Profile · Merit aid by stats
Best Colleges for 3 GPA + 32 ACT Merit Aid
54 U.S. colleges where a 3 GPA and 32 ACT unlock automatic merit aid, with award names, amounts, and stacking rules from each school's published policy.
What this page shows
54 schools where a 3 GPA + 32 ACT clears at least one published automatic-merit tier.
These are not generic “you'll qualify for something” pages. Every school below has a published rule the student would clear with their actual stats, plus the school’s own outside-scholarship treatment so families can see which awards are worth chasing on top. Schools without a published automatic tier at this profile aren’t listed.
Schools matching 3 GPA + 32 ACT
Alabama
Alabama · Public
Foundation in Excellence (Alabama residents)
$9,000/year
Alabama residents only. Two qualifying bands: 3.0–3.49 GPA with a 30–36 ACT, or 3.5+ GPA with a 29 ACT.
Renewable: Renewable for up to 8 semesters with a cumulative 3.0 UA GPA AND completion of at least 67% of cumulative UA credit hours attempted
Ole Miss
Mississippi · Public
Academic Merit Scholarship (non-residents)
$3,000–$20,160/year based on GPA × ACT grid (see notes for full chart)
Full 2026-2027 non-resident chart by HS GPA band. 3.0–3.49 GPA: $3,000 (no test) / $4,000 (24–25 ACT) / $5,000 (26–27) / $8,000 (28–29) / $10,000 (30–31) / $15,000 (32+). 3.5–3.74 GPA: $5,000 / $7,000 / $8,000 / $10,000 / $15,000 / $20,160. 3.75–4.0 GPA: $8,000 / $9,000 / $10,000 / $12,000 / $18,000 / $20,160. The $20,160 top value equals the 2026-27 non-resident fee, so a 3.75+ GPA / 32+ ACT applicant has the non-resident premium entirely covered by this single scholarship.
Renewable: Renewable for up to 8 consecutive fall/spring semesters. Fee-specific: scholarship amount is tied to the non-resident fee and does not automatically increase with tuition hikes beyond the year-one amount.
Mississippi State
Mississippi · Public
Freshman Academic Excellence Scholarship (Mississippi residents)
$1,000–$10,500/year based on HS GPA × ACT grid (see notes for full chart)
Full 2025-2026 resident chart by HS GPA × ACT band. 3.0–3.29 GPA: 21–24 ACT = $1,000/yr; 25–29 ACT = $2,000; 30–32 ACT = $3,000; 33–36 ACT = $4,000. 3.30–3.59 GPA: 21–24 ACT = $1,500; 25–29 ACT = $2,500; 30–32 ACT = $5,000; 33–36 ACT = $6,000. 3.6+ GPA: 21–24 ACT = $3,500; 25–29 ACT = $5,000; 30–32 ACT = $8,000; 33–36 ACT = $10,500. Students scoring 34+ ACT (or SAT equivalent) additionally receive a one-year scholarship valued at the cost of their portion of a double-occupancy residence hall room on top of the FAES amount.
Renewable: Renewable for up to 8 semesters with a 3.0 cumulative college GPA and continuous full-time enrollment (12 credit hours per semester at MSU)
Oklahoma State
Oklahoma · Public
In-State University Assured Academic Excellence Award
$750/year at the GPA-only floor up to $3,000/year at 3.75+ GPA with 32+ ACT / 1420+ SAT. See notes for the full grid.
Full 2026-27 resident grid by HS GPA × test-score band. 3.75–4.0+ GPA: 24–25 ACT = $2,000/yr; 26–27 ACT = $2,250/yr; 28–29 ACT = $2,500/yr; 30–31 ACT = $2,750/yr; 32–36 ACT = $3,000/yr. 3.5–3.74 GPA: 24–25 ACT = $1,500/yr; 26–27 ACT = $1,750/yr; 28–29 ACT = $2,000/yr; 30–31 ACT = $2,250/yr; 32–36 ACT = $2,500/yr. 3.0–3.49 GPA: 24–25 ACT = $1,000/yr; 26–27 ACT = $1,250/yr; 28–29 ACT = $1,500/yr; 30–31 ACT = $1,750/yr; 32–36 ACT = $2,000/yr. GPA-only alternative: 3.5–4.0+ GPA without a test score = $1,000/yr; 3.25–3.49 GPA without a test score = $750/yr. Students may also receive a $250 or $500/year unmet-need bonus on top of the grid award based on FAFSA need level.
Renewable: 4-year partial tuition waiver. Renewal subject to the published GPA and full-time enrollment terms.
Anderson
South Carolina · Private (religious)
AU Merit-Based Scholarships (President's / Founder's / Provost's / Dean's / AU Grant)
$12,000-$18,000
FAQ confirms: 'Each incoming freshman is automatically awarded the highest level of our merit-based scholarships that he or she qualifies for' and 'you do not need to apply for these.' Only ONE of the five awards may be received.
Renewable: Scholarships for first-time freshmen are renewable for up to 8 consecutive semesters of full-time undergraduate AU enrollment (12 or more credits each semester). Student must meet SAP to renew these awards.
Arkansas State
Arkansas · Public
Out Of State Scholarship
Amount not published
Renewable
Arkansas Tech
Arkansas · Public
First-Time Student Academic Scholarship (5-level grid)
$1,000-$12,000/year
Award amounts may be reduced based on funding availability. Levels 4 and 5 require on-campus housing for the FULL amount (off-campus students receive the reduced figure). Only one Academic Scholarship may be received per semester.
Renewable: Renewable for seven consecutive semesters after the first (or until degree completion), provided renewal requirements are met; awarded as funds remain available. Scholarships are for consecutive fall/spring terms only (not summer) and must be used the fall semester following high school graduation.
