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Best Colleges for 4 GPA + 34 ACT Merit Aid

110 U.S. colleges where a 4 GPA and 34 ACT unlock automatic merit aid, with award names, amounts, and stacking rules from each school's published policy.

Verified Jun 202618 days ago· MP

What this page shows

110 schools where a 4 GPA + 34 ACT clears at least one published automatic-merit tier.

These are not generic “you'll qualify for something” pages. Every school below has a published rule the student would clear with their actual stats, plus the school’s own outside-scholarship treatment so families can see which awards are worth chasing on top. Schools without a published automatic tier at this profile aren’t listed.

Schools matching 4 GPA + 34 ACT

  1. Alabama

    Alabama · Public

    Presidential Scholarship

    $28,000/year

    Admitted National Merit Semifinalists with a 3.5+ GPA after junior year are automatically eligible at the Presidential tier per UA's National Merit page.

    Renewable: Renewable for up to 8 semesters with a cumulative 3.0 UA GPA AND completion of at least 67% of cumulative UA credit hours attempted

  2. Auburn

    Alabama · Public

    Spirit of Auburn Presidential Scholarship

    $11,000/year ($44,000 over 4 years)

    Fall 2026 restructure: 4.0 GPA students with a 35-36 ACT receive the higher Presidential Excellence Award; this Presidential Scholarship tier covers 3.5+ GPA students at 33-36 ACT who do not qualify for the Excellence award. Note: Auburn's general scholarships index lists this tier at $11,500/year while the dedicated first-year scholarship page lists $11,000/year ($44,000 over 4 years); using the dedicated first-year page as authoritative. conflict_found; verify directly with Auburn Financial Aid before relying on a specific figure.

    Renewable: Renewable for up to 8 semesters with a minimum cumulative, unadjusted 3.0 Auburn GPA and 24 Auburn credit hours earned per academic year

  3. Oklahoma

    Oklahoma · Public

    Non-Resident Award of Excellence

    $68,000 total ($17,000/year × 4 years)

    Highest non-resident automatic merit tier below the NMF package. Same dollar value as the Non-Resident NMSF Scholarship.

    Renewable: Renewable with a 3.0 cumulative GPA, full-time enrollment, and 24 credit hours per academic year

  4. Ole Miss

    Mississippi · Public

    STEM Major Non-Resident Scholarship

    $8,000 total ($2,000/year toward the non-resident fee)

    Renewable: Renewable over 4 years

  5. Mississippi State

    Mississippi · Public

    Freshman Academic Excellence Scholarship (Mississippi residents)

    $1,000–$10,500/year based on HS GPA × ACT grid (see notes for full chart)

    Full 2025-2026 resident chart by HS GPA × ACT band. 3.0–3.29 GPA: 21–24 ACT = $1,000/yr; 25–29 ACT = $2,000; 30–32 ACT = $3,000; 33–36 ACT = $4,000. 3.30–3.59 GPA: 21–24 ACT = $1,500; 25–29 ACT = $2,500; 30–32 ACT = $5,000; 33–36 ACT = $6,000. 3.6+ GPA: 21–24 ACT = $3,500; 25–29 ACT = $5,000; 30–32 ACT = $8,000; 33–36 ACT = $10,500. Students scoring 34+ ACT (or SAT equivalent) additionally receive a one-year scholarship valued at the cost of their portion of a double-occupancy residence hall room on top of the FAES amount.

    Renewable: Renewable for up to 8 semesters with a 3.0 cumulative college GPA and continuous full-time enrollment (12 credit hours per semester at MSU)

  6. Oklahoma State

    Oklahoma · Public

    In-State University Assured Academic Excellence Award

    $750/year at the GPA-only floor up to $3,000/year at 3.75+ GPA with 32+ ACT / 1420+ SAT. See notes for the full grid.

    Full 2026-27 resident grid by HS GPA × test-score band. 3.75–4.0+ GPA: 24–25 ACT = $2,000/yr; 26–27 ACT = $2,250/yr; 28–29 ACT = $2,500/yr; 30–31 ACT = $2,750/yr; 32–36 ACT = $3,000/yr. 3.5–3.74 GPA: 24–25 ACT = $1,500/yr; 26–27 ACT = $1,750/yr; 28–29 ACT = $2,000/yr; 30–31 ACT = $2,250/yr; 32–36 ACT = $2,500/yr. 3.0–3.49 GPA: 24–25 ACT = $1,000/yr; 26–27 ACT = $1,250/yr; 28–29 ACT = $1,500/yr; 30–31 ACT = $1,750/yr; 32–36 ACT = $2,000/yr. GPA-only alternative: 3.5–4.0+ GPA without a test score = $1,000/yr; 3.25–3.49 GPA without a test score = $750/yr. Students may also receive a $250 or $500/year unmet-need bonus on top of the grid award based on FAFSA need level.

    Renewable: 4-year partial tuition waiver. Renewal subject to the published GPA and full-time enrollment terms.

  7. Arizona

    Arizona · Public

    Arizona Tuition Award (non-resident)

    $4,000–$20,000 per academic year range. Comprised of the Arizona Excellence Tuition Award and Arizona Distinction Tuition Award subtiers, which are not separately priced cell-by-cell on Arizona's published terms and conditions.

    The Arizona Tuition Award is published as a $4,000–$20,000/year range, not a cell-by-cell GPA × test grid. Awards are comprised of Arizona Excellence and Arizona Distinction components that are combined at award time. The November 1 Early Action deadline is the priority window for maximum consideration. 2026-27 program names are confirmed but dollar amounts are not yet published; 2025-26 figures above should be used for modeling until Arizona publishes the new cycle.

    Renewable: 8 consecutive semesters (fall + spring only). Initial offers are based on self-reported grades at admission; final awards are finalized after admissions grade verification.

  8. Kentucky

    Kentucky · Public

    Presidential Scholarship

    Full in-state tuition (Kentucky residents) OR full out-of-state tuition (non-residents) for up to 4 years

    Presidential is UK's top automatic tier. Non-residents receive the non-resident variant (full out-of-state tuition). Residents receive the in-state variant (full in-state tuition). Students who clear Presidential stats are the core pool for Singletary competitive review.

    Renewable: Renewable for up to 4 years subject to the published GPA and enrollment terms

  9. Grove City

    Pennsylvania · Private (religious)

    President's Scholarship

    $7,500/yr

    Grove City's top automatic merit tier. Unlike the competitive Trustee Program, this tier is automatic for any admitted undergraduate with a 3.5+ HS GPA plus a qualifying SAT, ACT, or CLT score, with no separate application. CLT is accepted at parity with SAT and ACT.

    Renewable: Renewable with a 3.3 cumulative GPA.

  10. ASU Barrett

    Arizona · Public

    NAMU President's Scholarship (non-resident)

    $17,500/year ($70,000 over 4 years)

    Top non-resident NAMU tier for Fall 2026. Verified via ASU's scholarship estimator for a non-resident 3.9 GPA / 32 ACT profile. Test scores are NOT required for NAMU eligibility; the award is calculated from core-competency GPA, though scores can help a borderline student.

    Renewable: Renewable for up to 8 consecutive semesters with a 3.0 cumulative ASU GPA, 30 ASU credit hours per academic year, and full-time enrollment (12 credits fall/spring).

  11. Minnesota

    Minnesota · Public

    Maroon & Gold Scholarship

    $2,000 – $12,000 per year for 4 years

    UMN's flagship academic merit award for top admitted freshmen. The published thresholds are 'typical' rather than guaranteed; UMN reviews holistically. Stacks with college-specific scholarships and Honors Program awards.

    Renewable: Renewable for 4 years. Continuous full-time enrollment and renewal criteria shared with the student in the offer letter.

  12. Nebraska

    Nebraska · Public

    Chancellor's Tuition Scholarship (in-state)

    Up to $8,000/year (up to $4,000/semester) toward UNL tuition for up to four years

    Selection is on a holistic review on top of the academic floors. Stacks with departmental and Honors awards subject to UNL's COA cap.

    Renewable: ≥ 12 UNL credit hours per semester (registered by the sixth day of classes), 24 successfully completed credits per year, and a 3.500 cumulative GPA. National Merit Scholars receive an additional $500 stipend from the National Merit Corporation funded by the Cooper Foundation.

  13. Georgia Tech

    Georgia · Public

    Zell Miller Scholarship (Georgia residents)

    100% of standard in-state tuition rate (up to $10,512/year for 2025-26)

    The full-tuition tier of Georgia's lottery-funded merit ladder. Pays at a higher per-credit rate than HOPE (covers tuition rate increases up to 100%). For Georgia residents who hit the threshold, Zell Miller is the closest thing GT has to an automatic full-tuition scholarship. National Merit Semifinalists from Georgia who qualify for Zell Miller still need to apply for the GT Application for Scholarships and Financial Aid (GT App) to be considered for institutional supplements.

    Renewable: Cumulative 3.30 GPA required at each post-graduation review checkpoint. If GPA falls below 3.30 but stays above 3.0, the student steps down to HOPE Scholarship rates rather than losing all state aid.

  14. Tennessee

    Tennessee · Public

    Out-of-State Volunteer Scholarship — Top Tier

    $18,000/year ($72,000 over four years)

    The headline OOS automatic award. Apply by December 15; submit test scores by April 1 (only scores through December of senior year are considered for the 2025-26 award). Cannot be combined with the Orange & White Scholarship. Stackable with the Provost Scholarship for National Merit Finalists.

    Renewable: Maintain a 3.0 cumulative GPA at UT, federal Satisfactory Academic Progress, and full-time enrollment throughout each semester.

  15. Iowa State

    Iowa · Public

    Loyal Scholar (Iowa Resident)

    $3,000/year × 4 = $12,000 total

    Top automatic award for Iowa residents under test-score review. Not stackable with Forever Scholar or True Scholar; students receive the single highest award they qualify for. Cannot stack with full-tuition awards (NMF, Carver, First Cyclones).

    Renewable: Renewable for up to 4 years with full-time enrollment + cumulative ISU GPA ≥ 2.50, fall and spring only (not summer)

  16. Anderson

    South Carolina · Private (religious)

    AU Merit-Based Scholarships (President's / Founder's / Provost's / Dean's / AU Grant)

    $12,000-$18,000

    FAQ confirms: 'Each incoming freshman is automatically awarded the highest level of our merit-based scholarships that he or she qualifies for' and 'you do not need to apply for these.' Only ONE of the five awards may be received.

    Renewable: Scholarships for first-time freshmen are renewable for up to 8 consecutive semesters of full-time undergraduate AU enrollment (12 or more credits each semester). Student must meet SAP to renew these awards.

  17. Arkansas State

    Arkansas · Public

    A State Inspire

    $6,000

    Renewable: Maintain 3 GPA

  18. Arkansas Tech

    Arkansas · Public

    First-Time Student Academic Scholarship (5-level grid)

    $1,000-$12,000/year

    Award amounts may be reduced based on funding availability. Levels 4 and 5 require on-campus housing for the FULL amount (off-campus students receive the reduced figure). Only one Academic Scholarship may be received per semester.

    Renewable: Renewable for seven consecutive semesters after the first (or until degree completion), provided renewal requirements are met; awarded as funds remain available. Scholarships are for consecutive fall/spring terms only (not summer) and must be used the fall semester following high school graduation.

  19. Outstanding Scholars Award

    $10,000 per year ($40,000 over 4 years)

    Top tier of the automatic, non-competitive freshman grid. No separate application — awarded automatically on superscore + GPA. Does NOT stack with the other grid tiers; you receive only the single highest award you qualify for.

    Renewable: Renewable for up to four years contingent on full-time enrollment and a maintained minimum cumulative institution GPA of 3.0 or higher.

  20. Augustana (IL)

    Illinois · Private (religious)

    Academic Merit Grid — High School (Presidential / Dean's / Founders)

    $28,000-$32,000

    Test scores are historical/typical (Augustana is test-optional). Recalculated GPA and class rank drive the award.

    Renewable: Renewal requires full-time enrollment and an Augustana cumulative GPA: Presidential 3.0, Dean's 2.75, Founders 2.5. Students who miss the renewal GPA may receive a LOWER scholarship; awards never exceed the first-year amount in later years (no growth).

  21. Belhaven

    Mississippi · Private (religious)

    President's Scholarship for First-Year Students

    $17,000-$17,500 per year

    Highest automatic academic (merit) tier. $5,000 of the award is applied toward campus housing and the remainder toward educational expenses. Belhaven evaluates the award using high school GPA and ACT/SAT scores — no separate scholarship application.

