Holy Family· Outside Scholarship Displacement

Will Holy Family Reduce Your Outside Scholarship?

When you win a private scholarship, who actually keeps the money: your family, or the school?

Verified Jun 20264 days ago· COWORK

The rule at Holy Family

Displacement policy unclear

Holy Family has no published displacement order. In plain dollar terms, that means the published policy doesn't specify, so the family is guessing without a written aid-office answer.

holyfamily.edu lists Merit Scholarships — First Time Freshmen (Fall 2026/Spring 2027) as the baseline automatic award that any outside scholarship will sit on top of.

Source: https://www.holyfamily.edu/admissions-aid/financial-aid/financial-aid-policies

The math: a $5,000 outside scholarship at Holy Family

Setup
Holy Family's public stacking policy doesn't specify how outside scholarships are treated when added to institutional aid.
What Holy Family does
The financial-aid office can apply any of the displacement rules: loan-first, grant-first, COA-cap, or mixed. Without a written confirmation, families are guessing.
Family takeaway
Email the aid office with a specific dollar example before chasing private awards. Get the answer in writing so it's binding.

Schools with the same policy

These schools also use displacement policy unclear for outside scholarships. The same dollar math above applies at each.

Schools that handle this differently

If Holy Family’s policy concerns you, these schools treat outside scholarships under a different rule.

When this rule bites hardest

Not reporting an outside scholarship.
Policy: 'Students who receive outside scholarships are required to inform the Financial Aid Office of the name and amount of the scholarship.' The effect on your package is unstated — ask before assuming it stacks.

Rules that bite at Holy Family

Trip wires derived from Holy Family's own published policy. These are the things a custom playbook would flag in the first pass.

displacementNo published displacement order
Holy Family's policy doesn't specify whether outside scholarships hit loans, grants, or only the COA ceiling. Get a written aid-office answer before chasing private awards.

Aid-office script (copy & send)

The displacement rule is only binding when it's in writing. This script asks Holy Family's aid office the specific question that matters for displacement policy unclear.

Subject: Outside-scholarship treatment question, fall applicant

Dear Holy Family Financial Aid Office,

I'm a fall applicant reviewing how outside scholarships interact with my institutional aid package. I've read the public policy at https://www.holyfamily.edu/admissions-aid/financial-aid/financial-aid-policies.

The public policy doesn't specify how outside scholarships are treated against institutional merit and need-based aid. Can you confirm in writing whether outside awards reduce: (a) loans first, (b) institutional grant first, or (c) only trigger a reduction when total aid exceeds COA?

If the answer varies by aid type or award size, what's the dollar threshold or category split?

A written answer (email is fine) is important because the outside-scholarship awarding bodies want confirmation before disbursing. Thank you for the time.

— [Student name], [Application ID if available]

How Holy Family compares across our verified dataset

199 of 751 verified schools in our dataset use unclear or unpublished displacement.
Holy Family is in a recognizable cluster (199 schools share this category). That framing matters when comparing peer schools that may publish the policy differently or not at all.
199 of 751 verified schools publish no clear displacement order.
Holy Family is one of them. The right move is the aid-office email script below, not a guess.
669 of 751 verified schools publish at least one four-year renewable merit award.
Holy Family is one of them. The cohort minority (82 schools) only awards one-year scholarships, which means the four-year value families assume on a brochure quote isn't guaranteed at every school.

Sources used on this page

Every claim is checked against Holy Family’s own published materials. Below is the full reference set.