Auburn at Montgomery (AUM)
Alabama · Public
Outstanding Scholars Award
$10,000 per year ($40,000 over 4 years)
Top tier of the automatic, non-competitive freshman grid. No separate application — awarded automatically on superscore + GPA. Does NOT stack with the other grid tiers; you receive only the single highest award you qualify for.
Renewable: Renewable for up to four years contingent on full-time enrollment and a maintained minimum cumulative institution GPA of 3.0 or higher.
Belhaven
Mississippi · Private (religious)
Dean's Scholarship for First-Year Students
$15,000-$17,000 per year
Middle automatic academic tier for a 2.75+ GPA with a 20+ ACT. $5,000 of the award goes toward campus housing.
Renewable: Renewable up to 5 years (or 10 semesters) if the student is full-time and maintains satisfactory academic progress.
Centenary (LA)
Louisiana · Private (religious)
Trustee's Scholarship
Starts at $20,000/year
Amount from the front-facing freshman tuition-aid grid (the published entry-level automatic award). Affordable-Choice page corroborates the band: 'Accepted first-year students receive between $10,000 to $30,000 in academic scholarships.' Institutional-scholarships policy page lists a Trustee's tier at weighted core GPA 3.0, ACT 22/SAT 1100, 'amounts vary' — conflict noted in Section C.
Renewable: Renewable for three years for full-time students who maintain the cumulative GPA designated for the scholarship.
Concordia College (Moorhead)
Minnesota · Private (religious)
Excellence Scholarships
$13,000-$19,000
Annual values $13,000-$19,000 ($49,000-$73,000 over four years). Amounts shown are for students enrolling for the first time in Fall 2026 (the 2026-27 grid for Fall 2026-27 entry was not posted at access time; see Section C). Scholarship levels are NOT reevaluated after a comprehensive financial aid package is received.
Renewable: Catalog: merit/performance scholarships may be funded 'for a maximum of eight consecutive semesters or until graduation, whichever comes first, provided the student meets the necessary renewal criteria and Satisfactory Academic Progress guidelines.' Institutional scholarships require full-time enrollment (minimum 12 credits) and are only available fall and spring semesters.
Dillard
Louisiana · Private (religious)
Dean's Scholarship
$10,000
$10,000 per year. First tier reachable without test scores (3.6+ GPA test-optional). Amounts are yearly disbursements at full-time enrollment (12+ credit hours) and 'reviewed and subject to change annually.'
Renewable: Per-page renewal differs by path: the grid says students admitted without ACT/SAT must 'Maintain a 3.0 GPA or higher while enrolled at DU'; the Scholarship/Grant Agreement lists Dean's renewal as 3.00 GPA / 24 hrs.: 'Dean's Scholarship (3.00/24 hrs.)'. Earn at least 24 semester hours per year. Supports up to eight semesters.
ENMU
New Mexico · Public
New Mexico Freshman Academic Scholarship (In-State grid)
$2,600-$5,400 per academic year
Automatic stat-based grid (no separate scholarship application stated; reviewed from the admission file). Award and renewal length vary by ACT/SAT/GPA tier.
Renewable: May be renewed for a total of two or eight consecutive semesters with 3.0 GPA and 15 credit hours each semester. Top stat tiers renew up to four years; the lowest tiers (3.0-3.49 GPA or 20-21 ACT/1030-1090 SAT) renew the FIRST YEAR only.
Emporia State
Kansas · Public
Freshman Presidential Scholarship
$1,250-$3,000 per year
Automatic on stats. Award is the higher qualifying band of GPA OR ACT. Amounts shown are per year. Official transcripts must be received by the 20th day of the start semester.
Renewable: Renewable for three years after the first academic year when the student maintains a 3.0 or higher ESU GPA and completes 24 ESU credit hours each year. Spring-entry freshmen get half the award in spring and may renew for seven additional semesters.
Francis Marion
South Carolina · Public
Academic Distinction Award (Automatic Minimum)
Minimum $1,000 per year
Awarded automatically to accepted SC resident first-time freshmen who meet all three criteria. Merit-based scholarships are awarded in rounds; higher amounts are given in earlier rounds. Early application is strongly encouraged. The $1,000 is stated as the minimum; actual award may be higher depending on application timing and competition.
Renewable: Competitive academic scholarships are renewable; specific renewal GPA for this tier not published on the page. General university scholarship renewal terms referenced in award letter: limits on total scholarships/grants may apply per a signed Terms & Conditions form.
Freed-Hardeman
Tennessee · Private (religious)
Merit Scholarships
$4,000-$12,000 per year
Headline on the page reads 'MERIT SCHOLARSHIPS (up to $12,000 annually)'; body states range $4,000-$12,000. A January 2024 FHU news article gives an older range of $3,000-$11,000 — superseded by the current page. Subject to a $15,000/yr institutional cap on total unfunded institutional aid.
Renewable: First-time freshmen and students who transfer fewer than 30 hours must maintain at least a 2.75 cumulative GPA during the first academic year; upperclassmen and students who transfer more than 30 hours must maintain a 3.0 cumulative GPA. Reviewed after each semester.
Jacksonville State
Alabama · Public
Gamecock Prestige (Test Score + GPA)
$5,000–$10,500/year
GPA 2.00–2.99 = $5,000/yr ($20,000/4yr); GPA 3.00–4.00+ = $10,500/yr ($42,000/4yr). Test scores cannot lower scholarship, only improve it. Out-of-state students receiving this award pay remaining tuition at in-state rate.
Renewable: Renewable for 8 semesters (4 years); must earn 24 institutional credit hours per academic year and maintain the institutional GPA listed in the scholarship contract; must be enrolled full-time (12+ hours) each semester; no summer terms.