    Renewable: Renewable up to 5 years (or 10 semesters) if the student is full-time and maintains satisfactory academic progress.

  22. BJU

    South Carolina · Private (religious)

    Academic Scholarship (BJU Merit Scholarships)

    $7,000-$14,000

    'As a new first-year student, you are automatically considered for BJU aid once you finish the admission application process.' Even sub-3.6/low-test students receive $7,000. Grid explicitly labeled 'BJU — 2026-27.'

    Renewable: Aid is automatically renewed up to 4 years/8 semesters, if student meets all eligibility requirements (12+ credits per semester on campus; BJU Satisfactory Academic Progress; not online-only).

  23. Cal State LA

    California · Public

    Honors College President's Scholars

    $2,500 to $6,800 per year

    The one clearly automatic-on-stats freshman merit award found on official pages. 'No separate application is required' — all eligible Honors College applicants are considered. Award is a range, not a fixed amount; final figure is determined by the college. Honors College admission itself requires a separate Honors application (priority deadline appears to be late January, but the live Honors admissions page still displayed a stale 'January 31, 2024' date at access — confirm the current cycle's date).

    Renewable: Described as 'potentially renewable for up to four' years. The specific renewal GPA was not published on the page.

  24. Calvin

    Michigan · Private (religious)

    President's Scholarship

    $18,000 per year

    Renewable: Renewable automatically for up to five years with Satisfactory Academic Progress (Fall 2026 and later).

  25. Carroll University

    Wisconsin · Private (religious)

    Automatic Academic Merit Scholarship — Trustee

    $26,000 per year

    Top tier of the automatic GPA grid. The published range for the automatic merit scholarships is $18,000-$26,000 per year.

    Renewable: Unless otherwise noted, scholarships are renewable for four years as long as the student maintains full-time financial aid undergraduate status and maintains Satisfactory Academic Progress (SAP) Standards.

  26. Centenary (LA)

    Louisiana · Private (religious)

    President's Scholarship

    Starts at $30,000/year

    Front-facing freshman tuition-aid page lists 'Starts at $30,000/year.' The separate institutional-scholarships POLICY page shows an older/different President's tier (weighted core GPA 3.7, ACT 28/SAT 1310, amount 'varies') — treated here as a documented conflict (see Section C); the customer-facing freshman grid is used for the published amount.

    Renewable: Renewable for three years for full-time students (four years total) who maintain the required cumulative GPA; the institutional-scholarships policy page states academic scholarships are 'renewable for three years for full-time students.' First-semester freshmen get two semesters to reach the minimum cumulative GPA.

  27. Coastal Carolina

    South Carolina · Public

    Presidential Scholarship

    $6,000 per year (in-state) / $19,662 per year (out-of-state)

    Top tier of the automatic freshman merit grid. The out-of-state figure is described on the merit page as '$19,662 per year (equal to in-state tuition)'. NOTE: the 2026-27 Cost of Attendance page lists the in-state tuition LINE ITEM at $11,640 — the $19,662 merit figure appears to reference the gross/per-credit in-state tuition rate rather than the COA tuition line. Conflict flagged in Section C; verify the live out-of-state Presidential dollar value with the aid office.

    Renewable: Renewable up to four continuous years of enrollment (a total of eight semesters); recipients must meet annual renewal requirements defined as 30 credits and a 3.0 CCU cumulative GPA, enrolled full-time (12-18 credit hours) each fall and spring.

  28. CSU Pueblo

    Colorado · Public

    Presidential Scholar (Automatic Merit)

    $8,000 per year

    Automatic for first-time freshmen; no separate application. Submit admissions application, high school transcripts, and ACT/SAT scores (if applicable) by May 1. Cannot be combined with other institutional scholarships except the First Generation Scholarship.

    Renewable: Renewal GPA (CSU Pueblo): 3.5. Renewable up to 3 additional years with the GPA above and full-time enrollment.

  29. Concordia College (Moorhead)

    Minnesota · Private (religious)

    Excellence Scholarships

    $13,000-$19,000

    Annual values $13,000-$19,000 ($49,000-$73,000 over four years). Amounts shown are for students enrolling for the first time in Fall 2026 (the 2026-27 grid for Fall 2026-27 entry was not posted at access time; see Section C). Scholarship levels are NOT reevaluated after a comprehensive financial aid package is received.

    Renewable: Catalog: merit/performance scholarships may be funded 'for a maximum of eight consecutive semesters or until graduation, whichever comes first, provided the student meets the necessary renewal criteria and Satisfactory Academic Progress guidelines.' Institutional scholarships require full-time enrollment (minimum 12 credits) and are only available fall and spring semesters.

  30. Covenant College

    Georgia · Private (religious)

    Founders' Scholarship

    $22,000

    Top tier of Covenant's five automatic merit scholarships. The published numbers are stated as the AVERAGE academic profile of recipients, not hard cutoffs — the page does not publish a guaranteed GPA/test floor for each tier.

    Renewable: Renewal GPA/terms not stated on the scholarships & aid page.

  31. Dillard

    Louisiana · Private (religious)

    University Scholarship

    Full Tuition Room & Board

    Highest tier. Covers full tuition plus room & board. The published grid's University Scholarship SAT cutoff renders as '1220 SAT or highe' (the live page truncates mid-word). Award amounts are 'reviewed and subject to change annually.' Top Tier (University + Presidential) awards are limited and given on a first-come basis.

    Renewable: Scholarship/Grant Agreement lists University Scholarship renewal as 3.5 GPA / 24 hrs.: 'University Scholarship (3.5/24 hrs.)' — maintain that cumulative GPA at the end of each spring term and earn at least 24 semester hours per year. Supports up to eight semesters.

  32. Eastern Kentucky University

    Kentucky · Public

    Regent's Award (Eastern Experience)

    $9,000

    Highest tier. Requires BOTH the GPA floor and the test score. Automatically applied — no separate application.

    Renewable: Renews with a 3.2 EKU GPA, 24 earned EKU hours, full-time enrollment. Awarded for 8 continuous semesters.

  33. ENMU

    New Mexico · Public

    New Mexico Freshman Academic Scholarship (In-State grid)

    $2,600-$5,400 per academic year

    Automatic stat-based grid (no separate scholarship application stated; reviewed from the admission file). Award and renewal length vary by ACT/SAT/GPA tier.

    Renewable: May be renewed for a total of two or eight consecutive semesters with 3.0 GPA and 15 credit hours each semester. Top stat tiers renew up to four years; the lowest tiers (3.0-3.49 GPA or 20-21 ACT/1030-1090 SAT) renew the FIRST YEAR only.

  34. Emporia State

    Kansas · Public

    Freshman Presidential Scholarship

    $1,250-$3,000 per year

    Automatic on stats. Award is the higher qualifying band of GPA OR ACT. Amounts shown are per year. Official transcripts must be received by the 20th day of the start semester.

    Renewable: Renewable for three years after the first academic year when the student maintains a 3.0 or higher ESU GPA and completes 24 ESU credit hours each year. Spring-entry freshmen get half the award in spring and may renew for seven additional semesters.

  35. Francis Marion

    South Carolina · Public

    Academic Distinction Award (Automatic Minimum)

    Minimum $1,000 per year

    Awarded automatically to accepted SC resident first-time freshmen who meet all three criteria. Merit-based scholarships are awarded in rounds; higher amounts are given in earlier rounds. Early application is strongly encouraged. The $1,000 is stated as the minimum; actual award may be higher depending on application timing and competition.

    Renewable: Competitive academic scholarships are renewable; specific renewal GPA for this tier not published on the page. General university scholarship renewal terms referenced in award letter: limits on total scholarships/grants may apply per a signed Terms & Conditions form.

  36. Freed-Hardeman

    Tennessee · Private (religious)

    Trustees' Scholarship

    $18,000 per year

    CONFLICT: the current grants page states '$18,000 per year' and a '3.80 high school GPA'; FHU's own January 2024 news releases state '$17,500' and list only the 30 ACT / 3.00 GPA threshold (no 3.80 GPA). Used the live grants page ($18,000, 3.80 GPA) as authoritative; flagged for aid-office confirmation. The 3.80 GPA requirement here matches the Honors Scholarship Competition eligibility on the same page.

    Renewable: Applied to a maximum of eight regular semesters provided the student maintains a 3.4 college cumulative GPA, reviewed at the end of each semester. Recipient must be full-time and live in university housing or a lesser award is given.

  37. Georgia College

    Georgia · Public

    Distinguished Scholars Award (out-of-state tuition scholarship)

    Approximately $81,304 for four years or $20,326 per year

    Covers the out-of-state portion of tuition (the gap between in-state and out-of-state tuition). 'For Fall 2026, a non-Georgia resident who has one of the minimum scores below could be selected as a Distinguished Scholar.' No separate application. First-come, first-served until funds run out. Award amounts are based on out-of-state tuition rates and eligibility criteria may change each year.

    Renewable: Page states 'With the ability to renew annually, it's a powerful investment in your academic future.' The specific renewal GPA/SAP standard is not stated on the admissions page.

  38. Grambling State

    Louisiana · Public

    Academic Achievement Scholarship — In-State (Graduates of Louisiana High School)

    $3,000-$7,683/year; top tier (28+ ACT/3.5 GPA) adds Traditional Dorm charges if on campus (page shows combined totals with TOPS of $8,539.75-$13,622.75/year)

    If the 28+ ACT student resides off campus, the scholarship amount is $7,683 (the dorm-charge component applies only on campus). TOPS column is shown for illustration; TOPS eligibility is determined by LOSFA, not Grambling. Renewal requirements are not published on the page.

    Renewable

  39. Hampton

    Virginia · Private

    Hampton University Merit Scholarship

    $10,000-$25,000 per academic year

    Automatic on stats: no separate scholarship application is required if the completed admission application is submitted by the Nov. 15 Early Action deadline. The deciding factor in the award amount is the standardized test score, so test-optional applicants are excluded from merit consideration. Hampton states it no longer uses named tiers (Trustee, Presidential, etc.).

    Renewable: Renewable for three consecutive years beyond the first year, provided the student attains a cumulative 3.0 grade point average by the end of the spring semester each academic year.

  40. Henderson State

    Arkansas · Public

    Distinguished Freshman Scholarship

    Full tuition

    Top award — full tuition (not full cost of attendance). Deadline February 1. Same 4.0 GPA without the 26 ACT maps instead to the Chancellor award ($6,000).

    Renewable: Renewable academic scholarship (scholarship-specific renewal GPA not published on these pages; federal SAP requires a 2.0 cumulative GPA). Recipients also receive automatic admission to the Honors College.

  41. Hope College

    Michigan · Private (religious)

    Trustee Scholarship

    $22,000 per year

    Renewable: Renewable for four years with full-time enrollment and satisfactory academic progress.

  42. Indiana State

    Indiana · Public

    Academic Excellence Scholarship

    $3,000

    Renewable

  43. Jacksonville State

    Alabama · Public

    Gamecock Prestige (Test Score + GPA)

    $5,000–$10,500/year

    GPA 2.00–2.99 = $5,000/yr ($20,000/4yr); GPA 3.00–4.00+ = $10,500/yr ($42,000/4yr). Test scores cannot lower scholarship, only improve it. Out-of-state students receiving this award pay remaining tuition at in-state rate.

    Renewable: Renewable for 8 semesters (4 years); must earn 24 institutional credit hours per academic year and maintain the institutional GPA listed in the scholarship contract; must be enrolled full-time (12+ hours) each semester; no summer terms.

  44. John Brown University

    Arkansas · Private (religious)

    Assured Merit Award (first-time students)

    $6,000-$13,000 per year

    Fully automatic. You may receive only one Assured Merit Award and JBU automatically awards the highest amount for which you qualify. The published grid: 3.8-3.89 GPA / 28 ACT / 1300-1320 SAT / 93-94 CLT = $13,000; 3.7-3.79 / 27 / 1260-1290 / 89-91 = $12,000; 3.6-3.69 / 26 / 1230-1250 / 86-88 = $10,000; 3.4-3.59 / 24-25 / 1160-1220 / 79-85 = $8,000; 3.2-3.39 / 21-23 / 1090-1150 / 67-78 = $7,000; 3.0-3.19 / 20 / 1020-1080 / 63-66 = $6,000. The 3.9+ / 29+ / 1330+ / 95+ row is 'Invited to Scholarship Competition' rather than a dollar amount (see Chancellor's/Presidential tiers).

