What is the 2026-27 cost of attendance?

$93,706 for an on-campus student (tuition $71,100); $85,560 for a student living off campus with a parent/family member. Health insurance (~$2,000) is billed only if you lack U.S. coverage.

Dickinson· Outside Scholarship Displacement

Will Dickinson Reduce Your Outside Scholarship?

When you win a private scholarship, who actually keeps the money: your family, or the school?

Verified Jun 2026today· COWORK

The rule at Dickinson

Loan-first displacement

Dickinson displaces loans first, then work-study. In plain dollar terms, that means a $5,000 outside award shrinks the federal loan offer by $5,000 before any grant is touched.

dickinson.edu publishes the $93,706 cost-of-attendance worksheet the math is run against.

Source: https://www.dickinson.edu/homepage/511/grants_and_scholarships

The math: a $5,000 outside scholarship at Dickinson

Setup
You've received Dickinson's institutional merit aid plus the federal loan offer in your award letter. You win a $5,000 outside scholarship.
What Dickinson does
Dickinson reduces your loan offer first, then work-study, before touching institutional grants. The $5,000 swap is effectively cash to the family: fewer loans now, less debt at graduation.
Family takeaway
Loan-first displacement is the most family-friendly treatment. Outside scholarships translate dollar-for-dollar into reduced borrowing.

Schools with the same policy

These schools also use loan-first displacement for outside scholarships. The same dollar math above applies at each.

Schools that handle this differently

If Dickinson’s policy concerns you, these schools treat outside scholarships under a different rule.

When this rule bites hardest

Fearing an outside scholarship will wipe out your Dickinson grant
Good news at Dickinson: the college always reduces or eliminates self-help (loans or work) BEFORE reducing grant aid — though total aid still cannot exceed your computed need, so report all outside awards.

Displacement questions families ask

What is the 2026-27 cost of attendance?: $93,706 for an on-campus student (tuition $71,100); $85,560 for a student living off campus with a parent/family member. Health insurance (~$2,000) is billed only if you lack U.S. coverage.

Rules that bite at Dickinson

Trip wires derived from Dickinson's own published policy. These are the things a custom playbook would flag in the first pass.

renewalAcademic Merit Scholarships: renewal floor that quietly knocks awards out
Awarded for eight semesters (in residence or in a Dickinson study-abroad program); maintained through continued full-time enrollment and good academic standing (2.0 GPA). A single rough term can end a four-year award here without warning if the GPA floor isn't met cumulatively.

Aid-office script (copy & send)

The displacement rule is only binding when it's in writing. This script asks Dickinson's aid office the specific question that matters for loan-first displacement.

Subject: Outside-scholarship treatment question, fall applicant

Dear Dickinson Financial Aid Office,

I'm a fall applicant reviewing how outside scholarships interact with my institutional aid package. I've read the public policy at https://www.dickinson.edu/homepage/511/grants_and_scholarships and the $93,706 cost-of-attendance worksheet.

If I win a $5,000 outside scholarship after the package is built, can you confirm it reduces my Direct Loan offer first, before any institutional grant is touched?

If the loan offer is smaller than the outside award, what is the next aid type that gets reduced (work-study, institutional grant, other)?

A written answer (email is fine) is important because the outside-scholarship awarding bodies want confirmation before disbursing. Thank you for the time.

— [Student name], [Application ID if available]

How Dickinson compares across our verified dataset

68 of 272 verified schools in our dataset use loan-first displacement.
Dickinson is in a recognizable cluster (68 schools share this category). That framing matters when comparing peer schools that may publish the policy differently or not at all.
247 of 272 verified schools publish at least one four-year renewable merit award.
Dickinson is one of them. The cohort minority (25 schools) only awards one-year scholarships, which means the four-year value families assume on a brochure quote isn't guaranteed at every school.

Sources used on this page

Every claim is checked against Dickinson’s own published materials. Below is the full reference set.