John Brown University
Arkansas · Private (religious)
Assured Merit Award (first-time students)
$6,000-$13,000 per year
Fully automatic. You may receive only one Assured Merit Award and JBU automatically awards the highest amount for which you qualify. The published grid: 3.8-3.89 GPA / 28 ACT / 1300-1320 SAT / 93-94 CLT = $13,000; 3.7-3.79 / 27 / 1260-1290 / 89-91 = $12,000; 3.6-3.69 / 26 / 1230-1250 / 86-88 = $10,000; 3.4-3.59 / 24-25 / 1160-1220 / 79-85 = $8,000; 3.2-3.39 / 21-23 / 1090-1150 / 67-78 = $7,000; 3.0-3.19 / 20 / 1020-1080 / 63-66 = $6,000. The 3.9+ / 29+ / 1330+ / 95+ row is 'Invited to Scholarship Competition' rather than a dollar amount (see Chancellor's/Presidential tiers).
Renewable: Academic scholarships are renewable for up to eight semesters so long as you maintain a 3.0 GPA.
Lee University
Tennessee · Private (religious)
Ignite Scholarship (general merit)
Starts at $2,000 per year
This is the entry tier of Lee's general merit scholarship, which the scholarships page describes as ranging from $2,000 to $10,000 for beginning freshmen. The page states the award 'starts at $2,000' — actual amount may be higher within the published range. Awarded automatically on GPA + test score; only one general merit scholarship per student.
Renewable: Renewable for a maximum of four years or eight semesters; requires a minimum 3.0 cumulative college GPA and continuous full-time enrollment (at least 12 credit hours each semester).
LSU Shreveport
Louisiana · Public
Purple And Gold
$2,000
One-time award
MacMurray College
Illinois · Private
Deans Achievement Scholarships
Up to $15,000
Renewable: Maintain 2.7 GPA
Marshall University
West Virginia · Public
A Michael Perry Scholarship
$2,500
One-time award
Morehead State
Kentucky · Public
SOAR Higher Scholarship (West Virginia Students)
Full tuition
Full tuition for WV students with 3.0 GPA and 21 ACT. Labeled 'Automatic' on page. Full tuition = $10,192/yr (2025-26 in-state rate, but WV students pay out-of-state; confirm whether full out-of-state tuition or equivalent — page says 'Full tuition' without specifying in/out rate).
Renewable: Scholarships require on-campus housing for a minimum of 4 semesters (WV section note). 50% reduction if housing requirement not met. Must be enrolled full-time.
North Greenville
South Carolina · Private (religious)
NGU Academic Scholarships (Founder's / President's / Dean's)
$5,000-$12,000
Explicitly automatic: 'You don't need to apply for academic scholarships; just apply to NGU! These scholarships are automatically awarded if you qualify.' Grid is labeled 2026-2027.
Renewable: Merit scholarships are renewable for up to four years while student maintains required GPA: Founder's and President's require maintaining a 3.0; Dean's requires maintaining a 2.75.
Northern State (NSU)
South Dakota · Public
WolfPACT unleashed — ACT 28-36 / SAT 1300+ grid
$10,000-$16,000 total over four years
Renewable: Same WolfPACT policies: 3.0 cumulative GPA; suspension/reinstatement; eight consecutive semesters; first bachelor's; canceled on transfer.
Northwest Missouri State
Missouri · Public
Admission-Based Freshman Scholarships (Merit-Based Scholarship Chart: Provost, Dean's, Distinguished, Academic Excellence, University Scholar, Northwest Merit)
$1,000-$6,000
Provost Scholar/Dean's Scholar/etc. are mutually exclusive awards (only one). Mutually exclusive with President's Scholarship.
Renewable: Renewable to those who initially received the award as a freshman; per-tier Northwest cumulative GPA (2.75–3.50) and completion of 24 credit hours per academic year; maximum award within 4 consecutive academic years.
Northwest Nazarene
Idaho · Private (religious)
NNU Merit Scholarship (Fall 2026 automatic grid)
$14,000-$22,000 per year
Award is set by high-school GPA. Test scores are NOT required for the $14,000-$20,000 tiers; only the top $22,000 tier lists '4.0+ and 1100 SAT or 22 ACT'. Bands: 4.0+ and 1100 SAT or 22 ACT = $22,000; 3.8+ = $20,000; 3.7-3.79 = $18,000; 3.5-3.69 = $17,000; 3.3-3.49 = $15,000; 3.0-3.29 = $14,000. Students below 3.0 still qualify for a merit scholarship per the page note.
Renewable: Merit Scholarships are renewable as long as the student is academically eligible; the financial-aid page states renewal is based on maintaining an NNU cumulative GPA of at least 2.5.
Oakwood University
Alabama · Private (religious)
GOLD — Achievement 2
$3,000 per semester / $6,000 per year / $24,000 total over 4 years
Lowest GOLD (test-based) tier; requires both GPA and the ACT/SAT score shown.
Renewable: Tier 1 renewal: 2.5 GPA (year 2), 2.75 GPA (year 3), 3.0 GPA (year 4); full-time status required; maximum four consecutive academic years.
Oklahoma Christian (OC)
Oklahoma · Private (religious)
Academic Merit-Based Scholarships for Incoming Freshmen 2026-27 (Trustee's / Founders' / President's / Dean's / Eagle / Maroon & Gray)
$4,000-$14,000 per academic year
Full grid in excerpt; unweighted HS GPA is used.
Renewable: Continuing eligibility: Trustee's 3.0 cumulative GPA; Founders' and President's 2.8; Dean's 2.6; Eagle 2.4; Maroon & Gray 2.0. Academic eligibility requirements apply after the first semester.
Pitt State
Kansas · Public
Great Gorilla Scholarship Freshman
$1,000–$4,000
One-time award
Roanoke
Virginia · Private (religious)
Additional $1,000 merit award (GPA + test score)
$1,000
Added on top of the GPA-grid merit award.
Renewable: Not separately stated; merit awards generally may be renewed for up to seven additional semesters with Satisfactory Academic Progress (ask the aid office whether this bonus follows the same rule).