    Renewable: Academic scholarships are renewable for up to eight semesters so long as you maintain a 3.0 GPA.

  45. Kansas State

    Kansas · Public

    University Scholar Award (Kansas resident)

    $5,500/year ($22,000 total)

    Top Kansas-resident general university award. Awarded automatically with admission if you apply by the priority date and meet the GPA/test cell. The published grid pairs GPA bands with ACT/SAT bands; 3.85+ with 29+ ACT/1330+ SAT earns this award.

    Renewable: Renewable for up to three additional years (four years, eight semesters total). Maintain a minimum K-State cumulative GPA of 3.0, continuous full-time enrollment each fall/spring, and 24 K-State credit hours per academic year.

  46. Lander

    South Carolina · Public

    President's Award — In-State

    $6,000/year

    Grid is labeled '2025-2026 Requirements' on the page as of 2026-06-04 — stale-risk flag; confirm 2026-2027 amounts with aid office. Out-of-state version is separate tier.

    Renewable: Must maintain cumulative 3.0 GPA and complete 24 semester hours per academic year (excluding summer). Scholarship renewable for up to four years from initial enrollment. Automatic renewal if standards met; appeal available if not.

  47. Lee University

    Tennessee · Private (religious)

    Presidential Scholarship (general merit)

    Starts at $7,500 per year

    Top tier of Lee's general merit scholarship; the page describes a 28 ACT / 3.5+ HS GPA average recipient. 'Starts at $7,500' suggests amounts can run higher toward the published $10,000 ceiling of the general merit range. Note the historic Centennial add-on ($5,000/yr) was tied to Presidential Scholars who began Fall 2020-Fall 2022; current full-tuition Centennial is a separate competitive process (see below).

    Renewable: Renewable for a maximum of four years or eight semesters; requires a minimum 3.0 cumulative college GPA and continuous full-time enrollment.

  48. LSU Shreveport

    Louisiana · Public

    Louisiana

    $1,200

    One-time award

  49. MacMurray College

    Illinois · Private

    Presidential Achievement Scholarships

    Up to $20,000

    Renewable: Maintain 2.9 GPA

  50. Marshall University

    West Virginia · Public

    Board Of Governors Scholarship

    $4,000

    One-time award

  51. MSU Texas

    Texas · Public

    Freshmen Distinction (general academic merit)

    $2,500 per year

    Automatic on stats; meet any one of the three criteria. No separate application.

    Renewable: Renewal duration/GPA not published for the freshman grid (see Section C).

  52. MSU Northern

    Montana · Public

    Merit Scholarship Program — top tier (in-state)

    $2,500 per year

    Awarded automatically at the time of admittance based on the GPA-and-ACT grid; you do not apply. Official test scores and final GPAs on official high school transcripts must be on file for the award to be applied. The grid requires BOTH a GPA band and an ACT band; the page presents the three bands as paired (4.0-3.5 with ACT 25+, 3.49-3.25 with ACT 24-22, 3.24-3.00 with ACT 21-20). Confirm with the office how a split profile (e.g., high GPA, lower ACT) is placed.

    Renewable: Renewable for all four years of the degree if a minimum cumulative GPA of 3.25 and full-time status are maintained.

  53. Morehead State

    Kentucky · Public

    Kentucky Automatic Merit Scholarship — Top Tier (3.8+ GPA / ACT 28+)

    $8,000/yr

    This is the maximum cell in the Kentucky Merit grid. Grid covers ACT 20–28+ and GPA 3.0–3.8+. For all cells see sourceExcerpt. Applies to 2026-27 new students per page header.

    Renewable: Scholarships require on-campus housing for a minimum of 4 semesters; 50% reduction if housing requirement not met. Must be enrolled full-time. Renewal GPA for merit scholarships not stated on scholarship page; SAP policy requires cumulative 2.0 GPA for financial aid continuance. Specific merit renewal GPA not published — confirm with aid office.

  54. Murray State

    Kentucky · Public

    Academic Achievement Scholarships (GPA ladder)

    $1,000-$10,000 per year

    Automatic GPA ladder awarded at admission. Trustee and Regents additionally require test scores; the same 3.80-4.00 GPA without a test score yields Provost ($5,000).

    Renewable: Renewable for a maximum of four consecutive years (eight consecutive semesters) with full-time enrollment; awards requiring specific grades or Honors College participation are reviewed at the end of each academic year.

  55. New Mexico State

    New Mexico · Public

    Out-of-State Competitive Tuition Discount (Freshman)

    Up to $18,326/year toward reducing non-resident tuition

    This is a tuition discount (reduces non-resident tuition), not a cash stipend. Can stack with a merit scholarship (e.g., 1888 + this discount = $20,326 in aid). Limited availability.

    Renewable: 3.5 cumulative GPA and pass 30 new credits per academic year. Must enroll in, and attempt, 15 new Las Cruces campus credits per semester.

  56. New Mexico Tech

    New Mexico · Public

    Freshman Merit Grid (Presidential / Gold / Silver / Copper)

    $2,000-$6,000

    Stat-based and automatic. Presidential ($6,000) requires a National Merit Finalist Certificate plus a 3.5 GPA. Eligible students are offered ONE merit scholarship upon entering.

    Renewable: Renewable for a maximum of four academic years (eight semesters, excluding summer). Renewal GPA threshold not explicitly stated on this page; see Scholarship Conditions and Requirements PDF.

  57. NDSU

    North Dakota · Public

    First-Year Guaranteed Scholarship (automatic GPA/test grid)

    $1,000-$3,000/year (maximum of four years)

    Automatic, no separate application required for the guaranteed minimum (transcript by July 1 triggers it). Submitting the scholarship application by February 1 may qualify a student for additional one-time awards and higher-value renewable scholarships.

    Renewable: Guaranteed minimum amount for a maximum of four years. If a student receives a renewable scholarship exceeding the guaranteed minimum, the higher award replaces (does not add to) the guaranteed minimum.

  58. North Greenville

    South Carolina · Private (religious)

    NGU Academic Scholarships (Founder's / President's / Dean's)

    $5,000-$12,000

    Explicitly automatic: 'You don't need to apply for academic scholarships; just apply to NGU! These scholarships are automatically awarded if you qualify.' Grid is labeled 2026-2027.

    Renewable: Merit scholarships are renewable for up to four years while student maintains required GPA: Founder's and President's require maintaining a 3.0; Dean's requires maintaining a 2.75.

  59. Northeastern State

    Oklahoma · Public

    Automatic Tuition Waiver Scholarships (Collegiate Scholars / Valedictorian Scholars / Green & White Scholars)

    $1,400-$2,200 per year

    Page calls these 'Automatic Scholarships' — awarded without separate application if admitted by the deadline and qualified. Tuition waivers, in-state students only.

    Renewable: Stated duration is 4 years; specific renewal GPA/credit conditions are not published on the page.

  60. Northern State (NSU)

    South Dakota · Public

    WolfPACT unleashed — ACT 28-36 / SAT 1300+ grid

    $10,000-$16,000 total over four years

    Renewable: Same WolfPACT policies: 3.0 cumulative GPA; suspension/reinstatement; eight consecutive semesters; first bachelor's; canceled on transfer.

  61. Northwest Missouri State

    Missouri · Public

    Admission-Based Freshman Scholarships (Merit-Based Scholarship Chart: Provost, Dean's, Distinguished, Academic Excellence, University Scholar, Northwest Merit)

    $1,000-$6,000

    Provost Scholar/Dean's Scholar/etc. are mutually exclusive awards (only one). Mutually exclusive with President's Scholarship.

    Renewable: Renewable to those who initially received the award as a freshman; per-tier Northwest cumulative GPA (2.75–3.50) and completion of 24 credit hours per academic year; maximum award within 4 consecutive academic years.

  62. Northwest Nazarene

    Idaho · Private (religious)

    NNU Merit Scholarship (Fall 2026 automatic grid)

    $14,000-$22,000 per year

    Award is set by high-school GPA. Test scores are NOT required for the $14,000-$20,000 tiers; only the top $22,000 tier lists '4.0+ and 1100 SAT or 22 ACT'. Bands: 4.0+ and 1100 SAT or 22 ACT = $22,000; 3.8+ = $20,000; 3.7-3.79 = $18,000; 3.5-3.69 = $17,000; 3.3-3.49 = $15,000; 3.0-3.29 = $14,000. Students below 3.0 still qualify for a merit scholarship per the page note.

    Renewable: Merit Scholarships are renewable as long as the student is academically eligible; the financial-aid page states renewal is based on maintaining an NNU cumulative GPA of at least 2.5.

  63. Oakwood University

    Alabama · Private (religious)

    GOLD — Platinum

    $8,125 per semester / $16,250 per year / $65,000 total over 4 years

    Highest GOLD (test-based) tier. GOLD tiers require both the GPA and the ACT/SAT score shown.

    Renewable: Tier 1 renewal: renewed for a second year with a 2.5 GPA, a third year with a 2.75 GPA, and a fourth year with a 3.0 GPA; must maintain full-time status each semester. Limited to a maximum of four consecutive academic years.

  64. Oklahoma Baptist

    Oklahoma · Private (religious)

    Founder's Academic

    $20,000 per year ($80,000 over four years)

    Highest automatic, stat-based academic award. Students at or above these stats may also qualify to compete for the full-tuition University Scholar award (which has higher cutoffs).

    Renewable: Renewable provided the student maintains a 2.0 College GPA.

  65. Oklahoma Christian (OC)

    Oklahoma · Private (religious)

    Academic Merit-Based Scholarships for Incoming Freshmen 2026-27 (Trustee's / Founders' / President's / Dean's / Eagle / Maroon & Gray)

    $4,000-$14,000 per academic year

    Full grid in excerpt; unweighted HS GPA is used.

    Renewable: Continuing eligibility: Trustee's 3.0 cumulative GPA; Founders' and President's 2.8; Dean's 2.6; Eagle 2.4; Maroon & Gray 2.0. Academic eligibility requirements apply after the first semester.

  66. Palm Beach Atlantic

    Florida · Private (religious)

    Honors Scholarship

    $2,500

    Stat-based award ($2,500/yr); tuition-and-fees-only restriction applies per the page's institutional-scholarship rule.

    Renewable

  67. Pitt State

    Kansas · Public

    Great Gorilla Scholarship Freshman

    $1,000–$4,000

    One-time award

  68. Point Loma Nazarene

    California · Private (religious)

    President's Gold Scholarship

    $24,000 per year

    Awarded automatically by the admissions office based on the transcript after admission; no separate scholarship application. Top tier of the six-level freshman merit grid (for freshmen starting fall 2026 to spring 2027).

    Renewable: Academic scholarships are offered for an initial two-year period and, subject to maintaining renewal criteria, can be received for a maximum of eight (8) semesters. Continuous full-time enrollment (12+ units/semester) is required, and renewal is based on cumulative GPA; once lost, an academic scholarship cannot be regained. The page publishes a per-tier renewal-GPA grid; the exact renewal cumulative GPA for this tier should be confirmed (see Section C).

  69. Prairie View A&M

    Texas · Public

    The Regents' Student Merit Scholarship

    Tuition and mandatory fees, on-campus housing, meals and books ($600 per semester)

    The University's most prestigious award; full-ride-style coverage (tuition + fees + housing + meals + books) excluding summer semesters. No flat dollar figure is published on the official Office of Scholarship Services page (it is described by what it covers, not a dollar amount). A separate 2025 PVAMU news/reception page describes the Regents' award as 'up to $10,000 per academic year for tuition and mandatory fees' plus housing/meals/books — this conflicts with the OSS page's open-ended 'covers tuition and mandatory fees' and is NOT used here; ask the scholarship office to confirm the current dollar value. Awards are limited and given based on admission date and competitiveness.

    Renewable: Renewable up to four years (eight semesters) provided the student earns 30 semester credit hours per academic year with a minimum 3.2 cumulative GPA (fall and spring semesters only; summer coursework cannot be used to meet the credit load or GPA renewal requirements). Regent scholars must reside on campus for the housing component to be paid.

  70. Roanoke

    Virginia · Private (religious)

    Additional $1,000 merit award (GPA + test score)

    $1,000

    Added on top of the GPA-grid merit award.

    Renewable: Not separately stated; merit awards generally may be renewed for up to seven additional semesters with Satisfactory Academic Progress (ask the aid office whether this bonus follows the same rule).

