Will Stillman Reduce Your Outside Scholarship?

When you win a private scholarship, who actually keeps the money: your family, or the school?

Verified Jul 202625 days ago· COWORK

The rule at Stillman

Cost-of-attendance cap

Stillman only displaces institutional aid when the package would exceed COA. In plain dollar terms, that means an outside award only starts cutting institutional grant once the total package exceeds the COA worksheet.

catalog.stillman.edu publishes the $23,600 cost-of-attendance worksheet the math is run against.

Source: https://catalog.stillman.edu/general-information

The math: a $5,000 outside scholarship at Stillman

Setup
Suppose you've stacked Stillman's institutional merit + housing scholarship to a combined value within ~$5,000 of cost of attendance. You then win a $5,000 outside scholarship.
What Stillman does
Because total aid would exceed cost of attendance, Stillman reduces its institutional contribution by the amount that pushes you over. The outside award fills the cap, not the family wallet.
Family takeaway
For the highest-merit students at COA-cap schools, outside scholarships can mathematically displace institutional aid once the package is near full-COA. Run the cap math before applying.

Schools with the same policy

These schools also use cost-of-attendance cap for outside scholarships. The same dollar math above applies at each.

Schools that handle this differently

If Stillman’s policy concerns you, these schools treat outside scholarships under a different rule.

When this rule bites hardest

Forgetting to report an outside scholarship.
'If you receive an outside scholarship, please advise our office immediately. Scholarship notices must be submitted on official letterhead from the donating organization.'

Rules that bite at Stillman

Trip wires derived from Stillman's own published policy. These are the things a custom playbook would flag in the first pass.

capHard $23,600 cost-of-attendance ceiling
Institutional aid at Stillman cannot push the package past $23,600. Big outside wins can mathematically reduce institutional grant once the ceiling is reached.

Aid-office script (copy & send)

The displacement rule is only binding when it's in writing. This script asks Stillman's aid office the specific question that matters for cost-of-attendance cap.

Subject: Outside-scholarship treatment question, fall applicant

Dear Stillman Financial Aid Office,

I'm a fall applicant reviewing how outside scholarships interact with my institutional aid package. I've read the public policy at https://catalog.stillman.edu/general-information and the $23,600 cost-of-attendance worksheet.

If my package is institutional merit + Pell + a $5,000 outside scholarship and the total stays under the COA worksheet, can you confirm no institutional dollar is reduced?

If the same outside award pushes the total over COA by $X, which aid line item shrinks first: institutional grant, loan, or work-study?

A written answer (email is fine) is important because the outside-scholarship awarding bodies want confirmation before disbursing. Thank you for the time.

— [Student name], [Application ID if available]

How Stillman compares across our verified dataset

241 of 750 verified schools in our dataset use cost-of-attendance cap displacement.
Stillman is in a recognizable cluster (241 schools share this category). That framing matters when comparing peer schools that may publish the policy differently or not at all.

Sources used on this page

Every claim is checked against Stillman’s own published materials. Below is the full reference set.