Rollins College
Florida · Private
Alonzo Rollins Scholarship
Up to $30,000
Official Rollins Academic Scholarships snapshot lists Alonzo Rollins Scholarships: up to 0,000/year, academic performance plus service/involvement, SAT >1210 or ACT >25 with GPA >3.0, test-optional GPA >3.7, renewable with 3.0 GPA and 24 hours each year.
Renewable: Maintain 3 GPA; 24 credits/year
Southeastern
Louisiana · Public
The Southeastern Honors Scholarship (fees award + housing supplement)
$2,500-$4,000/year scholarship + $1,000-$3,000/year housing supplement (by ACT tier)
Page states Southeastern 'automatically awards freshman scholarships based on a six-semester high school GPA and ACT/SAT scores' — marked automatic, though awards are 'on a funds available basis, subject to change.' The award is described as going toward university fees plus a housing supplement.
Renewable: All scholarships are awarded for eight continuous semesters provided retention requirements are met. (Specific retention GPA/credit requirements are not published on this page.) Housing supplements are only available to students who continuously live on campus beginning with their first semester of enrollment.
Southern Arkansas (SAU)
Arkansas · Public
Academic Scholarship Grid (Presidential Distinguished, Presidential, Blue and Gold Excellence, SAU Success, Scholastic Merit, Achievement Award)
$2,000-$12,000
Presidential Distinguished pays $12,000/yr if living on campus or $11,000/yr if living off campus. Top tiers require BOTH GPA and ACT/SAT; lower tiers (Blue and Gold and below) accept ACT/SAT OR GPA. University academic scholarships are NOT stackable.
Renewable: 8 semesters. Retention (excluding AR Academic Challenge and Art/Music/Theatre): complete 27 hours with a 2.75 GPA by end of first spring, then 30 hours with a 2.75 cumulative each year; enroll in minimum 15 hours each semester; minimum 2.25 cumulative GPA at end of each fall to continue the following semester.
St. Cloud State
Minnesota · Public
Presidential Scholarship
$2,500, $1,500, $750, or $500 per year
Automatic on stats: a 24 ACT OR a 2.6+ HS GPA qualifies. The page does not publish which GPA/ACT bands map to which of the four dollar amounts, so the specific tier a student receives is not knowable in advance from the official page.
Renewable: Renewable for up to four years pending SCSU GPA and course completion. The exact renewal GPA and credit-completion threshold are not published on the page.
Tennessee State
Tennessee · Public
The TSU Torch Scholars
$3,500 (in-state) / $4,500 (out-of-state) per year
Entry-tier automatic award off the grid; out-of-state students receive the larger $4,500/year. Renewal-year cap not stated on the page (confirm with the aid office).
Renewable: Maintain a 3.0 GPA, 15 credit hours/semester, and submit the FAFSA. Page does not state the maximum number of renewal years for this tier.
The Citadel
South Carolina · Public
SC LIFE Scholarship (SC state portable)
$5,000/year (up to $7,500/year with STEM Enhancement)
STEM Enhancement majors: computer science, civil engineering, electrical engineering, mechanical engineering, biology, mathematics, chemistry, physics. COA-cap stacking rule applies.
Renewable: Available up to 8 semesters. Upperclass renewal requires 30 credit hours/year and cumulative 3.0 'LIFE GPA' (all post-secondary institutions). Annual LIFE GPA evaluated at end of each summer. Must complete The Citadel's LIFE Scholarship Affidavit. SC residents only.
Trevecca
Tennessee · Private
Dunning Scholarship
$14,000
One-time award
Truman State
Missouri · Public
TruMerit Scholarship
$2,000-$10,000 per year
Truman publishes SEPARATE Missouri-resident and Out-of-State TruMerit charts (GPA × test). The live chart is an image (truman.edu/?da_image=186579) that could not be OCR'd; the live table states the overall range as $2,000-$10,000. An older 2020-21 PDF showed Missouri tiers of $2,000/$3,000/$4,000 and Out-of-State tiers of $3,500/$5,000/$7,000/$8,000 — STALE, not used as current. Out-of-State TruMerit assists with the out-of-state tuition portion and cannot be combined with other out-of-state-portion awards.
Renewable: Renewable per Scholarship Renewal Guidelines (SAP-based). Truman continues updating the TruMerit award through the June test date of senior year as GPA / ACT-SAT improve.
Tuskegee
Alabama · Private
Alabama Incentive Grant
$5,000 plus housing
Fifth tier of the freshman grid; the page prints the award as "$5,000 * housing" (i.e., $5,000 plus housing). Restricted to Alabama residents.
Renewable: Renewal CGPA/credit attainment listed as 3.0/30 — maintain a 3.0 cumulative GPA and earn 30 Tuskegee University credits within Fall and Spring each academic year.
Union University
Tennessee · Private (religious)
Provost's Scholarship (2025 Freshman Academic Award)
$15,000 per year on campus / $11,000 per year off campus
Stated amount, awarded automatically on test score + GPA for Fall 2025 entrants.
Renewable: Renewable each year if eligibility requirements are met; undergrad SAP floor is a 2.0 cumulative GPA.
UAB
Alabama · Public
Provost Scholarship In State
$8,000
Official UAB in-state freshman scholarships snapshot lists Provost Scholarship rows for 27-29 ACT/1260-1350 SAT with GPA 3.5+ and 30-36 ACT/1360-1600 SAT with GPA 3.0-3.49, each at $8,000 annually.
Renewable
UAH
Alabama · Public
Freshman Out-of-State Academic Scholarship (non-Alabama & U.S.-residing international) — GPA × ACT/SAT grid
$5,000-$22,000 per year
Fully automatic — no separate scholarship application. Lowest band (3.0-3.49) requires a test score; the test-optional column for that GPA band is blank (no award). Updated transcripts/scores received after May 15, 2026 are not considered for an upgrade.