  71. Rollins College

    Florida · Private

    Deans Scholarship

    Up to $33,000

    Official Rollins Academic Scholarships snapshot lists Dean's Scholarships: up to 3,000/year, outstanding academic record plus leadership potential, SAT >1240 or ACT >26 with GPA >3.2, test-optional GPA >3.9, renewable with 3.0 GPA and 24 hours each year.

    Renewable: Maintain 3 GPA; 24 credits/year

  72. Samford

    Alabama · Private (religious)

    Crosland Scholarship

    Average $17,500 per year

    Samford publishes the average, not a stat-to-tier table. The non-combinability with Marion is the most consequential Samford stacking rule.

    Renewable: Guaranteed for 8 semesters or graduation. Requires good academic standing and adherence to Samford's Code of Values; breach can cause revocation.

  73. Southeast Missouri State

    Missouri · Public

    President's Scholarship

    $8,000

    SEMO's most prestigious scholarship and fully automatic on stats — no separate application. Eligibility tightened for fall 2026 to a 4.0 GPA and 28 ACT / 1300 SAT (older classes used a 3.75-3.9 GPA with 31 ACT / 1390 SAT). SEMO is test-optional and superscore-friendly, but the President's Scholarship explicitly requires a qualifying test score. Fall test scores through March 31 considered; spring test scores through November 30 considered.

    Renewable: Renew by completing 24 SEMO credit hours annually and maintaining a 3.5 GPA. Verbatim renewal grid: 'Complete 24 SEMO credit hours annually and maintain a specific grade point average to renew these SEMO scholarships each year: 3.5 GPA — President's Scholarship.'

  74. Southeastern

    Louisiana · Public

    The Southeastern Honors Scholarship (fees award + housing supplement)

    $2,500-$4,000/year scholarship + $1,000-$3,000/year housing supplement (by ACT tier)

    Page states Southeastern 'automatically awards freshman scholarships based on a six-semester high school GPA and ACT/SAT scores' — marked automatic, though awards are 'on a funds available basis, subject to change.' The award is described as going toward university fees plus a housing supplement.

    Renewable: All scholarships are awarded for eight continuous semesters provided retention requirements are met. (Specific retention GPA/credit requirements are not published on this page.) Housing supplements are only available to students who continuously live on campus beginning with their first semester of enrollment.

  75. Southern Arkansas (SAU)

    Arkansas · Public

    Academic Scholarship Grid (Presidential Distinguished, Presidential, Blue and Gold Excellence, SAU Success, Scholastic Merit, Achievement Award)

    $2,000-$12,000

    Presidential Distinguished pays $12,000/yr if living on campus or $11,000/yr if living off campus. Top tiers require BOTH GPA and ACT/SAT; lower tiers (Blue and Gold and below) accept ACT/SAT OR GPA. University academic scholarships are NOT stackable.

    Renewable: 8 semesters. Retention (excluding AR Academic Challenge and Art/Music/Theatre): complete 27 hours with a 2.75 GPA by end of first spring, then 30 hours with a 2.75 cumulative each year; enroll in minimum 15 hours each semester; minimum 2.25 cumulative GPA at end of each fall to continue the following semester.

  76. St. Cloud State

    Minnesota · Public

    Presidential Scholarship

    $2,500, $1,500, $750, or $500 per year

    Automatic on stats: a 24 ACT OR a 2.6+ HS GPA qualifies. The page does not publish which GPA/ACT bands map to which of the four dollar amounts, so the specific tier a student receives is not knowable in advance from the official page.

    Renewable: Renewable for up to four years pending SCSU GPA and course completion. The exact renewal GPA and credit-completion threshold are not published on the page.

  77. Taylor (IN)

    Indiana · Private (religious)

    Academic Merit Grid (President / Dean / Faculty / Trustee / Director)

    $11,000-$21,000

    Automatic on GPA + test score. Faculty ($17,000), Trustee ($15,000) and Director ($11,000) require no test scores. Test scores must be received by April 1 for consideration.

    Renewable: Renewable with a 3.0 Taylor GPA. RENEWAL CLIFF: students must maintain a 3.0 Taylor GPA to retain the President, Dean, and Faculty scholarships — otherwise the scholarship drops to the Trustee Scholarship level ($15,000).

  78. Tennessee State

    Tennessee · Public

    The TSU Renaissance

    $5,500 (in-state) / $8,500 (out-of-state) per year

    Awarded off the published GPA/test grid with no separate application — students who meet the criteria and complete their admission file by the deadline are automatically considered. Out-of-state recipients receive the larger $8,500/year.

    Renewable: Renewable for four consecutive academic years (8 semesters); maintain a 3.0 cumulative GPA, 15+ credit hours/semester, and submit the FAFSA.

  79. TAMU-Corpus Christi

    Texas · Public

    2026-2027 Institutional Scholarships (Presidential, Achieve, Islander)

    $1,500-$4,000

    Each tier qualifies via weighted GPA + class rank OR weighted GPA + test score. Presidential: $4,000/yr ($16,000 total); Achieve: $3,000/yr ($12,000); Islander: $1,500/yr ($6,000). Available to TX residents and non-residents (non-residents only if funds available). FAFSA is required.

    Renewable: Maintain at least a 3.0 overall GPA at end of each academic year; complete 12 credit hours each Fall and Spring AND 30 TAMU-CC credit hours each academic year (fall, spring, summer); no break in enrollment; up to eight consecutive (fall/spring) semesters.

  80. Texas Tech

    Texas · Public

    Presidential Merit Scholarship — 4.0 GPA × 1500-1600 SAT / 34-36 ACT

    $9,000 per year

    Out-of-state students at the top of the matrix get a stacked benefit: $9,000 plus in-state tuition (a roughly $13,000 additional differential vs. nonresident sticker).

    Renewable: Renewal requires a 3.5 cumulative GPA and 30 TTU hours per year. Award split one-half toward fall and one-half toward spring terms.

  81. The Citadel

    South Carolina · Public

    SC LIFE Scholarship (SC state portable)

    $5,000/year (up to $7,500/year with STEM Enhancement)

    STEM Enhancement majors: computer science, civil engineering, electrical engineering, mechanical engineering, biology, mathematics, chemistry, physics. COA-cap stacking rule applies.

    Renewable: Available up to 8 semesters. Upperclass renewal requires 30 credit hours/year and cumulative 3.0 'LIFE GPA' (all post-secondary institutions). Annual LIFE GPA evaluated at end of each summer. Must complete The Citadel's LIFE Scholarship Affidavit. SC residents only.

  82. Trevecca

    Tennessee · Private

    Dunning Scholarship

    $14,000

    One-time award

  83. Truman State

    Missouri · Public

    TruMerit Scholarship

    $2,000-$10,000 per year

    Truman publishes SEPARATE Missouri-resident and Out-of-State TruMerit charts (GPA × test). The live chart is an image (truman.edu/?da_image=186579) that could not be OCR'd; the live table states the overall range as $2,000-$10,000. An older 2020-21 PDF showed Missouri tiers of $2,000/$3,000/$4,000 and Out-of-State tiers of $3,500/$5,000/$7,000/$8,000 — STALE, not used as current. Out-of-State TruMerit assists with the out-of-state tuition portion and cannot be combined with other out-of-state-portion awards.

    Renewable: Renewable per Scholarship Renewal Guidelines (SAP-based). Truman continues updating the TruMerit award through the June test date of senior year as GPA / ACT-SAT improve.

  84. Tuskegee

    Alabama · Private

    Distinguished Presidential Scholarship

    Full tuition, room/board, fees, and $300 eBook voucher

    Top tier of the published freshman grid. No separate scholarship application — awarded on the admissions application. This is the only freshman award that explicitly covers room/board and fees in addition to full tuition.

    Renewable: Renewal CGPA/credit attainment listed as 3.5/30 — maintain a 3.5 cumulative GPA and earn 30 Tuskegee University credits within Fall and Spring each academic year. External, summer, and superscored credits do not count.

  85. Union University

    Tennessee · Private (religious)

    Trustees' Scholarship (2025 Freshman Academic Award)

    $17,000 per year on campus / $13,000 per year off campus

    Stated amount; same dollar award as the President's tier but the higher stats (29 ACT / 1330 SAT / 95 CLT, 3.5 GPA) make the student eligible to be invited to the Scholars of Excellence weekend. Note the marked dollar amount is the same as the President's tier — the value of crossing into the Trustees' band is the Scholars invitation, not a larger base grid award.

    Renewable: Renewable each year if eligibility requirements are met; undergrad SAP floor is a 2.0 cumulative GPA.

  86. UAB

    Alabama · Public

    Presidential Elite Scholarship Oos

    $28,500

    Official UAB out-of-state freshman scholarships snapshot lists Presidential Elite Scholarship for 32-36 ACT or 1420-1600 SAT, GPA 4.0+, annual amount $28,500.

    Renewable

  87. UAH

    Alabama · Public

    Freshman Out-of-State Academic Scholarship (non-Alabama & U.S.-residing international) — GPA × ACT/SAT grid

    $5,000-$22,000 per year

    Fully automatic — no separate scholarship application. Lowest band (3.0-3.49) requires a test score; the test-optional column for that GPA band is blank (no award). Updated transcripts/scores received after May 15, 2026 are not considered for an upgrade.

    Renewable: Four-year award (up to eight fall/spring semesters). Renew by enrolling full-time, maintaining a minimum cumulative UAH GPA of 2.5 at the end of each spring semester, and completing at least 24 UAH credit hours per academic year.

  88. UAF

    Alaska · Public

    Alaska Performance Scholarship (APS) — state award via ACPE

    Up to $7,000/yr (Level 1), $5,250/yr (Level 2), $3,500/yr (Level 3)

    State scholarship, not an institutional UAF award, but documented on UAF's official scholarship pages and stackable. UAF's estimate is unofficial; the HS counselor/ACPE sets the actual amount.

    Renewable: Up to 8 semesters or 8 years from HS graduation; full-time 12+ credits for full award (half for 6-11 credits); FAFSA by June 30 each year; continuing checkpoints (24/54/84 credits, 2.5 GPA).

  89. UAFS

    Arkansas · Public

    Freshman Merit Scholarships (Platinum, Gold, Silver, Bronze, Lion Pride)

    $1,000-$6,000

    Each tier qualifies on ACT OR GPA (Platinum requires 30 ACT AND 4.0 GPA, OR Valedictorian). All amounts are 'up to' per year, PLUS up to a $1,500 housing stipend. Platinum up to $6,000; Gold up to $4,000; Silver up to $3,000; Bronze up to $2,000; Lion Pride up to $1,000.

    Renewable: Four years or degree completion; enroll in 12 credit hours/semester and earn 24 hours/academic year; 3.0 GPA for Platinum/Gold/Silver and 2.5 GPA for Bronze/Lion Pride; summer may be used to meet renewal. Housing stipend valid for Lion's Den housing up to four years.

  90. UDallas

    Texas · Private (religious)

    Freshman Academic Achievement Scholarship (automatic merit grid)

    $28,000-$36,000

    Automatic at admission, completely funded by UDallas, no additional application. Amounts are for students starting fall 2026 or later. Tuition-directed (see stacking).

    Renewable: Requires full-time enrollment (12+ credits/semester) and Satisfactory Academic Progress; a 2.5 cumulative GPA is required by the end of sophomore year. GPAs of 2.0-2.4999 are prorated to 50%; below 2.0 the award is suspended.

  91. Evansville (UE)

    Indiana · Private (religious)

    Academic Merit Scholarship (Fall 2026 Freshman Grid)

    $18,000-$30,000

    Awarded automatically at the time of admission based on academic credentials; no separate scholarship application is described.

    Renewable: Awards are renewable for up to three additional years provided the student continues to meet renewal criteria. Amounts remain the same value in subsequent years.

  92. Findlay

    Ohio · Private

    Automatic Merit Scholarships (First-Year) — GPA/Test Grid

    $18,500-$25,000

    Full 2026-27 first-year grid (verbatim below). Highest qualifying amount is applied; GPA-only path tops out at the Faculty/Merit tiers when no test score is used.

    Renewable: Renewal terms not specified on the scholarships page (the grid lists annual award amounts).

