Will outside (private) scholarships reduce my Concordia aid?

No, per the school's own wording: 'Because we "stack" your scholarships, any outside aid you bring in goes right on top of the aid we've already provided to you.'

Concordia Ann Arbor· Outside Scholarship Displacement

Will Concordia Ann Arbor Reduce Your Outside Scholarship?

When you win a private scholarship, who actually keeps the money: your family, or the school?

Verified Jun 20264 days ago· COWORK

The rule at Concordia Ann Arbor

No displacement

Concordia Ann Arbor doesn't displace institutional aid at all. In plain dollar terms, that means a $5,000 outside award lowers the family bill by the full $5,000.

cuaa.edu publishes the $55,810 cost-of-attendance worksheet the math is run against.

Source: https://www.cuaa.edu/admissions/financial-aid/undergraduate/awards-eligibility/transfer.html

The math: a $5,000 outside scholarship at Concordia Ann Arbor

Setup
Imagine you've already received Concordia Ann Arbor's institutional merit award and you win a $5,000 outside scholarship from a community foundation.
What Concordia Ann Arbor does
Concordia Ann Arbor stacks the outside scholarship on top of institutional aid up to the cost of attendance. The full $5,000 reduces your family's bill.
Family takeaway
Outside scholarships are pure upside here. Apply broadly; every dollar you win is a dollar the family doesn't pay.

Schools with the same policy

These schools also use no displacement for outside scholarships. The same dollar math above applies at each.

Schools that handle this differently

If Concordia Ann Arbor’s policy concerns you, these schools treat outside scholarships under a different rule.

Displacement questions families ask

Will outside (private) scholarships reduce my Concordia aid?: No, per the school's own wording: 'Because we "stack" your scholarships, any outside aid you bring in goes right on top of the aid we've already provided to you.'

Aid-office script (copy & send)

The displacement rule is only binding when it's in writing. This script asks Concordia Ann Arbor's aid office the specific question that matters for no displacement.

Subject: Outside-scholarship treatment question, fall applicant

Dear Concordia Ann Arbor Financial Aid Office,

I'm a fall applicant reviewing how outside scholarships interact with my institutional aid package. I've read the public policy at https://www.cuaa.edu/admissions/financial-aid/undergraduate/awards-eligibility/transfer.html and the $55,810 cost-of-attendance worksheet.

Can you confirm that a $5,000 private outside scholarship, added after my package is built, stacks on top of institutional merit and need-based aid up to COA, without reducing any institutional grant dollars?

Is there a specific reporting form I need to file when the outside award is confirmed?

A written answer (email is fine) is important because the outside-scholarship awarding bodies want confirmation before disbursing. Thank you for the time.

— [Student name], [Application ID if available]

How Concordia Ann Arbor compares across our verified dataset

19 of 751 verified schools in our dataset use no-displacement displacement.
Concordia Ann Arbor is in the small minority (19 schools share this category). That framing matters when comparing peer schools that may publish the policy differently or not at all.
669 of 751 verified schools publish at least one four-year renewable merit award.
Concordia Ann Arbor is one of them. The cohort minority (82 schools) only awards one-year scholarships, which means the four-year value families assume on a brochure quote isn't guaranteed at every school.

Sources used on this page

Every claim is checked against Concordia Ann Arbor’s own published materials. Below is the full reference set.