Renewable: Four-year award (up to eight fall/spring semesters). Renew by enrolling full-time, maintaining a minimum cumulative UAH GPA of 2.5 at the end of each spring semester, and completing at least 24 UAH credit hours per academic year.
UAF
Alaska · Public
Alaska Performance Scholarship (APS) — state award via ACPE
Up to $7,000/yr (Level 1), $5,250/yr (Level 2), $3,500/yr (Level 3)
State scholarship, not an institutional UAF award, but documented on UAF's official scholarship pages and stackable. UAF's estimate is unofficial; the HS counselor/ACPE sets the actual amount.
Renewable: Up to 8 semesters or 8 years from HS graduation; full-time 12+ credits for full award (half for 6-11 credits); FAFSA by June 30 each year; continuing checkpoints (24/54/84 credits, 2.5 GPA).
UAFS
Arkansas · Public
Freshman Merit Scholarships (Platinum, Gold, Silver, Bronze, Lion Pride)
$1,000-$6,000
Each tier qualifies on ACT OR GPA (Platinum requires 30 ACT AND 4.0 GPA, OR Valedictorian). All amounts are 'up to' per year, PLUS up to a $1,500 housing stipend. Platinum up to $6,000; Gold up to $4,000; Silver up to $3,000; Bronze up to $2,000; Lion Pride up to $1,000.
Renewable: Four years or degree completion; enroll in 12 credit hours/semester and earn 24 hours/academic year; 3.0 GPA for Platinum/Gold/Silver and 2.5 GPA for Bronze/Lion Pride; summer may be used to meet renewal. Housing stipend valid for Lion's Den housing up to four years.
UDallas
Texas · Private (religious)
Freshman Academic Achievement Scholarship (automatic merit grid)
$28,000-$36,000
Automatic at admission, completely funded by UDallas, no additional application. Amounts are for students starting fall 2026 or later. Tuition-directed (see stacking).
Renewable: Requires full-time enrollment (12+ credits/semester) and Satisfactory Academic Progress; a 2.5 cumulative GPA is required by the end of sophomore year. GPAs of 2.0-2.4999 are prorated to 50%; below 2.0 the award is suspended.
UMW
Virginia · Public
In-State Merit Scholarships (Residential vs Commuter)
$500-$8,000 per year
Full grid (Residential / Commuter): Collegiate (4.00, 1400/30) $8,000/$2,000; Presidential (4.00, 1300/27) $6,000/$2,000; Provost (3.60, 1200/25) $4,000/$1,500; Eagle (3.25, 1100/22) $3,000/$1,000; Blue & Gray (3.00, 1000/20) $2,000/$500.
Renewable: Renewal terms not stated on this page.
University of Montevallo
Alabama · Public
Presidential Honors Scholarship
$9,000
One-time award
Nevada (Reno)
Nevada · Public
Nevada Resident Four-Year Scholarship Grid (Presidential / Provost / Nevada Scholars / Pack Pride / Alphie / Luna)
$750-$8,000
Award level is set automatically by an unweighted-GPA x test-score grid. Eligible students receive ONE of these awards. Transfer students are not eligible for the in-state renewable scholarships.
Renewable: Per year for up to four consecutive years or graduation, whichever is first. Maintain Nevada residency, meet federal SAP, complete 15 credits each fall/spring. Cumulative UNR GPA to maintain: Presidential 3.5, Provost 3.2, Nevada Scholars 2.9, Pack Pride 2.8, Alphie 2.8, Luna 2.8. GPA enforcement begins start of second year.
University of New Mexico
New Mexico · Public
Lobo Undergraduate Exchange (LUE / LUE Plus) and Western Undergraduate Exchange (WUE / WUE Plus)
LUE/WUE $17,957 per year; LUE Plus/WUE Plus $23,149 per year
Tuition-discount tiers, not cash. Base LUE/WUE recipients pay 1.5x the resident rate (value ~$17,957); the Plus tier brings tuition to the full NM resident rate (value ~$23,149). The higher GPA/test cutoff unlocks the Plus tier and the larger waiver.
Renewable: Renewable for 4 years (freshman). Complete 15 new credit hours with a 2.5 GPA each semester (fall and spring semesters).
North Alabama (UNA)
Alabama · Public
Presidential Awards (GPA × ACT 30-36 grid)
$9,000-$12,000
Each Presidential award includes a Housing Scholarship. GPA 3.00-3.50: ACT 30-32 $9,000+Housing; 33-36 $10,500+Housing. GPA 3.51-4.00: 30-32 $10,000+Housing; 33-36 $12,000+Housing. Housing Scholarship = $4,000/yr for residence halls only (as of June 13, 2025).
Renewable: Awarded annually; no refunds. Renewal criteria not detailed on this page.
Southern Miss
Mississippi · Public
Academic Excellence Gpa300 Act32
$4,500
Official USM Academic Excellence snapshot lists 3.0-3.24 GPA, ACT 32-36/SAT 1420-1600, annual scholarship amount $4,500.
Renewable: Maintain 2.5 GPA; 15 credits/year
Walla Walla
Washington · Private (religious)
Achievement Scholarship (GPA / ACT / SAT grids)
$9,000-$15,000
Program designed for first-time freshmen enrolling after January 1, 2025, with provisions applying over four years of eligibility. Transfers with <36 credits may qualify by GPA only.
Renewable: Fully renewable for three additional years as long as the student meets SAP requirements at WWU.
WVU
West Virginia · Public
Climb Higher Scholarship — West Virginia residents (Morgantown grid)
$1,500-$5,000 per year
Automatic on GPA for WV residents at Morgantown: Level 4 (3.0-3.49) $1,500; Level 3 (3.5-3.79) $2,500; Level 2 (3.8+) $3,500; Level 1 (3.8+ and 30 ACT/1360 SAT) $5,000. Beckley and Keyser pay less. WV residents are usually ALSO eligible for the state Promise Scholarship on top of this (see lesserKnownScholarships and stackingPolicy).