  93. UMaine Presque Isle

    Maine · Public

    New Student (Traditional) Scholarship

    $5000

    This is the only institutional merit award with a published dollar figure. The scholarships page states the award amount ($5,000) and the qualifying stats; the academic catalog describes the same award as the 'Student Academic Scholarship Program' / 'John F. Hill Scholarship' and supplies the renewal terms (8 semesters, 12 credits/semester delivered by UMPI, 3.0 GPA) but does not restate the dollar amount. The two paths to qualify are an SAT 1100+/ACT 25 combined with a 3.3 GPA, OR a 3.7 GPA on its own (catalog phrases the no-test path as 3.5+).

    Renewable: The underlying Student Academic Scholarship Program (John F. Hill Scholarship) is 'renewable for six additional continuous semesters for a total of eight semesters,' contingent on 'successfully completing a minimum of 12 credit hours each semester, which are delivered by the University of Maine at Presque Isle, and maintaining a 3.0 or greater GPA each semester.'

  94. UMW

    Virginia · Public

    In-State Merit Scholarships (Residential vs Commuter)

    $500-$8,000 per year

    Full grid (Residential / Commuter): Collegiate (4.00, 1400/30) $8,000/$2,000; Presidential (4.00, 1300/27) $6,000/$2,000; Provost (3.60, 1200/25) $4,000/$1,500; Eagle (3.25, 1100/22) $3,000/$1,000; Blue & Gray (3.00, 1000/20) $2,000/$500.

    Renewable: Renewal terms not stated on this page.

  95. University of Montevallo

    Alabama · Public

    Presidential Honors Scholarship

    $9,000

    One-time award

  96. Nebraska–Kearney (UNK)

    Nebraska · Public

    UNK Chancellor's Scholarship

    $7,000 toward tuition and $2,000 toward campus housing, annually

    Automatic for a 28+ ACT and 3.9+ HS GPA. SAT equivalent not published.

    Renewable: Renewable up to 4 years.

  97. UNLV

    Nevada · Public

    Western Undergraduate Exchange (WUE)

    150% of in-state tuition rate

    Stackable: Yes. Charges 150% of the in-state tuition rate (far below the standard nonresident rate). Residency-restricted to WUE western states/territories.

    Renewable: Renewable up to 135 attempted credits with a cumulative 2.00 GPA; full-time each semester.

  98. Nevada (Reno)

    Nevada · Public

    Presidential Level Scholarship (WICHE / out-of-state)

    $8,000

    Students from WICHE states may qualify for the Presidential Level Scholarship ($8,000/year). WUE and PEP are stackable with the Presidential. The Presidential and National Merit may NOT be combined. Students who receive the Tahoe/Dean's Pack/Honors awards are NOT eligible for the Presidential.

    Renewable: Same renewal structure as resident Presidential (cumulative 3.5 GPA, 15 credits/term).

  99. University of New Mexico

    New Mexico · Public

    Amigo Scholarship (Non-Resident)

    Approximately $23,149 per year, plus a $200 per year stipend

    UNM's flagship out-of-state award: it waives non-resident tuition down to (roughly) the resident rate, so the ~$23,149 figure is the value of the out-of-state tuition reduction, not a cash check. Automatic on the published GPA/test stats. Non-resident National Scholars and Regents' winners also receive the Amigo waiver to cover out-of-state tuition.

    Renewable: Renewable for 4 years (freshman). Complete 15 new credit hours with a 2.5 GPA each semester (fall and spring semesters).

  100. North Alabama (UNA)

    Alabama · Public

    Presidential Awards (GPA × ACT 30-36 grid)

    $9,000-$12,000

    Each Presidential award includes a Housing Scholarship. GPA 3.00-3.50: ACT 30-32 $9,000+Housing; 33-36 $10,500+Housing. GPA 3.51-4.00: 30-32 $10,000+Housing; 33-36 $12,000+Housing. Housing Scholarship = $4,000/yr for residence halls only (as of June 13, 2025).

    Renewable: Awarded annually; no refunds. Renewal criteria not detailed on this page.

  101. North Dakota

    North Dakota · Public

    UND Freshman Scholarship — Top Tier

    $14,000 ($3,500/year for a maximum of 4 years)

    Automatic on stats — no separate scholarship application for the base academic award. The $14,000 is the four-year total ($3,500/yr). Test scores are only needed for students using the 3.00 GPA + 30 ACT pathway.

    Renewable: Paid as $3,500 per year for a maximum of four years; the page states 'Renewal criteria apply' but does not publish the specific renewal GPA.

  102. Georgia Zell Miller Scholarship (state award)

    100% of UNG bachelor on-campus / online tuition

    STATE award, not UNG institutional merit. Automatic on stats for qualifying Georgia residents. Per UNG's HOPE FAQ, Zell Miller pays 100% of the UNG on-campus and online bachelor tuition rate. Like HOPE, it pays toward TUITION ONLY — fees and material charges remain. This is the strongest merit outcome at UNG for an in-state student who clears the 3.7 GPA + 1200 SAT/26 ACT bar.

    Renewable: Zell Miller Scholarship recipients must maintain a 3.3 HOPE GPA and a 67% completion rate of all coursework; the Zell Miller (HOPE) GPA is checked at the end of every Spring Semester and after attempting 30, 60, and 90 semester hours.

  103. Southern Miss

    Mississippi · Public

    Academic Excellence Housing

    Amount not published

    Official USM Academic Excellence snapshot says housing award requires high school cumulative GPA 3.6+ and ACT 32/SAT 1420+, covers full value of double-occupancy room only, must live on campus first year, first-year only and nonrenewable.

    One-time award

  104. Ursuline

    Ohio · Private (religious)

    Merit Scholarship Matrix (Presidential / Dean's / Ursuline Scholarship / Ursuline Award)

    $21,000-$26,000

    Named tiers per the page: Presidential $26,000; Dean's $25,000; Ursuline Scholarship $23,000-$24,000; Ursuline Award $21,000-$22,000. Full matrix in the excerpt.

    Renewable: All traditional student scholarships are renewable if the student is full-time undergraduate student and maintains a 2.0 college GPA. Part-time students and students with previous bachelor's degrees are not eligible.

  105. Resident Academic Merit — Presidential

    Full tuition and general student fees (resident)

    Automatic for residents who meet the stat criteria. Pays full resident tuition plus general student fees; student may owe other fees for specific coursework. Complete admission application, submit official HS transcript, and submit ACT/SAT scores by February 1, 2026.

    Renewable: 4 years (8 semesters) or until a bachelor's degree is received, whichever comes first. Requires 3.6 cumulative GPA and 15 credits each semester. Can be deferred.

  106. Walla Walla

    Washington · Private (religious)

    Achievement Scholarship (GPA / ACT / SAT grids)

    $9,000-$15,000

    Program designed for first-time freshmen enrolling after January 1, 2025, with provisions applying over four years of eligibility. Transfers with <36 credits may qualify by GPA only.

    Renewable: Fully renewable for three additional years as long as the student meets SAP requirements at WWU.

  107. WVU

    West Virginia · Public

    Climb Higher Scholarship — Level 1 (out-of-state, Morgantown)

    $17,000 per year

    Automatic and non-competitive: if your GPA/test score qualifies, you get it — no separate application. Highest level requires BOTH a 3.8+ GPA AND a 30 ACT (or 1360 SAT). WVU uses weighted GPA if provided and rounds to the second decimal. Beckley and Keyser campuses pay less (see source).

    Renewable: Per year for up to four undergraduate years or completion of a bachelor's degree, whichever comes first, as long as renewal requirements are met (overall 2.75 GPA and 30 earned credit hours per academic year).

  108. Western Kentucky

    Kentucky · Public

    Academic Scholarship — Tier 1 (3.80–4.00 GPA + 30 ACT / 1360 SAT)

    $7,500 per year | $30,000 total over four years

    No residency requirement. Award applies regardless of in-state or out-of-state status. Scholarship may be partially funded using foundation awards. Scholarship offers are limited and will be offered pending timely application and availability of funds.

    Renewable: Automatically renewable with a minimum cumulative GPA of 2.5 (at the end of the spring semester). Renewable for up to eight (8) semesters of full-time undergraduate study or until receipt of a bachelor's degree, whichever occurs first. Requires full-time enrollment (12+ credit hours each semester).

  109. Winthrop

    South Carolina · Public

    Winthrop Premier Scholarship (Out-of-State)

    $6,000 per year plus an Out-of-State Tuition Waiver ($80,160 four-year value)

    Top non-resident tier. The waiver covers the out-of-state portion of tuition; total out-of-state grant/waiver from all Winthrop sources cannot exceed $468 per credit hour in 2026-2027. The $80,160 four-year value combines the $6,000/yr stipend and the waiver.

    Renewable: Renewable for up to three (3) additional years as long as the student maintains financial aid Satisfactory Academic Progress.

  110. Xavier (Louisiana)

    Louisiana · Private (religious)

    Board of Trustees Scholarship

    Full tuition, mandatory student fees, and room and board

    XULA's top award — the only one that also covers room and board, not just tuition/fees. Considered from the admissions application; note the page says 'scholarship application materials,' so confirm whether a separate scholarship application is required.

    Renewable: Covers eight consecutive semesters and accounts for any institutional adjustments in Arts & Sciences tuition. Subject to the same renewal terms (3.1 cumulative GPA per the policy page; 75% reduction at 3.0).

How outside scholarships behave at these schools

The automatic award is only the start. At 98 of these schools, the published stacking policy decides whether outside wins lower the family bill or quietly displace institutional aid. Treatment varies; verify before relying on stacking math.

  • Alabama

    Cost-of-attendance cap

    Alabama applies a cost-of-attendance cap to institutional scholarships. Outside scholarships don't trigger the loan-first or grant-first displacement some privates use; they count toward the COA ceiling and only reduce UA's own institutional award if total aid exceeds COA.

  • Auburn

    Cost-of-attendance cap

    Auburn allows institutional scholarships and outside awards to stack up to published cost of attendance. Families must notify Auburn of outside awards to avoid over-award repayment situations.

  • Oklahoma

    Displacement policy unclear

    OU's National Merit Finalist package explicitly allows outside scholarships to be added on top of the base package up to cost of attendance. Stacking for non-NMF students is less clearly published.

  • Ole Miss

    Loan-first displacement

    Ole Miss uses loan-first displacement. Outside scholarships reduce loan awards before touching other aid, and total aid cannot exceed cost of attendance.

  • Mississippi State

    Cost-of-attendance cap

    Mississippi State caps total aid at Cost of Attendance. The published policy warns that institutional scholarships may be adjusted or canceled if outside awards push a student over COA, and MSU does not publish a loan-first or grant-first displacement order.

  • Oklahoma State

    Loan-first displacement

    When an outside award arrives, Oklahoma State reduces loans first before replacing other need-based aid such as grants or work-study — a loan-first displacement order. Separately, a Cost of Attendance cap governs how its own scholarships stack: automatic qualifier awards cannot exceed COA when combined with other aid, with Oklahoma's Promise and Cowboy Covenant explicitly stackable. A student may only have one tuition scholarship in effect at any time, and the University Assured and Partnered categories pay only the highest-value award from each category (except OK Promise and Cowboy Covenant).

  • Arizona

    Loan-first displacement

    The University of Arizona reduces undisbursed loans first when outside scholarships would create an over-award. Arizona Tuition Award and Wildcat Tuition Award cannot be combined with each other or with the National Scholars Tuition Award base. NMF and NMSF supplements layer on top of the base tuition award rather than replacing it.

  • Kentucky

    Loan-first displacement

    The University of Kentucky enforces a Cost of Attendance cap across all aid sources, and publishes a self-help-first over-award order: when combined aid exceeds COA or need, loans are canceled or reduced first, then Federal Work-Study is stopped. Outside scholarships must be reported via a Declaration of Additional Resources form.

  • Grove City

    Cost-of-attendance cap

    Grove City is one of the cleanest outside-scholarship stacking environments in U.S. higher education because the college does not participate in any federal student aid program, so the federal overaward rule does not apply. Grove City's published policy is plain: outside scholarships will not decrease Grove City institutional aid unless the total amount of aid exceeds cost of attendance. The only ceiling is COA.

  • ASU Barrett

    Loan-first displacement

    ASU does not award multiple New American University scholarships to the same student: the higher-dollar tier replaces lower tiers, and the National Scholar (NMF/NRP) award replaces any prior NAMU merit. Per ASU's published policy, when an outside scholarship arrives the university reduces student loans and work-study first (self-help) before adjusting institutional grant aid — a loan-first displacement order.

