University of Montana · Montana

University of Montana Merit Aid

UM's automatic UMAAS scholarship pays on a published high-school-GPA grid that differs sharply by residency ($1,000-$4,000 in-state vs $5,000-$18,000 out-of-state), but it's a tuition-only award that you forfeit if you take the WUE discount or establish Montana residency.

Verified Jun 2026today· COWORK
Merit tiers54 automatic on stats
Last verifiedJun 2026Analyst COWORK

Rules that bite at University of Montana

The trip wires we'd flag in a custom playbook. Each is derived from University of Montana's own published policy, not generic advice.

  • renewalUM Academic Achievement Scholarship (UMAAS) — In-State Incoming Freshman Grid: renewal floor that quietly knocks awards out

    Renewable for four years; must enroll in 15 credits each semester (or 30 credits/academic year) and have a cumulative GPA of 2.5 at the end of spring. Forfeited if not continuously enrolled, if transferring to Missoula or Bitterroot College, or becoming online-only. Not available in summer. A single rough term can end a four-year award here without warning if the GPA floor isn't met cumulatively.

  • capHard $32,243 cost-of-attendance ceiling

    Institutional aid at University of Montana cannot push the package past $32,243. Big outside wins can mathematically reduce institutional grant once the ceiling is reached.

Common merit-aid mistakes at University of Montana

  1. For out-of-state students the two are mutually exclusive — being awarded the WUE forfeits the UMAAS. You must compare net cost under each path and choose one.

  2. An out-of-state UMAAS recipient who establishes Montana residency forfeits the UMAAS (which can be $5,000-$18,000/yr), potentially a net loss versus keeping non-resident status.

  3. UMAAS is tuition-designated — it applies only to tuition, never to housing, food, or fees, and stacked tuition waivers can't exceed the cost of tuition.

  4. Renewal requires 15 credits each semester (or 30/year) and a 2.5 cumulative GPA at the end of spring; the award won't even disburse in a semester until you're enrolled in 15+ credits, and it isn't available in summer.

  5. Automatic consideration requires applying by March 1, and any offer is preliminary until you submit an unofficial high school (or prior-college) transcript.

Who this school is for

Out-of-state students with a 3.95+ GPA win the largest automatic award ($18,000); the decision between UMAAS and the WUE discount is the central trade-off, since you cannot have both.

Tuition / cost of attendance: Approximately $32,243 for 2026-2027. Source

Institutional merit aid tiers

Every tier below is sourced to the school’s own published financial aid pages. Renewal terms apply only if the student maintains the stated GPA.

$1,000-$4,000

UM Academic Achievement Scholarship (UMAAS) — In-State Incoming Freshman Grid

AutomaticRenewable
GPA
Unweighted cumulative high school GPA (see grid)
Requirements & details
Eligibility

Montana resident undergraduate pursuing first bachelor's; must submit unofficial HS transcript; apply by March 1

Renewal terms

Renewable for four years; must enroll in 15 credits each semester (or 30 credits/academic year) and have a cumulative GPA of 2.5 at the end of spring. Forfeited if not continuously enrolled, if transferring to Missoula or Bitterroot College, or becoming online-only. Not available in summer.

Notes

Tuition-designated (applies only to tuition). Grid: 3.95+ = $4,000; 3.5-3.94 = $3,000; 3.0-3.49 = $2,000; 2.7-2.99 = $1,000.

Source

$5,000-$18,000

UMAAS — Out-of-State Incoming Freshman Grid

AutomaticRenewable
GPA
Unweighted cumulative high school GPA (see grid)
Requirements & details
Eligibility

Out-of-state (or international) undergraduate pursuing first bachelor's; submit unofficial HS transcript; apply by March 1

Renewal terms

Renewable for four years; 15 credits/semester (or 30/year) and 2.5 cumulative GPA at end of spring. Forfeited if not continuously enrolled, if transferring to Missoula College, if AWARDED THE WUE, if you ESTABLISH MONTANA RESIDENCY, or become online-only.

Notes

Tuition-designated. Grid: 3.95+ = $18,000; 3.75-3.949 = $16,000; 3.35-3.749 = $14,000; 3.00-3.349 = $12,500; 2.99 and below = $5,000.