Renewable: Per year for up to four undergraduate years or completion of a bachelor's degree, whichever comes first; renew with a 2.75 overall GPA and 30 earned credit hours per academic year.
How outside scholarships behave at these schools
The automatic award is only the start. At 46 of these schools, the published stacking policy decides whether outside wins lower the family bill or quietly displace institutional aid. Treatment varies; verify before relying on stacking math.
Alabama
No displacement
UA's published FAQ states that external scholarships, military benefits, and college savings plans do NOT impact scholarships at UA. The cost-of-attendance cap on UA's own institutional scholarships explicitly excludes outside sources of aid.
Ole Miss
Loan-first displacement
Ole Miss uses loan-first displacement. Outside scholarships reduce loan awards before touching other aid, and total aid cannot exceed cost of attendance.
Mississippi State
Cost-of-attendance cap
Mississippi State caps total aid at Cost of Attendance. The published policy warns that institutional scholarships may be adjusted or canceled if outside awards push a student over COA, and MSU does not publish a loan-first or grant-first displacement order.
Oklahoma State
Loan-first displacement
When an outside award arrives, Oklahoma State reduces loans first before replacing other need-based aid such as grants or work-study — a loan-first displacement order. Separately, a Cost of Attendance cap governs how its own scholarships stack: automatic qualifier awards cannot exceed COA when combined with other aid, with Oklahoma's Promise and Cowboy Covenant explicitly stackable. A student may only have one tuition scholarship in effect at any time, and the University Assured and Partnered categories pay only the highest-value award from each category (except OK Promise and Cowboy Covenant).
Anderson
Displacement policy unclear
AU's five core merit awards do not stack with each other (one only). SC state awards (PFS/LIFE/HOPE) are mutually exclusive with each other. Outside scholarships must be reported, and the aid office recalculates overall assistance; for Fellows winners, outside scholarships and federal aid may be applied to housing and food. Whether outside awards displace AU merit aid is not stated.
Arkansas Tech
Cost-of-attendance cap
Outside scholarships only trigger an aid adjustment if total aid would exceed the cost of attendance (or the student's aid eligibility cap); below that ceiling, awards are not displaced.
Auburn at Montgomery (AUM)
Displacement policy unclear
AUM's eight automatic freshman grid scholarships do NOT stack with each other — a student receives only the single highest grid award they qualify for. The AUM Freshman Leadership Scholarship is the explicit exception: it may be combined with other freshman academic scholarships, but NOT with Deichelmann. No official AUM page was found stating how third-party OUTSIDE scholarships displace institutional aid.
Belhaven
Displacement policy unclear
The four first-year academic awards (President's, Dean's, Achievement, Advantage) are mutually exclusive merit tiers — a student is placed in one based on GPA/ACT, not granted several. Some add-ons layer on top (the Presbyterian PSP is explicitly 'added to the student's total award'), but Belhaven publishes explicit non-combination rules: the Residence Hall Grant 'cannot be awarded in combination with tuition discounts, waivers, sponsorships, and some Belhaven scholarships.' No published policy describes how third-party OUTSIDE scholarships displace institutional aid.
Centenary (LA)
Cost-of-attendance cap
Outside scholarships only trigger an aid adjustment if total aid would exceed the cost of attendance (or the student's aid eligibility cap); below that ceiling, awards are not displaced.
Concordia College (Moorhead)
Mixed displacement
Outside (external) scholarships must be reported. If they push aid over federal need, Concordia first reduces loans or work-study — but total gift aid from all sources cannot exceed comprehensive fees (tuition, standard fees, standard housing and food plans); past that cap, Concordia's own scholarships/grants are reduced. Separately, the $26,500 Presidential Scholarship replaces other scholarships and gift aid, and the Concordia Promise comprises (rather than stacks on) Concordia scholarships plus federal/state gift aid up to the cost of tuition.
Dillard
Mixed displacement
Dillard's Scholarship/Grant Agreement reserves the right to SWAP an institutional award for an outside (external) scholarship when the external award covers the same costs — a same-amount replacement, not additive stacking. All recipients are required to pursue outside scholarships and must report them; total aid cannot exceed Cost of Attendance.
ENMU
Cost-of-attendance cap
Among out-of-state tuition discounts, only one can be applied per student. State Opportunity + Lottery awards combined cannot exceed 100% of tuition and fees. Receipt of any scholarship may reduce other financial aid.
Emporia State
Cost-of-attendance cap
ESU explicitly allows students to stack scholarships, with a single hard cap: total financial aid plus stackable scholarships cannot exceed the total cost of attendance. No published rule was found describing how third-party OUTSIDE scholarships specifically displace ESU institutional aid (beyond the same COA cap).
Francis Marion
Cost-of-attendance cap
Outside scholarships must be reported to the Financial Assistance Office (FAO). For 4-year renewable scholarships, a signed Terms & Conditions form limits the total amount of scholarships, grants, etc. that can be received in addition to the scholarship. Outside scholarships credited to the student account as soon as received by the university. The Premier Pledge is explicitly tuition-only and does not apply when existing scholarships/grants already cover the full tuition of $10,384.
Freed-Hardeman
Cost-of-attendance cap
FHU caps total UNFUNDED institutional aid at $15,000/yr per student. Discounts (Chester County, Participating School, Children of Minister's) may combine with other institutional awards (excluding other discounts) only up to that $15,000 cap. The Honors Scholarship is the explicit exception — it stacks on top of the Trustees' Scholarship up to the full $27,050 comprehensive charge. Endowed and Nursing scholarships are stated to SUPPORT merit awards and do NOT stack on top of them. The Church Scholarship Match (up to $2,500) may stack above the institutional cap up to the comprehensive charge. No dedicated 'outside / third-party scholarship displacement' page exists; the governing ceilings are the $15,000 unfunded-institutional cap and the comprehensive charge.