  • Minnesota

    Cost-of-attendance cap

    UMN applies a strict cost-of-attendance cap: total financial aid offered cannot exceed COA for the aid year. The published reduction order (which awards reduce first when total exceeds COA) is not publicly documented; OSFA administers on a case-by-case basis. Reciprocity-state residents (MN, ND, WI, Manitoba) are explicitly excluded from the National Scholarship; they receive reciprocity tuition rates instead, which is itself a form of merit-equivalent benefit.

  • Nebraska

    Loan-first displacement

    When an outside scholarship arrives, Nebraska reduces self-help aid (loans or work-study) first so all aid stays within the cost of attendance, and — unlike most schools — does not reduce or cancel its campus-based scholarships for outside awards unless required by law (loan-first displacement). The Chancellor's Tuition Scholarship and Regents Scholar Tuition Commitment remain a separate constraint: they cannot be combined with any other tuition benefit or waiver from federal, state, or University sources; they replace, not stack with, other tuition-specific awards. Other merit, need-based grants, and outside scholarships layer on top within the cost of attendance.

  • Georgia Tech

    Cost-of-attendance cap

    Georgia Tech treats outside scholarships as part of the total cost-of-attendance package. Outside awards reduce need-based aid first when total aid exceeds demonstrated need; institutional merit (Stamps, Gold, Provost) is generally protected unless the student is over-awarded.

  • Tennessee

    Cost-of-attendance cap

    UT Knoxville stacks state HOPE + Tri-Star (UT Promise, Pledge, Flagship) + institutional Volunteer/Provost + outside scholarships up to the cost of attendance and UT-specified award maximums. Volunteer + Orange & White cannot combine; most other awards can stack subject to the COA cap.

  • Iowa State

    Cost-of-attendance cap

    Iowa State applies cost of attendance as a hard cap on total aid. Most automatic awards (Loyal, Forever, True, Academic Achievement Award) are mutually exclusive; students receive the single highest award they qualify for. Full-tuition awards (Iowa NMF, GWC Carver, First Cyclones) replace automatic awards entirely and have specific stacking restrictions documented per program. ROTC and tuition-specific aid interactions follow standard COA-cap displacement.

  • Anderson

    Displacement policy unclear

    AU's five core merit awards do not stack with each other (one only). SC state awards (PFS/LIFE/HOPE) are mutually exclusive with each other. Outside scholarships must be reported, and the aid office recalculates overall assistance; for Fellows winners, outside scholarships and federal aid may be applied to housing and food. Whether outside awards displace AU merit aid is not stated.

  • Arkansas Tech

    Mixed displacement

    Students may receive only one Academic Scholarship per semester. Scholarship stacking is governed by the Arkansas state stacking policy (Act 1180 of 1999), and ATU reserves the right to modify/cancel institution-funded scholarships (Act 323 of 2009).

  • Auburn at Montgomery (AUM)

    Displacement policy unclear

    AUM's eight automatic freshman grid scholarships do NOT stack with each other — a student receives only the single highest grid award they qualify for. The AUM Freshman Leadership Scholarship is the explicit exception: it may be combined with other freshman academic scholarships, but NOT with Deichelmann. No official AUM page was found stating how third-party OUTSIDE scholarships displace institutional aid.

  • Augustana (IL)

    Displacement policy unclear

    The scholarships page does NOT publish an outside/private-scholarship displacement or tuition-only policy (label: not-on-page). It does state an internal adjustment: academic or other Augustana scholarships could be adjusted through the awarding of an Augustana endowed scholarship. PTK stacks with the transfer merit award; residency/visit/FAFSA bonuses (Quad City Promise, Out-of-State, Campus Visit, FAFSA Filers, Housing/Meal awards) layer on top of merit.

  • Belhaven

    Displacement policy unclear

    The four first-year academic awards (President's, Dean's, Achievement, Advantage) are mutually exclusive merit tiers — a student is placed in one based on GPA/ACT, not granted several. Some add-ons layer on top (the Presbyterian PSP is explicitly 'added to the student's total award'), but Belhaven publishes explicit non-combination rules: the Residence Hall Grant 'cannot be awarded in combination with tuition discounts, waivers, sponsorships, and some Belhaven scholarships.' No published policy describes how third-party OUTSIDE scholarships displace institutional aid.

  • BJU

    Cost-of-attendance cap

    BJU's General Scholarship Rule caps all institutional aid plus federal/state grants and scholarships at the student's direct costs (tuition + fees for day students; tuition + fees + room and board for residence students). Aid above the cap triggers reductions to BJU's institutional aid, starting with need-based awards — including retroactively if state/federal aid arrives after BJU aid was packaged.

  • Cal State LA

    Cost-of-attendance cap

    Cal State LA requires you to report every scholarship you receive (including outside/external awards and those paid directly to you), and the Financial Aid and Scholarships Office must fold all funding into your aid package and 'may adjust other awards' if necessary. This is a displacement policy: an outside scholarship can reduce other components of your aid. No rule was published guaranteeing outside scholarships stack on top without reducing institutional aid.

  • Carroll University

    Loan-first displacement

    Carroll's FAQ states that an outside scholarship in most cases has no effect on a student's aid, but occasionally may change the type and amount of loan a student qualifies for, and that financial aid from all sources cannot exceed Carroll's established cost of attendance. This is loan-first behavior with a COA cap. Note: MacAllister recipients are explicitly NOT eligible for additional Carroll scholarships or grants, so the headline full-tuition award does not stack with the automatic merit grid.

  • Centenary (LA)

    Displacement policy unclear

    The only explicit stacking rule found is that the out-of-state $5,000 grant (TEG) 'can be stacked on top of their merit scholarship.' In the other direction, the three premier full-tuition awards (Nancy M. Christian, 1825 Scholars) 'replace all previously earned Centenary awards' and the Jackson award 'replaces the previously earned President's Scholarship' — i.e., they substitute for, not add to, the President's/Dean's/Trustee's grid. No official page describes how third-party OUTSIDE/private scholarships displace institutional aid.

  • Coastal Carolina

    No displacement

    CCU merit awards do NOT stack with each other — a student receives only ONE award from the merit-based scholarship program (academic, VPA, or PGM). Out-of-state recipients receive a minimum $500 named award plus a University Tuition Waiver for the remaining value. Students on the Academic Common Market (ACM) tuition waiver cannot also receive a merit award. No published policy was found describing how third-party OUTSIDE/external scholarships displace institutional merit aid.

  • CSU Pueblo

    Cost-of-attendance cap

    The defining rule at CSU Pueblo: the automatic merit award (Presidential/Distinguished/Promising) CANNOT be combined with any other institutional scholarship, with the single exception of the $1,000 First Generation Scholarship. The Honors Program scholarship and the $1,000 Commitment to Colorado award are both explicitly called out as non-stackable with Automatic Merit. No published rule was found describing how third-party OUTSIDE scholarships displace institutional aid; the only related policy is that merit scholarships may be reduced if total aid exceeds cost of attendance.

  • Concordia College (Moorhead)

    Mixed displacement

    Outside (external) scholarships must be reported. If they push aid over federal need, Concordia first reduces loans or work-study — but total gift aid from all sources cannot exceed comprehensive fees (tuition, standard fees, standard housing and food plans); past that cap, Concordia's own scholarships/grants are reduced. Separately, the $26,500 Presidential Scholarship replaces other scholarships and gift aid, and the Concordia Promise comprises (rather than stacks on) Concordia scholarships plus federal/state gift aid up to the cost of tuition.

  • Covenant College

    Mixed displacement

    Mixed by award. The five automatic merit tiers (Founders'/Tower/Thistle/Shield/Tartan) are the base merit award. The Maclellan full-tuition scholarship is 'mutually exclusive with other institutional aid' (it replaces, not stacks). The Wilberforce Scholarship is 'stackable with other aid up to the cost of tuition.' Students are encouraged to apply for outside scholarships, but the page does NOT state how outside awards displace institutional aid.

  • Dillard

    Mixed displacement

    Dillard's Scholarship/Grant Agreement reserves the right to SWAP an institutional award for an outside (external) scholarship when the external award covers the same costs — a same-amount replacement, not additive stacking. All recipients are required to pursue outside scholarships and must report them; total aid cannot exceed Cost of Attendance.

  • Eastern Kentucky University

    Displacement policy unclear

    EKU institutional scholarships, including merit awards, generally CANNOT be stacked with other scholarships or tuition waivers. The notable exception is the transfer PTK Scholarship, which is explicitly stackable. Separately, the Academic Common Market (out-of-state in-state-rate program) makes a student ineligible for merit because it already provides a tuition waiver. No explicit official rule was found describing how third-party OUTSIDE scholarships or the state KEES award displace institutional merit.

  • ENMU

    Cost-of-attendance cap

    Among out-of-state tuition discounts, only one can be applied per student. State Opportunity + Lottery awards combined cannot exceed 100% of tuition and fees. Receipt of any scholarship may reduce other financial aid.

  • Emporia State

    Cost-of-attendance cap

    ESU explicitly allows students to stack scholarships, with a single hard cap: total financial aid plus stackable scholarships cannot exceed the total cost of attendance. No published rule was found describing how third-party OUTSIDE scholarships specifically displace ESU institutional aid (beyond the same COA cap).

  • Francis Marion

    Cost-of-attendance cap

    Outside scholarships must be reported to the Financial Assistance Office (FAO). For 4-year renewable scholarships, a signed Terms & Conditions form limits the total amount of scholarships, grants, etc. that can be received in addition to the scholarship. Outside scholarships credited to the student account as soon as received by the university. The Premier Pledge is explicitly tuition-only and does not apply when existing scholarships/grants already cover the full tuition of $10,384.

  • Freed-Hardeman

    Cost-of-attendance cap

    FHU caps total UNFUNDED institutional aid at $15,000/yr per student. Discounts (Chester County, Participating School, Children of Minister's) may combine with other institutional awards (excluding other discounts) only up to that $15,000 cap. The Honors Scholarship is the explicit exception — it stacks on top of the Trustees' Scholarship up to the full $27,050 comprehensive charge. Endowed and Nursing scholarships are stated to SUPPORT merit awards and do NOT stack on top of them. The Church Scholarship Match (up to $2,500) may stack above the institutional cap up to the comprehensive charge. No dedicated 'outside / third-party scholarship displacement' page exists; the governing ceilings are the $15,000 unfunded-institutional cap and the comprehensive charge.

  • Georgia College

    Displacement policy unclear

    No published institutional rule was found describing how outside/third-party scholarships displace GCSU merit or need-based aid. The university-and-private-scholarships page only explains how private scholarship CHECKS are processed (made out to GCSU, applied to the current term). Whether an outside award reduces institutional aid is not stated.

  • Grambling State

    Mixed displacement

    Grambling's own scholarship tables show institutional merit stacking with Louisiana TOPS (in-state) or with the out-of-state fee waiver — the published 'Total Award' column literally adds them. A reverse rule applies to the need-based GAP Fund: GAP money can be CANCELED if a later award from another source creates a credit balance, GAP cannot generate a refund, and all federal aid (subsidized, unsubsidized, PLUS loans) must be exhausted first.

  • Hampton

    Cost-of-attendance cap

    Hampton caps the total of all scholarships at the school's direct cost. The total financial package for students who receive scholarships through Admission, the Athletic Department, and/or Academic Departments cannot exceed the direct cost (tuition, fees, room and board). Students must report all expected aid, including outside scholarships, or risk reduction or cancellation of aid — i.e., outside awards are absorbed under a cost-of-attendance / direct-cost ceiling rather than stacked on top without limit.

  • Henderson State

    Cost-of-attendance cap

    No specific institutional stacking/displacement policy was published on the pages reviewed. The financial-aid pages state only that the federally defined Cost of Attendance sets the maximum total aid (loans, grants, scholarships, fee-waivers) a student may receive.

  • Jacksonville State

    Displacement policy unclear

    Freshman merit scholarships (Gamecock tiers) cannot stack with the Leadership Scholarship or the Jax State Honors Scholarship, but CAN stack with competitive and talent-based scholarships. Transfer merit scholarships cannot stack on one another, with the sole exception of the Phi Theta Kappa Enhancement Scholarship. Outside scholarships: the page states receiving outside scholarships 'may affect the amount of federal financial aid you are eligible to receive' — no explicit displacement type specified beyond that general note. Military tuition rate cannot be used with any other institutional scholarships, aid, or discounted tuition.