Source

$1,500-$2,500

UMAAS — In-State Transfer Grid

AutomaticRenewable
GPA
Unweighted cumulative college GPA (see grid)
Requirements & details
Eligibility

Montana-resident transfer pursuing first bachelor's; apply by March 1

Renewal terms

Renewability based on transfer credits accepted: 0-29 credits = four years, 30-59 = three years, 60+ = two years. Must maintain 2.5 cumulative GPA and 15 credits/semester.

Notes

Grid: 3.5+ = $2,500; 3.25-3.499 = $2,000; 3.0-3.249 = $1,500.

Source

$0-$12,500

UMAAS — Out-of-State Transfer Grid

AutomaticRenewable
GPA
Unweighted cumulative college GPA (see grid)
Requirements & details
Eligibility

Out-of-state transfer pursuing first bachelor's; apply by March 1

Renewal terms

Renewability based on transfer credits accepted (0-29 = four years, 30-59 = three years, 60+ = two years); 2.5 cumulative GPA and 15 credits/semester. Same out-of-state forfeiture rules (WUE/residency/online-only).

Notes

Grid: 3.5+ = $12,500; 3.25-3.499 = $10,000; 3.0-3.249 = $5,000; 2.99 and below = $0.

Source

Reduced WUE tuition rate (~$13,718 tuition+fees/yr 2026-27)

Western Undergraduate Exchange (WUE) Tuition Discount

ApplicationRenewable
View requirements
Eligibility

Residents of participating WICHE western states

Renewal terms

WUE recipients must take 15 or more credits per semester.

Notes

MUTUALLY EXCLUSIVE with UMAAS — an out-of-state student awarded the WUE forfeits the UMAAS. Families must choose whichever lowers net cost.

Source

Outside scholarship stacking policy

UMAAS is tuition-designated: it can only be applied to tuition and cannot be combined with any other full-tuition waiver. If a student holds multiple tuition-designated awards, the total of all tuition waivers cannot exceed the cost of tuition; UMAAS is reduced or canceled if the student receives another tuition waiver or third-party tuition coverage. Out-of-state UMAAS is forfeited entirely if the student is awarded the WUE or establishes Montana residency.

Cap is a TUITION cap. UMAAS reduces/cancels against other tuition waivers and third-party tuition coverage; UM may substitute other UM scholarship funds to satisfy stacking policy.

Source

Lesser-known scholarships at University of Montana

Named awards that don’t always surface on the main financial aid page. Each one has its own eligibility rules.

AmountAmount not published (open the dedicated page)EligibilityNew students (see dedicated page)

Listed under Scholarships for New Students; details not captured

Source

AmountAmount not published (open the dedicated page)EligibilityNew students (see dedicated page)

Need/access program; details not captured

Source

University of Montana merit aid FAQ

  • Do I need to apply separately for UMAAS?

    No — you're automatically considered when you apply for admission, but you must apply by March 1 and submit an unofficial transcript; the amount is set from the GPA on file at admission (you can petition for reconsideration if your GPA improves).

  • Can I get both UMAAS and the WUE tuition discount?

    No. Out-of-state students awarded the WUE forfeit the UMAAS; the two cannot be combined.

  • What do I need to renew UMAAS?

    A cumulative 2.5 GPA at the end of spring and 15 credits each semester (or 30 credits per academic year); renewable up to four years for freshmen (fewer years for transfers based on credits accepted).

How University of Montana compares across our verified dataset

  • 62 of 272 verified schools in our dataset use cost-of-attendance cap displacement.

    University of Montana is in a recognizable cluster (62 schools share this category). That framing matters when comparing peer schools that may publish the policy differently or not at all.

  • 247 of 272 verified schools publish at least one four-year renewable merit award.

    University of Montana is one of them. The cohort minority (25 schools) only awards one-year scholarships, which means the four-year value families assume on a brochure quote isn't guaranteed at every school.

Sources used on this page

Every claim is checked against University of Montana’s own published materials. Below is the full reference set.

Compare with similar schools

  • Montana State merit aid Montana public university — compare automatic merit, amounts, and stacking.
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  • Auburn merit aid Alabama public university — compare automatic merit, amounts, and stacking.
  • Oklahoma merit aid Oklahoma public university — compare automatic merit, amounts, and stacking.

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