Jacksonville State
Displacement policy unclear
Freshman merit scholarships (Gamecock tiers) cannot stack with the Leadership Scholarship or the Jax State Honors Scholarship, but CAN stack with competitive and talent-based scholarships. Transfer merit scholarships cannot stack on one another, with the sole exception of the Phi Theta Kappa Enhancement Scholarship. Outside scholarships: the page states receiving outside scholarships 'may affect the amount of federal financial aid you are eligible to receive' — no explicit displacement type specified beyond that general note. Military tuition rate cannot be used with any other institutional scholarships, aid, or discounted tuition.
John Brown University
Cost-of-attendance cap
JBU's published stacking/displacement rules differ by award. For ATHLETES, total aid from ALL sources (including academic scholarships, need-based aid, federal/state grants, loans, work-study and any outside scholarships) is capped at full-time tuition + room and board + general fee + up to $600 in course fees, and the athletic scholarship is reduced dollar-for-dollar by other sources — a COA-cap. For non-athletes, no general outside-scholarship displacement rule is published on the scholarships page; recipients of an outside scholarship are only told to complete the Outside Scholarship Notification Form. Within named awards, the Presidential explicitly stacks on the Chancellor's, but Music & Theatre awards do NOT stack with each other and the Chancellor's REPLACES any prior Assured Merit Award.
Lee University
Cost-of-attendance cap
Lee limits a student to ONE general merit scholarship (you get Ignite OR Dean's OR Presidential, never two), so the three named tiers do not stack on each other. Outside/private scholarships do not automatically displace institutional merit, but Lee 'may reduce awards if total aid exceeds the cost of attendance' — i.e., a cost-of-attendance cap rather than a dollar-for-dollar institutional-aid reduction. Renewable institutional scholarships can be applied toward only one off-campus study program during enrollment.
Morehead State
Cost-of-attendance cap
Total financial aid from all sources cannot exceed the Cost of Attendance (COA). When an overaward occurs, MSU first eliminates loans (work-study, private, PLUS, unsubsidized federal, subsidized federal) before reducing institutional merit scholarships. The Pell Grant and KEES are never reduced. The Honors Scholarship is applied after other financial aid is posted. Transfer scholarships may only be combined with the Alumni Award and Phi Theta Kappa Transfer Scholarship. The International Student Scholarship cannot be combined with the non-resident tuition scholarship.
North Greenville
Cost-of-attendance cap
North Greenville reduces institutional aid only when combined institutional aid plus outside grants and scholarships would exceed actual charges for tuition, fees, room, and board, and books - not the full cost of attendance; parking permits, fines, and supplies are excluded from that cap, and the aid office adjusts institutional aid as needed to enforce it.
Northern State (NSU)
Displacement policy unclear
No general stacking or outside-scholarship displacement rule was found on the pages reviewed. The WolfPACT page notes additional program scholarships (Arts and Sciences, Business, Education, Fine Arts, Honors) 'are also available' alongside WolfPACT, suggesting they coexist, and per-award policies (full-time status, transfer cancellation, suspension) live on the Scholarship Policies page.
Northwest Missouri State
Displacement policy unclear
The school does not publish a specific outside-scholarship displacement policy; confirm treatment with the aid office before counting on stacking.
Northwest Nazarene
Displacement policy unclear
NNU does not publish an outside-scholarship displacement policy on its financial-aid pages. The NNU Matching Scholarships page directs students to present a copy of each outside award so it 'can be included as part of the student's overall financial aid offer,' and NNU itself matches church gifts — implying outside church awards add value rather than reduce institutional aid. Whether a private/outside scholarship reduces NNU institutional merit or only need-based/self-help aid is NOT stated, so displacement is unclear.
Oakwood University
Cost-of-attendance cap
Outside aid is applied FIRST and Oakwood merit fills behind it under a hard cap: institutional scholarships (including denominational tuition assistance) cannot exceed the total cost for tuition, room and board, and recipients cannot be over-awarded or receive refunds from academic awards. In practice a large outside scholarship can reduce or displace the Oakwood merit award rather than add on top of it.
Oklahoma Christian (OC)
Cost-of-attendance cap
Outside scholarships (excluding state/federal grants) may stack above Ike's Promise only up to the full cost of room, board, and fees -- a narrower cap than full cost of attendance.
Roanoke
Displacement policy unclear
The school does not publish a specific outside-scholarship displacement policy; confirm treatment with the aid office before counting on stacking.
Rollins College
Displacement policy unclear
Donald J. Cram Science Scholarships are typically awarded in addition to one of Rollins' other academic scholarships.
Southeastern
Displacement policy unclear
No general institutional stacking or outside-scholarship displacement policy was published on the pages opened. One specific stacking rule is published: students eligible for both an institutional Louisiana National Guard tuition waiver and TOPS must accept the waiver and receive a reduced TOPS award. The Dual Enrollment award is explicitly described as a supplementary award ('can also receive'), implying it adds to the freshman scholarship.
Southern Arkansas (SAU)
Displacement policy unclear
University academic scholarships are NOT stackable — a student receives only one academic scholarship. Performance (art/music/theatre) recipients may receive only one performance scholarship. The page does not address how outside/private scholarships are treated.
St. Cloud State
Displacement policy unclear
SCSU does not publish a quantitative outside-scholarship displacement rule. The Financial Aid Office requires that any new outside scholarship, tuition waiver, or other third-party funding be reported via its electronic Scholarship Notification Form so it can be added to the student's financial aid package, which can trigger a revision of the existing package. The direction of any adjustment (loan-first vs. grant-first) is not stated on the official pages reviewed.
Tennessee State
Cost-of-attendance cap
A student can receive only ONE institutional merit scholarship from TSU's Office of Institutional Merit Scholarships — these awards do not stack on each other. The merit award CAN be combined with scholarships from the TSU Foundation, outside organizations, and TSU colleges/departments. Critically, TSU merit scholarships are described as LAST-DOLLAR awards, so other aid can reduce or adjust a student's total cost (i.e., outside aid can effectively displace institutional value when total aid would otherwise exceed cost).