  • John Brown University

    Cost-of-attendance cap

    JBU's published stacking/displacement rules differ by award. For ATHLETES, total aid from ALL sources (including academic scholarships, need-based aid, federal/state grants, loans, work-study and any outside scholarships) is capped at full-time tuition + room and board + general fee + up to $600 in course fees, and the athletic scholarship is reduced dollar-for-dollar by other sources — a COA-cap. For non-athletes, no general outside-scholarship displacement rule is published on the scholarships page; recipients of an outside scholarship are only told to complete the Outside Scholarship Notification Form. Within named awards, the Presidential explicitly stacks on the Chancellor's, but Music & Theatre awards do NOT stack with each other and the Chancellor's REPLACES any prior Assured Merit Award.

  • Kansas State

    Displacement policy unclear

    K-State states a student may earn only ONE general university scholarship or award (the GPA-based resident grid award OR the Wildcat Nonresident Award). Competitive awards (Presidential, Vanier, Campbell, Edgerley-Franklin, Kassebaum, Civic Leadership) and KSN college/departmental awards are separate tracks and are not constrained by the 'one general university award' rule on the pages reviewed. No published rule was found on these pages describing how outside (third-party) scholarships displace institutional aid.

  • Lander

    Cost-of-attendance cap

    Total aid (scholarships + grants + loans + other awards) may never exceed the total Cost of Attendance. Departmental scholarships explicitly may reduce other Lander institutional aid. Students must report outside/private scholarships to the Financial Aid Office. No explicit COA-displacement rule favoring loans or grants over merit is published; the cap is COA. The PTK scholarship explicitly stacks with the highest transfer scholarship ($3,000 combined).

  • Lee University

    Cost-of-attendance cap

    Lee limits a student to ONE general merit scholarship (you get Ignite OR Dean's OR Presidential, never two), so the three named tiers do not stack on each other. Outside/private scholarships do not automatically displace institutional merit, but Lee 'may reduce awards if total aid exceeds the cost of attendance' — i.e., a cost-of-attendance cap rather than a dollar-for-dollar institutional-aid reduction. Renewable institutional scholarships can be applied toward only one off-campus study program during enrollment.

  • MSU Texas

    Cost-of-attendance cap

    Stacking is partly restricted and partly allowed. Within institutional merit: the ISD Valedictorian/Salutatorian award is NOT stackable with the Regents scholarships (pick one), and transfer merit awards are NOT stackable with freshman merit awards. Phi Theta Kappa IS stackable with other merit scholarships. For OUTSIDE/third-party scholarships, MSU Texas applies a cost-of-attendance cap: total MSU scholarship money may not exceed the cost of attendance, and an outside scholarship 'could impact' MSU awards — i.e., it can reduce MSU-funded scholarships when the COA ceiling is reached. No explicit loan-first vs grant-first displacement order is published.

  • MSU Northern

    Displacement policy unclear

    MSU Northern packages aid to your eligibility and adjusts downward for over-awards: any aid received in addition to what is listed on your offer, which exceeds your unmet eligibility, results in an adjustment. The financial-aid page does not state a separate rule for how OUTSIDE scholarships specifically displace institutional merit awards, so the exact treatment is unclear and should be confirmed with the office.

  • Morehead State

    Cost-of-attendance cap

    Total financial aid from all sources cannot exceed the Cost of Attendance (COA). When an overaward occurs, MSU first eliminates loans (work-study, private, PLUS, unsubsidized federal, subsidized federal) before reducing institutional merit scholarships. The Pell Grant and KEES are never reduced. The Honors Scholarship is applied after other financial aid is posted. Transfer scholarships may only be combined with the Alumni Award and Phi Theta Kappa Transfer Scholarship. The International Student Scholarship cannot be combined with the non-resident tuition scholarship.

  • Murray State

    Cost-of-attendance cap

    FAFSA is required every year. University general-fund awards are capped at billed direct costs (tuition + required fees + semi-private room + basic meal plan). Total Murray State scholarship aid combined with tuition adjustments AND outside scholarships may not exceed the cost of attendance; external awards must be reported and Murray State may reduce institutional awards to stay within COA/need.

  • New Mexico State

    Cost-of-attendance cap

    All aid (institutional, state, and outside) cannot exceed the total Cost of Attendance (COA); scholarship stipends will be reduced to prevent an over-award. Students must notify NMSU of all outside scholarships. The NM Lottery/Opportunity Scholarship is explicitly reduced or cancelled for any term where tuition and fees are already partially or fully covered by other funding sources. Institutional merit scholarships for in-state freshmen are awarded IN ADDITION TO the NM Lottery Scholarship (i.e., they stack). Out-of-state students may qualify for one merit scholarship AND one tuition discount. Transfer students qualify for one scholarship and one tuition discount. COA cap enforced across all aid sources.

  • New Mexico Tech

    Displacement policy unclear

    Strict one-institutional-scholarship rule: NMT awards no more than one scholarship per student. Exceptions: the NM Legislative Lottery Scholarship stacks on top of any award; non-residents who qualify for a tuition-reduction scholarship (Competitive, WUE, or Tuition Reduction Agreement) and CORE recipients ALSO qualify for a GPA-based merit scholarship. Outside/private scholarships may be added to the student's award, but the displacement method is not stated.

  • NDSU

    Mixed displacement

    A higher-value renewable scholarship replaces the guaranteed minimum scholarship rather than stacking on top of it.

  • North Greenville

    Mixed displacement

    NGU's top competitive awards are gap-fillers, not stack-on-top awards: for NGU Fellows and Kalos, the state's Palmetto Fellows Scholarship and SC Tuition Grant are applied to tuition first, and NGU's institutional money covers only the remainder up to the award's defined coverage. Trustee winners may stack 'earned' institutional aid (athletic, fine arts, departmental) only as determined by the Office of Financial Aid. Treatment of private outside scholarships is not addressed.

  • Northeastern State

    Mixed displacement

    Within each award family, NSU is one-award-only: a student can hold only one automatic tuition waiver, and only one of the three Honors scholarships. The Breakthrough Scholars award is explicitly last-dollar — it cannot exceed the remaining Bursar balance after all other aid is applied. No page opened states how outside/private scholarships are treated.

  • Northern State (NSU)

    Displacement policy unclear

    No general stacking or outside-scholarship displacement rule was found on the pages reviewed. The WolfPACT page notes additional program scholarships (Arts and Sciences, Business, Education, Fine Arts, Honors) 'are also available' alongside WolfPACT, suggesting they coexist, and per-award policies (full-time status, transfer cancellation, suspension) live on the Scholarship Policies page.

  • Northwest Missouri State

    Displacement policy unclear

    The competitive President's Scholarship and the automatic Admission-Based Freshman Scholarships are mutually exclusive and cannot be combined; the six merit-grid tiers are also mutually exclusive with one another. Bearcat Advantage and several named awards (A+, Pathways, IB, Show-Me, MOST) may be received in addition to the automatic merit award. The pages do not address how private/outside scholarships are treated.

  • Northwest Nazarene

    Displacement policy unclear

    NNU does not publish an outside-scholarship displacement policy on its financial-aid pages. The NNU Matching Scholarships page directs students to present a copy of each outside award so it 'can be included as part of the student's overall financial aid offer,' and NNU itself matches church gifts — implying outside church awards add value rather than reduce institutional aid. Whether a private/outside scholarship reduces NNU institutional merit or only need-based/self-help aid is NOT stated, so displacement is unclear.

  • Oakwood University

    Cost-of-attendance cap

    Outside aid is applied FIRST and Oakwood merit fills behind it under a hard cap: institutional scholarships (including denominational tuition assistance) cannot exceed the total cost for tuition, room and board, and recipients cannot be over-awarded or receive refunds from academic awards. In practice a large outside scholarship can reduce or displace the Oakwood merit award rather than add on top of it.

  • Oklahoma Baptist

    Displacement policy unclear

    OBU's automatic academic tier is the student's base award and may combine with most other aid, but the full-tuition scholarships (University Scholar, Allen, Martin) are exclusive: recipients are NOT eligible for additional OBU aid, including athletic aid. Some scholarships do not apply for athletes, full-tuition recipients, or employee-education-benefit students, and athletes who receive OBU athletic aid are ineligible for other OBU scholarships aside from their academic scholarship. No published rule was found describing how third-party OUTSIDE scholarships displace institutional aid.

  • Oklahoma Christian (OC)

    Mixed displacement

    OC marks the Kingdom Way Award as 'stackable.' Athletic scholarships may NOT stack with additional institutional scholarships (traditional academic and transfer scholarships excepted). The need-based OC Grant is 'reduced as additional aid is added' but is 'combinable with other awards.' The Sister School Discount is 50% off tuition 'including all OC aid.' No general policy on private OUTSIDE scholarships was found on the pages opened.

  • Palm Beach Atlantic

    Displacement policy unclear

    PBA does not publish an outside-scholarship displacement formula. Outside awards must be reported to the Financial Aid Office; checks are split between fall and spring by default unless the sponsor specifies otherwise. The page's key cap: institutional scholarships and grants (Academic, Talent, Athletic, PBA Lead, Honors) defray TUITION AND FEES ONLY — they cannot be applied to room and board.

  • Point Loma Nazarene

    Cost-of-attendance cap

    PLNU's published rule is that performance-based awards (athletic, music, forensics) may be combined with the academic merit grid and with science honors scholarships. For OUTSIDE/third-party scholarships, PLNU does not state that they reduce institutional merit aid; instead recipients must report the award and PLNU verifies there is room in the Cost of Attendance/Budget before adding it to the offer — implying a COA-cap rather than a dollar-for-dollar displacement of institutional aid.

  • Prairie View A&M

    Grant-first displacement

    PVAMU treats outside/third-party scholarships as resources that can REDUCE other aid. The official policy says a student's financial aid award may not exceed the cost of attendance and the financial aid office is required to review and adjust over-awards; students must report all external scholarships, and a University Merit scholarship (Regents' or Presidential) is explicitly 'subject to adjustments when receiving... third party scholarships (external/outside) or other institutional financial aid.' This is grant-first/over-award displacement, not a no-displacement stack.

  • Roanoke

    Mixed displacement

    Roanoke's named add-on grants (Lutheran, Friends in Faith, Legacy, Visit) explicitly stack on top of the GPA-grid merit award. But three limits apply: (1) once a need-based award has been presented, the college will no longer evaluate for additional merit-based aid; (2) College dollars and the Virginia Tuition Assistance Grant are capped at the cost of tuition; (3) winning a competitive scholarship (Art/Music/Theatre/Honors) after a comprehensive aid package may reduce a previously awarded Roanoke College Supplemental Grant. Treatment of private outside scholarships is not stated on any page reviewed.

  • Rollins College

    Displacement policy unclear

    Donald J. Cram Science Scholarships are typically awarded in addition to one of Rollins' other academic scholarships.

  • Samford

    Mixed displacement

    Samford's published policy is that the University Grant (need-based) may be reduced or cancelled if a student is later awarded additional Samford institutional funds or if need changes — an internal stacking limit, not specifically an outside-scholarship rule.

  • Southeast Missouri State

    Displacement policy unclear

    SEMO requires students to report any external scholarship they win, after which the award is 'factored into your overall aid package.' The published pages do not state a clear displacement order (whether an outside award reduces loans/self-help first, need-based grants, or institutional merit), so the displacement behavior is unclear from official sources. Separately, the Southeast A+ award 'may not be combined with any other scholarship.'

  • Southeastern

    Displacement policy unclear

    No general institutional stacking or outside-scholarship displacement policy was published on the pages opened. One specific stacking rule is published: students eligible for both an institutional Louisiana National Guard tuition waiver and TOPS must accept the waiver and receive a reduced TOPS award. The Dual Enrollment award is explicitly described as a supplementary award ('can also receive'), implying it adds to the freshman scholarship.

  • Southern Arkansas (SAU)

    Displacement policy unclear

    University academic scholarships are NOT stackable — a student receives only one academic scholarship. Performance (art/music/theatre) recipients may receive only one performance scholarship. The page does not address how outside/private scholarships are treated.

  • St. Cloud State

    Displacement policy unclear

    SCSU does not publish a quantitative outside-scholarship displacement rule. The Financial Aid Office requires that any new outside scholarship, tuition waiver, or other third-party funding be reported via its electronic Scholarship Notification Form so it can be added to the student's financial aid package, which can trigger a revision of the existing package. The direction of any adjustment (loan-first vs. grant-first) is not stated on the official pages reviewed.

  • Taylor (IN)

    Displacement policy unclear

    The page does not publish a general stacking/displacement policy for outside scholarships, but several awards are explicitly mutually exclusive: the National Merit Academic Merit Award replaces the President/Dean/Faculty/Trustee scholarship, and the Transfer Scholarship is awarded 'in lieu of other academic scholarships.' Students must notify the Financial Aid Office of outside/private scholarships by July 1.

  • Tennessee State

    Cost-of-attendance cap

    A student can receive only ONE institutional merit scholarship from TSU's Office of Institutional Merit Scholarships — these awards do not stack on each other. The merit award CAN be combined with scholarships from the TSU Foundation, outside organizations, and TSU colleges/departments. Critically, TSU merit scholarships are described as LAST-DOLLAR awards, so other aid can reduce or adjust a student's total cost (i.e., outside aid can effectively displace institutional value when total aid would otherwise exceed cost).

  • TAMU-Corpus Christi

    Displacement policy unclear

    The incoming-freshmen page does not state an anti-stacking rule. Institutional merit scholarships fund tuition and mandatory fees and require a FAFSA filed annually by March 1. The pages reviewed do not address how outside/private scholarships are treated or whether a cost-of-attendance cap applies.

  • Texas Tech

    Loan-first displacement

    Outside scholarships at TTU can reduce federal/state need-based aid (subsidized loans, work-study, state aid, institutional grants), but TTU explicitly protects UNIVERSITY scholarships — meaning the Presidential Merit award is not reduced by outside aid.

  • The Citadel

    Cost-of-attendance cap

    Total aid from all sources (federal, state, institutional, and private) may not exceed the student's Cost of Attendance as defined by Title IV regulations. State scholarships (SC HOPE, LIFE, Palmetto Fellows) combined with all other aid are subject to this COA cap; a student's actual award may be reduced if it would cause an over-award. No explicit statement was found on official pages about institutional merit scholarships displacing loans first or grants first.

  • Truman State

    Cost-of-attendance cap

    Automatic awards are generally stackable and renewable, and a student may receive multiple automatic and/or competitive awards. BUT: (1) Truman-funded scholarships apply only to tuition and on-campus room and meal plans — never to fees; (2) competitive awards (Pershing, Kirk, Harry S. Truman) supersede all other Truman-funded awards, except the Bulldog Legacy Award (which can combine with everything except Pershing); (3) out-of-state-portion awards (Out-of-State TruMerit, Non-Resident Tuition Waiver, Non-Resident Tuition Grant, MSEP) cannot be combined — only the greatest-value one is given; (4) NEMO does not stack with Top Scholar or TruPlus; (5) some larger awards replace/supersede smaller ones.

  • Tuskegee

    Cost-of-attendance cap

    Tuskegee enforces a cost-of-attendance cap: institutional scholarships and grants, once combined with federal student aid and any external (outside) awards, cannot exceed the total cost of attendance. The page does not state which award is reduced first if the cap is hit, so the displacement order is unclear.

  • Union University

    Grant-first displacement

    Union's freshman academic grid award is a 'base award.' A set of named 'Stackable Scholarship Awards' (Alumni Legacy, Ministry Dependent, TBC/SBC) stack on top of it but are capped at a $2,000 annual limit combined. Scholars of Excellence Awards 'may be combined with all other institutional aid.' BUT the Founders' Scholarship and several others (INAMB, certain endowed/other awards) are 'Merit Replacement' awards that replace — not stack with — the grid award. Outside scholarships are governed by a reduction policy: if total gift aid from all sources exceeds Union billed charges, Union reduces its own institutional aid first, and total aid can never exceed the cost of attendance.

  • UAB

    Displacement policy unclear

    IB or Cambridge AICE Diploma Holders receive an additional $2,500 per year at UAB, stackable on top of any automatic merit award. Students may receive only one national scholarship award.

  • UAH

    Displacement policy unclear

    UAH publishes no displacement or over-award rule for how an OUTSIDE (third-party) scholarship affects institutional merit aid. The Outside Scholarships page is only a curated resource list plus a mailing address for donor checks, and the Scholarship FAQ's outside-scholarship entry only explains where the donor should send the check. How outside awards interact with the UAH merit grid or with need-based/federal aid is not stated on these pages.

  • UAF

    Cost-of-attendance cap

    Merit awards can stack (UA Scholars explicitly combines with Nanook Pledge and APS), but the Nanook Pledge cannot exceed your cost to attend and is not refunded if gift aid exceeds your bill; receiving outside aid can trigger amendment of your award.

  • UAFS

    Displacement policy unclear

    The admission application serves as the application for merit and many foundation scholarships; Prestigious scholarships require a separate application. The page does not state an explicit anti-stacking rule between merit and Prestigious awards, and does not address outside/private scholarship displacement. It does warn that changing majors could result in loss of (Prestigious) awards.

  • UDallas

    Cost-of-attendance cap

    All UDallas non-need scholarships and grants are tuition-directed: they may be combined (stacked) up to but not over full tuition. A full-tuition scholarship recipient is therefore ineligible for any additional non-need scholarship or grant, including the Family Grant; departmental awards cannot sit on top of a full-tuition scholarship.

  • Evansville (UE)

    Mixed displacement

    All UE institutional scholarships/gift aid combined are capped at the equivalency of full-time tuition (12-18 credit hours/semester). Total gift aid from all sources (including outside scholarships) is capped at directly billed charges (tuition, fees, housing, meal plan) plus a $2,500 book/expense allowance for residents — tuition + fees + $2,500 for commuters. Gift aid above the cap causes UE to reduce its own gift aid. When federal aid is in the package and need would be exceeded, reductions happen in this order: loans, work, Federal SEOG, then UE grants. 'Special Scholarships' (TASL, Moore, Nursing, etc.) do not stack with the Academic Merit Scholarship — students get whichever is higher.

  • UMaine Presque Isle

    Loan-first displacement

    UMPI's official Financial Aid Policy uses self-help-first displacement for outside scholarships: an outside award is first applied to unmet need, then replaces loan and/or Work-Study BEFORE it reduces a University grant or scholarship. Total aid (including outside resources) may not exceed the Cost of Attendance; if it does, the aid office reduces self-help (loans and work) before reducing scholarship or grant aid. Separately, the Level Up / certain tuition-waiver awards cannot be combined with any other UMS or UMPI waiver/merit award.

  • Nebraska–Kearney (UNK)

    Loan-first displacement

    Institutional awards stack with each other (the non-resident New Nebraskan tuition waiver can be held alongside a UNK Academic Merit Scholarship). For OUTSIDE/private scholarships, UNK is required by law to adjust FEDERAL aid first if outside awards create an excess (over-award) — implying outside money displaces federal aid before institutional merit, though the page does not spell out an explicit order beyond 'federal aid.'

  • UNLV

    No displacement

    Favorable: every UNLV scholarship listed (Signature, Opportunity, President's, WUE, Rebel Edge) and the state Millennium Scholarship is explicitly marked 'Stackable: Yes.' Award amounts can change with residency status, and institutional consideration requires admission, FAFSA, and the Institutional Aid Application by the priority deadline.

  • Nevada (Reno)

    Mixed displacement

    Resident awards: a student receives only ONE four-year award; the test-optional one-year award does not stack with the four-year grid or National Merit. Non-resident: WUE/PEP tuition reductions stack with Presidential OR National Merit, but Presidential and National Merit cannot combine; the Tahoe/Dean's Pack/Honors stack cannot combine with either Presidential or National Merit. National Merit Scholars forfeit need-based grants.

  • University of New Mexico

    Mixed displacement

    UNM stacking is MIXED. Resident institutional merit awards (Regents', Presidential, Woodward, UNM Achievers) are explicitly designed to combine with the state NM Legislative Lottery and Opportunity scholarships. But a student CANNOT hold two UNM Freshman Scholarships at once — if awarded multiple, 'the higher dollar award will supersede the lower dollar award' and the lower is canceled. For non-residents, the Lobo Housing Scholarship explicitly layers on top of a tuition-waiver scholarship (WUE/LUE/reciprocal). For third-party OUTSIDE scholarships, UNM's Financial Aid terms state that 'Receipt of additional financial aid may result in an adjustment of the financial aid offered by UNM' — i.e., over-award adjustment is possible; the exact displacement order (loan-first vs. grant-first) is not published on these pages.

  • North Alabama (UNA)

    No displacement

    UNA explicitly allows stacking — the freshman page lists scholarships 'available for stacking,' the $4,000 Housing Scholarship is stackable (2 years), and Leadership and Honors awards may be stacked on top of the automatic Academic/Presidential award. The one limit stated is that students cannot hold more than one housing scholarship. The page does not address how outside/private scholarships are treated.

  • North Dakota

    No displacement

    UND lets you keep your institutional scholarships when you win an outside award — 'You may accept non-UND scholarships without affecting your UND scholarships' — but external awards still have to be reported and are accounted for in the federal financial-aid package. National Merit and other UND awards stack up to the full cost of attendance.

  • University of North Georgia

    Displacement policy unclear

    UNG does not publish an outside-scholarship displacement policy on its public scholarship pages. The only outside-scholarship mechanic stated is administrative: privately-awarded scholarships are automatically split half/half across fall and spring unless the donor letter says otherwise. How an outside award interacts with HOPE/Zell Miller or other UNG aid is NOT documented publicly and must be confirmed with the Financial Aid office.

  • Southern Miss

    Displacement policy unclear

    USM Honors College students may only receive one scholarship package (Honors Scholar Award, Discovery, or Presidential); they are mutually exclusive.

  • Ursuline

    Displacement policy unclear

    Every admitted freshman gets one matrix merit scholarship; on top of that, students 'may be eligible for ONE of the awards listed below' (Alumnae, Hoban, Mulhausen, Choose Ohio First, Say Amen, Say Yes) — i.e., merit plus at most one additional institutional award. Treatment of outside/private scholarships is not stated; the college actively encourages private scholarship searches via FastWeb.

  • Utah Valley University

    Loan-first displacement

    UVU counts outside scholarships as a resource for federal aid. Per Policy 512, a student's total aid package should not exceed cost of attendance; when additional aid arrives after the package is calculated, need-based aid is reduced and LOANS are reduced first before any other aid source. Institutional Honors awards are explicitly capped so a student receives only up to full tuition.

  • Walla Walla

    Mixed displacement

    WWU restricts stacking award-by-award rather than with one global rule: only one Achievement grid award (GPA or ACT/SAT, whichever is worth most over four years); National Merit Finalists are barred from other academic scholarships including the Out-of-Area Grant; the Out-of-Area Grant cannot combine with Washington state need grants; the Spirit of Excellence tops up to full tuition only 'when combined with other scholarships.' Freshmen who do not attend all three quarters forfeit a portion of their scholarships.

  • WVU

    Displacement policy unclear

    WVU institutional merit scholarships are largely tied to incoming GPA/test stats and a campus, and the state's Promise Scholarship is explicitly offered IN ADDITION to WVU scholarships ('WVU scholarships usually are offered in addition to Promise'). No official page found stated how third-party OUTSIDE scholarships displace institutional aid, so outside-award displacement is unclear and should be confirmed with the WVU Hub.

  • Western Kentucky

    Loan-first displacement

    Academic Scholarships and Supplemental Scholarships can stack together, up to Cost of Attendance. University scholarships cannot be received simultaneously with a full-tuition waiver. Outside/private scholarships are used to replace loans first rather than grants at WKU. Total aid (grants + loans + scholarships) cannot exceed Cost of Attendance budget. Border State, TIP, and WKU Family Scholarships cannot be received simultaneously with each other.

  • Winthrop

    Displacement policy unclear

    Winthrop requires students to report ALL outside/external aid, and warns it may adjust the package. No published rule states the displacement ORDER (loans vs grants vs institutional merit), so outside-scholarship displacement is unclear. Internally, the Palmetto Boys/Girls State award explicitly stacks on top of the primary merit scholarship, and SC state scholarships (LIFE, HOPE, Palmetto Fellows) are awarded separately — but the pages do not state how they layer against the institutional merit award or the COA cap.

  • Xavier (Louisiana)

    Cost-of-attendance cap

    All institutional aid is capped at the Direct cost of attendance (tuition, room and board, and mandatory university fees). Scholarship amounts may be reduced when federal and state grant aid is received, so federal/state grants and outside aid can displace XULA scholarship dollars once the Direct-cost ceiling is reached.