The Citadel
Cost-of-attendance cap
Total aid from all sources (federal, state, institutional, and private) may not exceed the student's Cost of Attendance as defined by Title IV regulations. State scholarships (SC HOPE, LIFE, Palmetto Fellows) combined with all other aid are subject to this COA cap; a student's actual award may be reduced if it would cause an over-award. No explicit statement was found on official pages about institutional merit scholarships displacing loans first or grants first.
Truman State
Cost-of-attendance cap
Automatic awards are generally stackable and renewable, and a student may receive multiple automatic and/or competitive awards. BUT: (1) Truman-funded scholarships apply only to tuition and on-campus room and meal plans — never to fees; (2) competitive awards (Pershing, Kirk, Harry S. Truman) supersede all other Truman-funded awards, except the Bulldog Legacy Award (which can combine with everything except Pershing); (3) out-of-state-portion awards (Out-of-State TruMerit, Non-Resident Tuition Waiver, Non-Resident Tuition Grant, MSEP) cannot be combined — only the greatest-value one is given; (4) NEMO does not stack with Top Scholar or TruPlus; (5) some larger awards replace/supersede smaller ones.
Tuskegee
Cost-of-attendance cap
Tuskegee enforces a cost-of-attendance cap: institutional scholarships and grants, once combined with federal student aid and any external (outside) awards, cannot exceed the total cost of attendance. The page does not state which award is reduced first if the cap is hit, so the displacement order is unclear.
Union University
Grant-first displacement
Union's freshman academic grid award is a 'base award.' A set of named 'Stackable Scholarship Awards' (Alumni Legacy, Ministry Dependent, TBC/SBC) stack on top of it but are capped at a $2,000 annual limit combined. Scholars of Excellence Awards 'may be combined with all other institutional aid.' BUT the Founders' Scholarship and several others (INAMB, certain endowed/other awards) are 'Merit Replacement' awards that replace — not stack with — the grid award. Outside scholarships are governed by a reduction policy: if total gift aid from all sources exceeds Union billed charges, Union reduces its own institutional aid first, and total aid can never exceed the cost of attendance.
UAB
Cost-of-attendance cap
the published policy states only that loans may be reduced if the total of all funding sources exceeds cost of attendance; it does not establish that loans or work-study are reduced ahead of institutional grants, and it never mentions institutional grants being reduced or protected. Confirm the actual reduction order with the aid office.
UAH
Displacement policy unclear
UAH publishes no displacement or over-award rule for how an OUTSIDE (third-party) scholarship affects institutional merit aid. The Outside Scholarships page is only a curated resource list plus a mailing address for donor checks, and the Scholarship FAQ's outside-scholarship entry only explains where the donor should send the check. How outside awards interact with the UAH merit grid or with need-based/federal aid is not stated on these pages.
UAF
Cost-of-attendance cap
Merit awards can stack (UA Scholars explicitly combines with Nanook Pledge and APS), but the Nanook Pledge cannot exceed your cost to attend and is not refunded if gift aid exceeds your bill; receiving outside aid can trigger amendment of your award.
UAFS
Cost-of-attendance cap
UAFS applies aid in a set order: non-institutional funds, including outside designated scholarships, are applied before institutional 'University Aid' merit scholarships, which are applied last. A student's final university scholarship disbursement may be reduced so that university aid never pays more than the total owed to the university, which can reduce the refund a student receives after charges are paid; the published policy does not state whether outside scholarships or loans specifically remain refundable.
UDallas
Cost-of-attendance cap
All UDallas non-need scholarships and grants are tuition-directed: they may be combined (stacked) up to but not over full tuition. A full-tuition scholarship recipient is therefore ineligible for any additional non-need scholarship or grant, including the Family Grant; departmental awards cannot sit on top of a full-tuition scholarship.
Nevada (Reno)
Mixed displacement
Resident awards: a student receives only ONE four-year award; the test-optional one-year award does not stack with the four-year grid or National Merit. Non-resident: WUE/PEP tuition reductions stack with Presidential OR National Merit, but Presidential and National Merit cannot combine; the Tahoe/Dean's Pack/Honors stack cannot combine with either Presidential or National Merit. National Merit Scholars forfeit need-based grants.
University of New Mexico
Mixed displacement
UNM stacking is MIXED. Resident institutional merit awards (Regents', Presidential, Woodward, UNM Achievers) are explicitly designed to combine with the state NM Legislative Lottery and Opportunity scholarships. But a student CANNOT hold two UNM Freshman Scholarships at once — if awarded multiple, 'the higher dollar award will supersede the lower dollar award' and the lower is canceled. For non-residents, the Lobo Housing Scholarship explicitly layers on top of a tuition-waiver scholarship (WUE/LUE/reciprocal). For third-party OUTSIDE scholarships, UNM's Financial Aid terms state that 'Receipt of additional financial aid may result in an adjustment of the financial aid offered by UNM' — i.e., over-award adjustment is possible; the exact displacement order (loan-first vs. grant-first) is not published on these pages.
North Alabama (UNA)
Displacement policy unclear
The school does not publish a specific outside-scholarship displacement policy; confirm treatment with the aid office before counting on stacking.
Southern Miss
Cost-of-attendance cap
Outside scholarships only trigger an aid adjustment if total aid would exceed the cost of attendance (or the student's aid eligibility cap); below that ceiling, awards are not displaced.
Walla Walla
Displacement policy unclear
The school does not publish a specific outside-scholarship displacement policy; confirm treatment with the aid office before counting on stacking.
WVU
Cost-of-attendance cap
Outside scholarships only trigger an aid adjustment if total aid would exceed the cost of attendance (or the student's aid eligibility cap); below that ceiling, awards are not displaced.